LICHSGFINHousing Finance Company
LIC Housing Finance Ltd — PE Ratio & Valuation Analysis
₹495.25
+1.68%
Current P/E5.49xPrice to earnings
Industry P/E18.03xSector average
4Y Avg P/E8.1x31.8% below avg
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69.6% Discount to Industry
LICHSGFIN P/E 5.49x vs sector avg 18.03x
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Historical PE Ratio
| Year | EPS (₹) | Year-end Price | PE Ratio |
|---|---|---|---|
| 2025 | ₹98.94 | ₹540 | 5.5x |
| 2024 | ₹86.60 | ₹598 | 6.9x |
| 2023 | ₹52.55 | ₹536 | 10.2x |
| 2022 | ₹43.12 | ₹414 | 9.6x |
PE = Year-end closing price ÷ Diluted EPS. Source: NSE/BSE filings.
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Understanding LIC Housing Finance Ltd Valuation
LIC Housing Finance Ltd (LICHSGFIN) currently trades at 5.49x earnings. The Housing Finance Company sector average PE is 18.03x. LICHSGFIN is trading at a discount to peers — may indicate relative value. Historically, LICHSGFIN has traded at an average PE of 8.1x — it is currently below that level. Always evaluate PE alongside earnings growth (PEG ratio), return on equity, debt levels and business quality. A lower PE isn't always better. Educational data only — not investment advice.
ROE
16.05%
Dividend Yield
1.82%
More on LIC Housing Finance Ltd
Data from NSE/BSE public filings. Educational purposes only. Bull Run is not SEBI-registered. Not investment advice.