Cholamandalam Investment and Finance Company Limited Stock Price Today (NSE: CHOLAFIN)

Cholamandalam Investment and Finance Company Limited

1765.6026.00 (1.45%)
Market Closed

Fundamental Score

...

Cholamandalam Investment and Finance Company Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Cholamandalam Investment and Finance Company Limited share price today is 1765.60, down 1.45% on NSE/BSE as of 16 September 2026. Cholamandalam Investment and Finance Company Limited (CHOLAFIN) is a Large-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 1.51L (Cr). The 52-week high for CHOLAFIN share price is 1952.50 and the 52-week low is 1299.40. At a P/E ratio of 26.03x, CHOLAFIN is currently trading above its industry average P/E of 22.18x. The company has a Return on Equity (ROE) of 19.33% and a debt-to-equity ratio of N/A.

Cholamandalam Investment and Finance Company Limited Share Price Chart — NSE/BSE Historical Performance

No data
High
1927.90
Low
1765.60
Volume
9.2L
Change
-5.03%

Cholamandalam Investment and Finance Company Limited share price chart: -5.03% return over the past month. 52-week high ₹1952.50, 52-week low ₹1299.40.

Cholamandalam Investment and Finance Company Limited — Last 10 Trading Days

DateOpenHighLowCloseVolume
1800.701800.701756.301765.6013.13L (Cr)
1834.801842.001784.201791.6017.09L (Cr)
1834.101850.201795.101845.9015.05L (Cr)
1827.101868.201804.201859.0026.80L (Cr)
1828.401843.401809.001829.0010.79L (Cr)
1834.001834.001810.001823.4010.41L (Cr)
1838.601848.201798.301848.208.76L (Cr)
1841.001859.901828.001839.006.77L (Cr)
1826.001858.001826.001849.308.06L (Cr)
1796.001825.901773.501825.908.53L (Cr)

Cholamandalam Investment and Finance Company Limited — Last 12 Months Price History

MonthOpenHighLowCloseChange
1851.101868.201756.301765.60-4.62%
1870.401952.501807.501857.40-0.70%
1790.001875.001660.401849.90+3.35%
1532.901823.901444.601789.80+16.76%
1562.901734.801491.001537.70-1.61%
1401.901605.601299.401562.90+11.48%
1661.001722.101335.001354.70-18.44%
1570.901776.701527.001730.80+10.18%
1707.101831.501607.401631.60-4.42%
1748.001759.801554.701702.20-2.62%
1697.901777.001644.601736.00+2.24%
1597.101782.001557.801696.80+6.24%

Returns & Performance

Excellent

Return on Equity (ROE)

19.33%

Profit generated per ₹1 of shareholder equity

Return on Assets (ROA)

N/A

Bank profit generated relative to total assets

Excellent

Net Profit Margin

31.78%

Net profit as a percentage of reported revenue/income

Dividend Yield

0.11%

Annual dividend as % of current share price

Cholamandalam Investment and Finance Company Limited Valuation Check

Poor

Price to Earnings (P/E)

26.03x

Share price ÷ earnings per share. Lower = cheaper

Poor

Price to Book (P/B)

6.27x

Share price ÷ book value per share — key bank valuation metric

Market-cap Classification
Large-cap
Established & liquid; typically steadier returns.

Shareholding Pattern

Excellent

Promoter Holding

49.88%

% shares held by company founders/management

Excellent

FII Holding

24.87%

% shares held by foreign institutional investors

Good

DII Holding

19.91%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Excellent

Profit Growth (Quarterly YoY)

45.56%

Net profit growth vs same quarter last year

Excellent

Revenue Growth (Quarterly YoY)

21.87%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

26.53%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

27.29%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

28.03%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Banking balance-sheet metrics

Debt/Equity, interest coverage and industrial free-cash-flow ratios are not shown for banks because deposits and borrowings are part of the core lending business. Bull Run uses ROA, ROE, P/B and net profit margin above for bank analysis.

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Cholamandalam Investment and Finance Company Limited Fundamental Analysis & Valuation Benchmarking

Educational evaluation of CHOLAFIN across key market metrics for learning purposes.

Positive Indicators

8 factors identified

Strong Return on Equity (19.33%)

Observation: Efficient use of shareholders' capital generating superior returns.

Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.

Robust Profit Growth (45.56%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture.

Strong Revenue Growth (21.87%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (26.53% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (27.29% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (28.03% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Strong Institutional Confidence (FII+DII: 44.78%)

Observation: Significant professional investor participation.

Analysis: High institutional holding often signals thorough due diligence.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

1 factors identified

High Price-to-Book Ratio (6.27x)

Observation: Trading at significant premium to book value.

Analysis: High P/B ratios may indicate overvaluation relative to asset base.

Cholamandalam Investment and Finance Company Limited vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare Cholamandalam Investment and Finance Company Limited with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
65.8/100
1766
₹150596.85
26.0
Average
19.33%
Good
28.03%
Excellent
26.53%
Excellent
0.11%
62.4/100
1057
₹657424.74
32.4
Average
18.05%
Good
34.15%
Excellent
25.18%
Excellent
0.53%
48.8/100
1031
₹242607.51
18.2
Average
16.38%
Good
32.03%
Excellent
22.54%
Excellent
1.04%
73.9/100
2818
₹113125.66
9.9
Average
30.92%
Excellent
22.72%
Excellent
22.04%
Excellent
0.99%
55.2/100
312
₹78209.49
24.6
Average
11.17%
Average
24.16%
Excellent
5.54%
Good
0.88%
43.9/100
674
₹64100.45
28.2
Average
14.69%
Average
17.09%
Excellent
16.49%
Excellent
0.39%
54.3/100
675
₹56021.39
20.3
Average
13.94%
Average
45.37%
Excellent
10.99%
Good
0.53%
29.5/100
4667
₹51446.55
23.2
Average
14.66%
Average
12.69%
Good
13.23%
Good
0.89%
23.9/100
515
₹43755.03
7.5
Average
13.13%
Average
0.04%
54.9/100
447
₹39165.78
47.0
Average
5.85%
Poor
24.33%
Excellent
23.97%
Excellent
0.00%
23/100
316
₹29725.73
19.3
Average
7.05%
Poor
-10.26%
Poor
8.48%
Good
1.07%

Cholamandalam Investment and Finance Company Limited PE Ratio History

Historical price-to-earnings ratio for CHOLAFIN — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 202550.60₹1702.2033.6x
FY 202441.06₹1187.8028.9x
FY 202332.38₹1260.0038.9x
FY 202226.19₹725.5027.7x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Cholamandalam Investment and Finance Company Limited Dividend History

Annual cash dividends paid by CHOLAFIN — dividend yield 0.11%

Financial YearDividends Paid (₹ Cr)
FY 2025168.11 Cr
FY 2024166.78 Cr
FY 2023164.31 Cr
FY 2022164.17 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

Cholamandalam Investment and Finance Company Limited Quarterly Performance

Latest quarterly metrics for CHOLAFIN — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

21.87%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

45.56%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

26.53%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

28.03%

Compounded annual net profit growth over 5 years

Cholamandalam Investment and Finance Company Limited Technical Indicators

SMA 50, SMA 200, RSI and volume signals for CHOLAFIN — calculated from daily price history

39RSI 14
Neutral — RSI 39

Momentum is balanced — neither overbought nor oversold.

SMA 50
1835
▼ Price below SMA 50 — Short-term bearish
SMA 200
1680
▲ Price above SMA 200 — Long-term uptrend
30-Day Avg Volume
1196K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Cholamandalam Investment and Finance Company Limited Financial Statements

Annual income statement, balance sheet and cash flow for Cholamandalam Investment and Finance Company Limited (CHOLAFIN) — sourced from NSE/BSE filings.

Financial Results & Statements

Latest quarterly, annual and period-wise financial data for Cholamandalam Investment and Finance Company Limited

Loading latest quarterly results...

About CHOLAFIN (Cholamandalam Investment and Finance Company Limited)

Cholamandalam Investment and Finance Company Limited is a prominent non-banking financial institution in India, deeply rooted in the Murugappa Group's legacy of trust and customer-...centricity. The company specializes in providing financial solutions to a diverse range of customers, particularly in the semi-urban and rural markets. CHOLAFIN has meticulously crafted its product portfolio to cater to the specific needs of its target segments. Through a widespread network of branches and a dedicated team of professionals, the company strives to deliver accessible and convenient financial services, empowering individuals and small businesses to achieve their aspirations. The company emphasizes building long-term relationships with its customers, understanding their unique circumstances, and offering customized financial solutions to support their growth and prosperity. CHOLAFIN's core strength lies in its comprehensive suite of lending products, designed to facilitate the acquisition of income-generating assets. From vehicle finance, encompassing commercial vehicles, passenger vehicles, and tractors, to construction equipment loans, the company plays a pivotal role in enabling entrepreneurs and businesses to expand their operations. Recognizing the importance of secure housing and business growth, CHOLAFIN also offers loan against property and home loans, providing individuals and businesses with the financial resources to invest in real estate. The company further extends its support to micro, small, and medium enterprises (MSMEs) through specialized SME loans and other tailored financial products, fostering entrepreneurship and economic development. Beyond its lending activities, Cholamandalam Investment and Finance Company Limited maintains a strong focus on responsible lending practices and financial inclusion. The company actively promotes financial literacy among its customers, empowering them to make informed financial decisions. It also leverages technology to enhance its service delivery, improve operational efficiency, and expand its reach to underserved communities. Through its commitment to ethical conduct, customer satisfaction, and sustainable growth, CHOLAFIN endeavors to be a trusted financial partner for individuals and businesses across India, contributing to their economic well-being and national development.

Company Details

Symbol:CHOLAFIN
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Mr. Murugappan Vellayan Subbiah
Executive Chairman
Mr. Ravindra Kumar Kundu
MD, President of Business, Head of Vehicle Finance & Executive Director
Mr. D. Arul Selvan
President & CFO

CHOLAFIN Share Price: Frequently Asked Questions

What is the current share price of Cholamandalam Investment and Finance Company Limited?

Cholamandalam Investment and Finance Company Limited (CHOLAFIN) trades at ₹1765.60 on NSE and BSE. Market cap ₹1.51L (Cr). Educational data only.

What is the P/E ratio of Cholamandalam Investment and Finance Company Limited?

Cholamandalam Investment and Finance Company Limited has a P/E of 26.03x vs industry average 22.18x.

What is the Bull Run score for Cholamandalam Investment and Finance Company Limited?

Cholamandalam Investment and Finance Company Limited has a Bull Run score of 65.8/100 based on 25+ financial parameters.

Does Cholamandalam Investment and Finance Company Limited pay dividends?

Cholamandalam Investment and Finance Company Limited has a dividend yield of 0.11%. Past dividends don't guarantee future payments.

What is the ROE of Cholamandalam Investment and Finance Company Limited?

Cholamandalam Investment and Finance Company Limited has ROE of 19.33%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Cholamandalam Investment and Finance Company Limited?

Cholamandalam Investment and Finance Company Limited has debt-to-equity of N/A.

Is Cholamandalam Investment and Finance Company Limited a good investment?

Bull Run gives Cholamandalam Investment and Finance Company Limited a score of 65.8/100. This is not investment advice — consult a SEBI-registered advisor.