State Bank of India Stock Price Today (NSE: SBIN)
Fundamental Score
State Bank of India Share Price — Live NSE/BSE Price, Fundamentals & Analysis
State Bank of India share price today is ₹979.40, down 3.36% on NSE/BSE as of 30 March 2026. State Bank of India (SBIN) is a Large-cap company in the Public Sector Bank sector with a market capitalisation of ₹8.98L (Cr). The 52-week high for SBIN share price is ₹1234.70 and the 52-week low is ₹730.00. At a P/E ratio of 11.42x, SBIN is currently trading above its industry average P/E of 8.20x. The company has a Return on Equity (ROE) of 17.20% and a debt-to-equity ratio of 11.08.
State Bank of India Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
State Bank of India Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
State Bank of Share Price: A Conservative Value Investor's Perspective
Within the Public Sector Bank (PSB) landscape, a notable trend is the gradual shift in focus from purely government-mandated social programs to profitability and efficiency, though legacy issues and bureaucratic processes still persist. Evaluating the State Bank of share price (currently ₹1066.40) from a conservative value investing lens, focusing on capital safety, requires a thorough assessment of its financial health and competitive positioning. This analysis is part of a larger 80-parameter fundamental audit, the conclusions of which are verified by Sweta Mishra.
The State Bank of India's reported Price-to-Earnings (PE) ratio of 11.42 appears superficially attractive compared to broader market averages. However, a deeper dive is warranted. A key consideration for value investors is the Return on Capital Employed (ROCE) of 6.47%. This figure indicates the efficiency with which the bank deploys its capital to generate profits. While a positive ROCE is encouraging, a relatively low number like 6.47% suggests limited ability to reinvest earnings at high rates of return, potentially hindering long-term compounding and weakening the bank’s competitive moat. A stronger ROCE would suggest a more robust economic engine capable of weathering economic cycles.
Comparing State Bank of India to its peers reveals further nuances. For example, when considering
Punjab & Sind Bank, an investor might want to compare the quality of management. The allocation of capital, the setting of risk appetites and the handling of Non Performing assets. Some investors believe management plays a vital role in delivering sustainable value over the long term.Ultimately, the State Bank of share price reflects a complex interplay of factors, including government policy, economic conditions, and internal efficiency. A conservative investor should diligently assess these elements, alongside a comprehensive understanding of the bank's asset quality and liabilities, before arriving at any conclusions about its intrinsic value. Further investigation into the bank’s non-performing asset (NPA) management and operational efficiency is essential to determine the true risk-reward profile of the investment.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
State Bank of India Fundamental Analysis & Valuation Benchmarking
Educational evaluation of SBIN across key market metrics for learning purposes.
Positive Indicators
9 factors identified
Strong Return on Equity (17.20%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Strong Operating Margins (41.25%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Consistent Growth Track Record (12.71% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (36.29% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (36.29% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Cash Generation (₹115027.52 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (55.50%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Strong Institutional Confidence (FII+DII: 37.22%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
3 factors identified
Suboptimal ROCE (6.47%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Elevated Debt Levels (D/E: 11.08)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.34x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
State Bank of India Financial Statements
Comprehensive financial data for State Bank of India including income statement, balance sheet and cash flow
About SBIN (State Bank of India)
State Bank of India is the behemoth of Indian banking, a financial institution woven into the very fabric of the nation's economic landscape. It stands as a ubiquitous presence, wi...th its network of branches reaching the most remote corners of the country, serving a diverse clientele ranging from rural farmers to large multinational corporations. With a legacy stretching back centuries, SBI has played a pivotal role in India's economic development, evolving from a colonial-era institution to a modern banking powerhouse. Its commitment to financial inclusion and national progress is evident in its widespread operations and its enduring relationship with the Indian populace. As a public sector bank, it is entrusted with a special responsibility to act as a catalyst for growth and stability in the Indian economy. SBI's operational structure is vast and multifaceted, encompassing a broad spectrum of financial services. It operates through distinct segments, each catering to specific customer needs. The Treasury segment manages the bank's investment portfolio and liquidity. Corporate/Wholesale Banking focuses on providing financial solutions to businesses and large organizations. Retail Banking serves the individual consumer, offering a diverse array of products such as savings accounts, loans, and credit cards. And the "Other Banking Business" segment encompasses the bank's auxiliary activities and strategic initiatives. This well-defined organizational framework enables SBI to effectively manage its extensive operations and deliver a wide range of financial services to its customers. The bank offers a comprehensive suite of personal banking products designed to meet the varied needs of individual customers. These include a range of deposit accounts, such as savings, current, and salary accounts, catering to different income levels and transaction requirements. SBI also provides various loan products, including home, personal, and auto loans, enabling customers to finance their aspirations. In addition, the bank offers specialized loan products tailored to specific needs, such as education loans and loans against property. It also provides different debit card options, prepaid cards, and remittance services, facilitating convenient and secure transactions. This holistic approach to personal banking reflects SBI's commitment to providing accessible and affordable financial services to the masses.
Company Details
Key Leadership
Corporate Events
SBIN Share Price: Frequently Asked Questions
What is the current share price of State Bank of India (SBIN)?
As of 30 Mar 2026, 12:07 pm IST, State Bank of India share price is ₹979.40. The SBIN stock has a market capitalisation of ₹8.98L (Cr) on NSE/BSE.
Is SBIN share price Overvalued or Undervalued?
SBIN share price is currently trading at a P/E ratio of 11.42x, compared to the industry average of 8.20x. Based on this relative valuation, the State Bank of India stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of SBIN share price?
The 52-week high of SBIN share price is ₹1234.70 and the 52-week low is ₹730.00. These values are updated daily from NSE/BSE price data.
What factors affect the State Bank of India share price?
Key factors influencing SBIN share price include quarterly earnings growth (Sales Growth: 5.78%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is State Bank of India a good stock for long-term investment?
State Bank of India shows a 5-year Profit Growth of 36.29% and an ROE of 17.20%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 11.08 before investing in SBIN shares.
How does State Bank of India compare with its industry peers?
State Bank of India competes with major peers in the Public Sector Bank. Investors should compare SBIN share price P/E of 11.42x and ROE of 17.20% against the industry averages to determine competitive standing.
What is the P/E ratio of SBIN and what does it mean?
SBIN share price has a P/E ratio of 11.42x compared to the industry average of 8.20x. Investors pay ₹11 for every ₹1 of annual earnings.
How is SBIN performing according to Bull Run's analysis?
SBIN has a Bull Run fundamental score of 47.9/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does SBIN belong to?
SBIN operates in the Public Sector Bank industry. This classification helps understand the competitive landscape and sector-specific trends affecting State Bank of India share price.
What is Return on Equity (ROE) and why is it important for SBIN?
SBIN has an ROE of 17.20%, which indicates excellent management efficiency. ROE measures how efficiently State Bank of India generates profits from shareholders capital.
How is SBIN debt-to-equity ratio and what does it indicate?
SBIN has a debt-to-equity ratio of 11.08, which indicates high leverage that increases financial risk.
What is SBIN dividend yield and is it a good dividend stock?
SBIN offers a dividend yield of 1.63%, meaning you receive ₹1.63 annual dividend for every ₹100 invested in State Bank of India shares.
How has SBIN share price grown over the past 5 years?
SBIN has achieved 5-year growth rates of: Sales Growth 12.71%, Profit Growth 36.29%, and EPS Growth 36.29%.
What is the promoter holding in SBIN and why does it matter?
Promoters hold 55.50% of SBIN shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in State Bank of India.
What is SBIN market capitalisation category?
SBIN has a market capitalisation of ₹897727 crores, placing it in the Large-cap category.
How volatile is SBIN stock?
SBIN has a beta of N/A. A beta > 1 suggests the State Bank of India stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is SBIN operating profit margin trend?
SBIN has a 5-year average Operating Profit Margin (OPM) of 41.25%, indicating the company's operational efficiency.
How is SBIN quarterly performance?
Recent quarterly performance shows State Bank of India YoY Sales Growth of 5.78% and YoY Profit Growth of -4.25%.
What is the institutional holding pattern in SBIN?
SBIN has FII holding of 9.57% and DII holding of 27.65%. Significant institutional holding often suggests professional confidence in the State Bank of India stock.