GICHSGFINHousing Finance Company
GIC Housing Finance Ltd — PE Ratio & Valuation Analysis
₹131.31
-4.42%
Current P/E6.07xPrice to earnings
Industry P/E18.03xSector average
4Y Avg P/E6.3x3.3% below avg
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66.3% Discount to Industry
GICHSGFIN P/E 6.07x vs sector avg 18.03x
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Historical PE Ratio
| Year | EPS (₹) | Year-end Price | PE Ratio |
|---|---|---|---|
| 2025 | ₹29.79 | ₹173 | 5.8x |
| 2024 | ₹28.11 | ₹204 | 7.3x |
| 2023 | ₹39.60 | ₹215 | 5.4x |
| 2022 | ₹32.22 | ₹213 | 6.6x |
PE = Year-end closing price ÷ Diluted EPS. Source: NSE/BSE filings.
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Understanding GIC Housing Finance Ltd Valuation
GIC Housing Finance Ltd (GICHSGFIN) currently trades at 6.07x earnings. The Housing Finance Company sector average PE is 18.03x. GICHSGFIN is trading at a discount to peers — may indicate relative value. Historically, GICHSGFIN has traded at an average PE of 6.3x — it is currently below that level. Always evaluate PE alongside earnings growth (PEG ratio), return on equity, debt levels and business quality. A lower PE isn't always better. Educational data only — not investment advice.
ROE
8.98%
Dividend Yield
2.66%
More on GIC Housing Finance Ltd
Data from NSE/BSE public filings. Educational purposes only. Bull Run is not SEBI-registered. Not investment advice.