GICHSGFINHousing Finance Company
GIC Housing Finance Ltd — Profit & Loss Statement
₹131.31
-4.42%
GIC Housing Finance Ltd Profit & Loss Statement (Annual)
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tax Effect Of Unusual Items | 0.46 Cr | -0.03 Cr | 1.42 Cr | -26.22 Cr | — |
| Tax Rate For Calcs | 0.22 | 0.26 | 0.26 | 0.25 | — |
| Normalized EBITDA | 221.35 Cr | 220.96 Cr | 295.95 Cr | 346.69 Cr | — |
| Total Unusual Items | 2.04 Cr | -0.13 Cr | 5.37 Cr | -106.29 Cr | — |
| Total Unusual Items Excluding Goodwill | 2.04 Cr | -0.13 Cr | 5.37 Cr | -106.29 Cr | — |
| Net Income From Continuing Operation Net Minority Interest | 160.42 Cr | 151.35 Cr | 213.25 Cr | 173.51 Cr | — |
| Reconciled Depreciation | 15.01 Cr | 15.02 Cr | 9.94 Cr | 8.71 Cr | — |
| Reconciled Cost Of Revenue | 756.15 Cr | 757.38 Cr | 745.10 Cr | 734.36 Cr | — |
| EBITDA | 223.39 Cr | 220.83 Cr | 301.32 Cr | 240.40 Cr | — |
| EBIT | 208.38 Cr | 205.81 Cr | 291.38 Cr | 231.69 Cr | — |
| Normalized Income | 158.84 Cr | 151.45 Cr | 209.30 Cr | 253.58 Cr | — |
| Net Income From Continuing And Discontinued Operation | 160.42 Cr | 151.35 Cr | 213.25 Cr | 173.51 Cr | — |
| Total Expenses | 847.67 Cr | 840.01 Cr | 816.16 Cr | 801.12 Cr | — |
| Gross Profit | 281.11 Cr | 273.97 Cr | 340.07 Cr | 403.14 Cr | — |
| Cost Of Revenue | 756.15 Cr | 757.38 Cr | 745.10 Cr | 734.36 Cr | — |
| Total Revenue | 1.04K Cr | 1.03K Cr | 1.09K Cr | 1.14K Cr | — |
| Operating Revenue | 1.04K Cr | 1.03K Cr | 1.09K Cr | 1.14K Cr | — |
| Net Interest Income | 13.44 Cr | 12.80 Cr | 15.34 Cr | 0.12 Cr | -1.47 Cr |
| Interest Expense | 1.68 Cr | 1.65 Cr | 1.53 Cr | 1.35 Cr | 1.25 Cr |
| Interest Income | 15.43 Cr | 14.75 Cr | 17.31 Cr | 2.07 Cr | 0.16 Cr |
| Rent Expense Supplemental | 2.52 Cr | 1.54 Cr | 0.73 Cr | 0.47 Cr | 4.26 Cr |
| Diluted Average Shares | 5.39 Cr | 5.39 Cr | 5.39 Cr | 5.39 Cr | — |
| Basic Average Shares | 5.39 Cr | 5.39 Cr | 5.39 Cr | 5.39 Cr | — |
| Diluted EPS | 29.79 | 28.11 | 39.60 | 32.22 | — |
| Basic EPS | 29.79 | 28.11 | 39.60 | 32.22 | — |
| Diluted NI Availto Com Stockholders | 160.42 Cr | 151.35 Cr | 213.25 Cr | 173.51 Cr | — |
| Net Income Common Stockholders | 160.42 Cr | 151.35 Cr | 213.25 Cr | 173.51 Cr | — |
| Otherunder Preferred Stock Dividend | 0.00 | 0.00 | 0.00 | 0.00 | — |
| Net Income | 160.42 Cr | 151.35 Cr | 213.25 Cr | 173.51 Cr | — |
| Minority Interests | 0.00 | 0.00 | 0.00 | 0.00 | — |
| Net Income Including Noncontrolling Interests | 160.42 Cr | 151.35 Cr | 213.25 Cr | 173.51 Cr | — |
| Net Income Continuous Operations | 160.42 Cr | 151.35 Cr | 213.25 Cr | 173.51 Cr | — |
| Tax Provision | 46.28 Cr | 52.81 Cr | 76.60 Cr | 56.83 Cr | — |
| Pretax Income | 206.70 Cr | 204.16 Cr | 289.85 Cr | 230.34 Cr | — |
| Other Non Operating Income Expenses | 1.48 Cr | 0.02 Cr | 1.89 Cr | 3.08 Cr | — |
| Special Income Charges | 1.80 Cr | -2.84 Cr | -2.49 Cr | -108.17 Cr | — |
| Other Special Charges | 5.38 Cr | -6.37 Cr | -4.23 Cr | -1.66 Cr | — |
| Write Off | -7.18 Cr | 9.21 Cr | 6.72 Cr | 109.83 Cr | — |
| Net Non Operating Interest Income Expense | 13.44 Cr | 12.80 Cr | 15.34 Cr | 0.12 Cr | -1.47 Cr |
| Total Other Finance Cost | 0.31 Cr | 0.30 Cr | 0.44 Cr | 0.60 Cr | 0.38 Cr |
| Interest Expense Non Operating | 1.68 Cr | 1.65 Cr | 1.53 Cr | 1.35 Cr | 1.25 Cr |
| Interest Income Non Operating | 15.43 Cr | 14.75 Cr | 17.31 Cr | 2.07 Cr | 0.16 Cr |
| Operating Income | 189.59 Cr | 191.34 Cr | 269.01 Cr | 336.38 Cr | — |
| Operating Expense | 91.52 Cr | 82.63 Cr | 71.06 Cr | 66.76 Cr | — |
| Other Operating Expenses | 24.55 Cr | 15.63 Cr | 14.86 Cr | 21.12 Cr | — |
| Depreciation And Amortization In Income Statement | 15.01 Cr | 15.02 Cr | 9.94 Cr | 8.71 Cr | — |
| Amortization | 5.69 Cr | 5.79 Cr | 1.68 Cr | 1.64 Cr | — |
| Depreciation Income Statement | 9.32 Cr | 9.23 Cr | 8.26 Cr | 7.07 Cr | — |
| Selling General And Administration | 31.82 Cr | 36.62 Cr | 30.84 Cr | 23.70 Cr | 27.65 Cr |
| Selling And Marketing Expense | 2.14 Cr | 1.92 Cr | 1.22 Cr | 1.68 Cr | 0.47 Cr |
| General And Administrative Expense | 29.68 Cr | 34.70 Cr | 29.62 Cr | 22.02 Cr | 27.18 Cr |
| Rent And Landing Fees | 2.52 Cr | 1.54 Cr | 0.73 Cr | 0.47 Cr | 4.26 Cr |
All figures in ₹ Crores. Source: NSE/BSE filings via Bull Run.
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Data from NSE/BSE public filings. Educational purposes only. Bull Run is not SEBI-registered. Not investment advice.