HDFC Bank Limited Stock Price Today (NSE: HDFCBANK)
Fundamental Score
HDFC Bank Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis
HDFC Bank Limited share price today is ₹731.55, down 3.34% on NSE/BSE as of 30 March 2026. HDFC Bank Limited (HDFCBANK) is a Large-cap company in the Private Sector Bank sector with a market capitalisation of ₹15.42L (Cr). The 52-week high for HDFCBANK share price is ₹2037.70 and the 52-week low is ₹741.05. At a P/E ratio of 21.32x, HDFCBANK is currently trading above its industry average P/E of 15.23x. The company has a Return on Equity (ROE) of 14.45% and a debt-to-equity ratio of 6.30.
HDFC Bank Limited Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
HDFC Bank Limited Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
A Conservative Look at HDFC Bank Share Price
Within the private sector banking industry, a key element is the ability to maintain a conservative lending approach while still achieving growth. This requires a skilled management team capable of navigating economic cycles. This analysis examines the current state of the HDFC Bank share price and its underlying financials from a value investor's perspective, prioritizing capital preservation.
Currently trading at ₹941.0999755859375, with a PE ratio of 21.32, HDFC Bank’s valuation necessitates a closer look at its return on capital employed (ROCE). The reported ROCE of 7.51% is a critical factor for long-term value creation. While HDFC Bank is a well-regarded institution, a ROCE of 7.51% suggests a thinner economic moat than might be desired for a truly exceptional bank. In essence, this lower ROCE indicates that the bank might find it challenging to consistently generate significantly above-average returns on its invested capital, especially compared to peers.
Furthermore, when considering other institutions like
IndusInd Bank Ltd, it becomes important to evaluate the relative strength of management and risk culture. The perceived quality of leadership and their track record in navigating crises are essential elements that contribute to the safety of an investment. HDFC Bank's management team has generally been perceived as more stable and prudent than that of some of its competitors.Finally, a conservative assessment would focus on how the 7.51% ROCE impacts the bank’s ability to reinvest profits and grow shareholder value over the long term. A higher ROCE allows for greater reinvestment opportunities, potentially widening the company's economic moat over time. Lower ROCE means lesser opportunities for wealth creation. This analysis is part of a broader, 80-parameter fundamental audit conducted under the supervision of Sweta Mishra, emphasizing a comprehensive and cautious approach to evaluating the investment merits of HDFC Bank Limited.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
HDFC Bank Limited Fundamental Analysis & Valuation Benchmarking
Educational evaluation of HDFCBANK across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Strong Operating Margins (49.47%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Consistent Growth Track Record (22.45% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Strong Profit Growth Track Record (21.01% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Cash Generation (₹182158.60 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Strong Institutional Confidence (FII+DII: 84.45%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
4 factors identified
Suboptimal ROCE (7.51%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Elevated Debt Levels (D/E: 6.30)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.52x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Low Promoter Commitment (0.00%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
HDFC Bank Limited Financial Statements
Comprehensive financial data for HDFC Bank Limited including income statement, balance sheet and cash flow
About HDFCBANK (HDFC Bank Limited)
HDFC Bank Limited is a titan in the Indian private banking sector, a financial powerhouse distinguished by its comprehensive suite of banking and financial services catering to a b...road spectrum of customers. From the bustling metropolis to the heart of rural India, HDFC Bank extends its reach, offering tailored solutions to individuals, small businesses, and large corporations alike. The bank has established a presence beyond India's borders with operations in Bahrain, Hong Kong, Singapore and Dubai, expanding its international footprint. HDFC Bank is known for its innovative spirit, constantly seeking to leverage technology and customer-centric strategies to enhance the banking experience. The bank's operational structure is strategically divided into key segments to deliver specialized services effectively. The Treasury segment expertly manages the bank's investment portfolio, while the Retail Banking segment provides a comprehensive range of products for individual customers, including an array of deposit accounts to meet diverse needs. The Wholesale Banking segment caters to the complex financial needs of businesses and large corporations. Other Banking Business encompasses additional financial activities, while Insurance Business, along with its "Other" category, provides a range of financial options. HDFC Bank's comprehensive strategy ensures it provides customers with the resources and assistance they need for financial success. At its core, HDFC Bank offers a diverse portfolio of banking products designed to meet the evolving needs of its customers. These offerings range from savings, salary, current, and rural accounts, as well as public provident fund, pension, and demat accounts, providing secure and efficient platforms for savings and investments. The bank also provides fixed and recurring deposits, allowing customers to grow their wealth at a predictable rate, and safe deposit lockers for the safekeeping of valuable assets. For those with international banking requirements, HDFC Bank offers offshore accounts and deposits, facilitating global transactions. Overdraft facilities provide added flexibility for managing finances.
Company Details
Key Leadership
Corporate Events
Latest News
HDFCBANK Share Price: Frequently Asked Questions
What is the current share price of HDFC Bank Limited (HDFCBANK)?
As of 30 Mar 2026, 12:02 pm IST, HDFC Bank Limited share price is ₹731.55. The HDFCBANK stock has a market capitalisation of ₹15.42L (Cr) on NSE/BSE.
Is HDFCBANK share price Overvalued or Undervalued?
HDFCBANK share price is currently trading at a P/E ratio of 21.32x, compared to the industry average of 15.23x. Based on this relative valuation, the HDFC Bank Limited stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of HDFCBANK share price?
The 52-week high of HDFCBANK share price is ₹2037.70 and the 52-week low is ₹741.05. These values are updated daily from NSE/BSE price data.
What factors affect the HDFC Bank Limited share price?
Key factors influencing HDFCBANK share price include quarterly earnings growth (Sales Growth: 4.81%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is HDFC Bank Limited a good stock for long-term investment?
HDFC Bank Limited shows a 5-year Profit Growth of 21.01% and an ROE of 14.45%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 6.30 before investing in HDFCBANK shares.
How does HDFC Bank Limited compare with its industry peers?
HDFC Bank Limited competes with major peers in the Private Sector Bank. Investors should compare HDFCBANK share price P/E of 21.32x and ROE of 14.45% against the industry averages to determine competitive standing.
What is the P/E ratio of HDFCBANK and what does it mean?
HDFCBANK share price has a P/E ratio of 21.32x compared to the industry average of 15.23x. Investors pay ₹21 for every ₹1 of annual earnings.
How is HDFCBANK performing according to Bull Run's analysis?
HDFCBANK has a Bull Run fundamental score of 41.3/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does HDFCBANK belong to?
HDFCBANK operates in the Private Sector Bank industry. This classification helps understand the competitive landscape and sector-specific trends affecting HDFC Bank Limited share price.
What is Return on Equity (ROE) and why is it important for HDFCBANK?
HDFCBANK has an ROE of 14.45%, which shows decent profitability but room for improvement. ROE measures how efficiently HDFC Bank Limited generates profits from shareholders capital.
How is HDFCBANK debt-to-equity ratio and what does it indicate?
HDFCBANK has a debt-to-equity ratio of 6.30, which indicates high leverage that increases financial risk.
What is HDFCBANK dividend yield and is it a good dividend stock?
HDFCBANK offers a dividend yield of 1.10%, meaning you receive ₹1.10 annual dividend for every ₹100 invested in HDFC Bank Limited shares.
How has HDFCBANK share price grown over the past 5 years?
HDFCBANK has achieved 5-year growth rates of: Sales Growth 22.45%, Profit Growth 21.01%, and EPS Growth 13.21%.
What is the promoter holding in HDFCBANK and why does it matter?
Promoters hold 0.00% of HDFCBANK shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in HDFC Bank Limited.
What is HDFCBANK market capitalisation category?
HDFCBANK has a market capitalisation of ₹1542400 crores, placing it in the Large-cap category.
How volatile is HDFCBANK stock?
HDFCBANK has a beta of N/A. A beta > 1 suggests the HDFC Bank Limited stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is HDFCBANK operating profit margin trend?
HDFCBANK has a 5-year average Operating Profit Margin (OPM) of 49.47%, indicating the company's operational efficiency.
How is HDFCBANK quarterly performance?
Recent quarterly performance shows HDFC Bank Limited YoY Sales Growth of 4.81% and YoY Profit Growth of 10.01%.
What is the institutional holding pattern in HDFCBANK?
HDFCBANK has FII holding of 48.38% and DII holding of 36.07%. Significant institutional holding often suggests professional confidence in the HDFC Bank Limited stock.