SMARTFINNon Banking Financial Company (NBFC)
Smart Finsec Ltd — PE Ratio & Valuation Analysis
₹6.48
-9.96%
Current P/E27.00xPrice to earnings
Industry P/E22.03xSector average
4Y Avg P/E31.1x13.3% below avg
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22.6% Premium to Industry
SMARTFIN P/E 27.00x vs sector avg 22.03x
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Historical PE Ratio
| Year | EPS (₹) | Year-end Price | PE Ratio |
|---|---|---|---|
| 2024 | ₹0.79 | ₹15 | 18.8x |
| 2023 | ₹0.47 | ₹18 | 37.4x |
| 2022 | ₹1.15 | ₹8 | 7x |
| 2021 | ₹0.15 | ₹9 | 61.4x |
PE = Year-end closing price ÷ Diluted EPS. Source: NSE/BSE filings.
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Understanding Smart Finsec Ltd Valuation
Smart Finsec Ltd (SMARTFIN) currently trades at 27.00x earnings. The Non Banking Financial Company (NBFC) sector average PE is 22.03x. SMARTFIN commands a premium, reflecting high growth expectations. Historically, SMARTFIN has traded at an average PE of 31.1x — it is currently below that level. Always evaluate PE alongside earnings growth (PEG ratio), return on equity, debt levels and business quality. A lower PE isn't always better. Educational data only — not investment advice.
ROE
7.75%
Dividend Yield
0.00%
More on Smart Finsec Ltd
Data from NSE/BSE public filings. Educational purposes only. Bull Run is not SEBI-registered. Not investment advice.