Shalibhadra Finance Ltd Stock Price Today (NSE: SAHLIBHFI)
Shalibhadra Finance Ltd
Fundamental Score
Shalibhadra Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Shalibhadra Finance Ltd share price today is ₹77.84, down 2.24% on NSE/BSE as of 30 March 2026. Shalibhadra Finance Ltd (SAHLIBHFI) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹316.60 (Cr). The 52-week high for SAHLIBHFI share price is ₹156.97 and the 52-week low is ₹75.41. At a P/E ratio of 17.15x, SAHLIBHFI is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 12.75% and a debt-to-equity ratio of 0.25.
Shalibhadra Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Shalibhadra Finance Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Financial Analysis of Shalibhadra Finance Share Price
The Non-Banking Financial Company (NBFC) sector is currently experiencing heightened scrutiny regarding asset quality and liquidity, impacting investor confidence. This analysis examines the financial stability of Shalibhadra Finance share price, currently trading at ₹92.80, through a fundamental lens. We will explore key metrics and compare them against its peers. This analysis is part of an 80-parameter fundamental audit verified by Sweta Mishra.
Shalibhadra Finance Ltd boasts a Price-to-Earnings (PE) ratio of 17.15. While this figure provides a snapshot of valuation relative to earnings, a deeper dive is necessary to assess its true attractiveness. Return on Capital Employed (ROCE) stands at 15.03%. A higher ROCE generally indicates efficient capital allocation and profitability. This 15.03% ROCE contributes to the company’s economic moat by suggesting a competitive advantage in generating returns on its invested capital. This suggests the company is relatively healthy.
Comparing Shalibhadra Finance Ltd with its peers, such as
Apollo Finvest, is crucial. Management quality, although qualitative, is a key differentiator. While Apollo Finvest may have a more experienced management team with a longer track record, potentially leading to more conservative risk management, Shalibhadra's ROCE of 15.03% shows strong performance. Such a disparity should be examined further, along with the overall credit risk management strategies and operational efficiency of each entity.Further analysis should include examining the company's debt-to-equity ratio, non-performing asset (NPA) levels, and interest coverage ratio. Scrutinizing the sources of funding and the diversification of its loan book is also important. Ultimately, a comprehensive assessment considering both quantitative and qualitative factors is vital to form a well-rounded perspective on the financial stability of Shalibhadra Finance Ltd.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Shalibhadra Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of SAHLIBHFI across key market metrics for learning purposes.
Positive Indicators
10 factors identified
Excellent ROCE Performance (15.03%)
Observation: Superior returns on capital employed across business operations.
Analysis: ROCE >15% demonstrates efficient capital deployment and strong operational performance.
Strong Operating Margins (68.66%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 17.15 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Robust Profit Growth (37.68%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (15.31%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Strong Profit Growth Track Record (22.46% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Conservative Debt Levels (D/E: 0.25)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Strong Interest Coverage (6.79x)
Observation: Earnings comfortably cover interest obligations.
Analysis: Interest coverage >5x indicates low financial distress risk.
Balanced Promoter Holding (56.24%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
2 factors identified
Negative Free Cash Flow (₹-21.27 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Limited Institutional Interest (FII+DII: 2.47%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
Shalibhadra Finance Ltd Financial Statements
Comprehensive financial data for Shalibhadra Finance Ltd including income statement, balance sheet and cash flow
About SAHLIBHFI (Shalibhadra Finance Ltd)
Shalibhadra Finance Ltd is a Non-Banking Financial Company (NBFC) focused on empowering individuals and small businesses through tailored financial solutions. Operating primarily i...n the Indian financial landscape, the company dedicates itself to bridging the accessibility gap in lending, especially for those often underserved by traditional banking institutions. SAHLIBHFI specializes in extending credit facilities designed to facilitate the acquisition of essential assets, enabling economic growth and personal advancement within its operational footprint. The company's core mission revolves around fostering financial inclusion and contributing to the socio-economic development of the communities it serves. The financial products offered by Shalibhadra Finance Ltd are specifically curated to address the diverse needs of its target demographic. SAHLIBHFI provides financing options for a range of assets, including both new and pre-owned two-wheelers, commercial vehicles such as auto-rickshaws, and passenger cars. These loans are strategically designed to support individuals and entrepreneurs seeking to improve their livelihoods through increased mobility and business opportunities. Furthermore, SAHLIBHFI offers consumer durable loans, allowing customers to acquire essential household appliances and improve their quality of life. By offering flexible and accessible financing solutions, the company plays a vital role in empowering its clientele. SAHLIBHFI has established a presence in the states of Gujarat, Maharashtra, Madhya Pradesh, and Rajasthan, strategically focusing on rural, semi-urban, and other underbanked regions. The company primarily caters to the salaried class, agriculturists, and self-employed individuals, who often face challenges in accessing traditional banking services. By concentrating on these demographics, Shalibhadra Finance Ltd aims to foster economic empowerment and drive inclusive growth in underserved areas. Incorporated in 1992 and headquartered in Mumbai, India, SAHLIBHFI is committed to serving its customers with integrity and contributing to the financial well-being of the communities it serves.
Company Details
Key Leadership
Corporate Events
SAHLIBHFI Share Price: Frequently Asked Questions
What is the current share price of Shalibhadra Finance Ltd (SAHLIBHFI)?
As of 30 Mar 2026, 12:04 pm IST, Shalibhadra Finance Ltd share price is ₹77.84. The SAHLIBHFI stock has a market capitalisation of ₹316.60 (Cr) on NSE/BSE.
Is SAHLIBHFI share price Overvalued or Undervalued?
SAHLIBHFI share price is currently trading at a P/E ratio of 17.15x, compared to the industry average of 22.03x. Based on this relative valuation, the Shalibhadra Finance Ltd stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of SAHLIBHFI share price?
The 52-week high of SAHLIBHFI share price is ₹156.97 and the 52-week low is ₹75.41. These values are updated daily from NSE/BSE price data.
What factors affect the Shalibhadra Finance Ltd share price?
Key factors influencing SAHLIBHFI share price include quarterly earnings growth (Sales Growth: 15.31%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Shalibhadra Finance Ltd a good stock for long-term investment?
Shalibhadra Finance Ltd shows a 5-year Profit Growth of 22.46% and an ROE of 12.75%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.25 before investing in SAHLIBHFI shares.
How does Shalibhadra Finance Ltd compare with its industry peers?
Shalibhadra Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare SAHLIBHFI share price P/E of 17.15x and ROE of 12.75% against the industry averages to determine competitive standing.
What is the P/E ratio of SAHLIBHFI and what does it mean?
SAHLIBHFI share price has a P/E ratio of 17.15x compared to the industry average of 22.03x. Investors pay ₹17 for every ₹1 of annual earnings.
How is SAHLIBHFI performing according to Bull Run's analysis?
SAHLIBHFI has a Bull Run fundamental score of 59.1/100, indicating moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does SAHLIBHFI belong to?
SAHLIBHFI operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Shalibhadra Finance Ltd share price.
What is Return on Equity (ROE) and why is it important for SAHLIBHFI?
SAHLIBHFI has an ROE of 12.75%, which shows decent profitability but room for improvement. ROE measures how efficiently Shalibhadra Finance Ltd generates profits from shareholders capital.
How is SAHLIBHFI debt-to-equity ratio and what does it indicate?
SAHLIBHFI has a debt-to-equity ratio of 0.25, which indicates conservative financing with low financial risk.
What is SAHLIBHFI dividend yield and is it a good dividend stock?
SAHLIBHFI offers a dividend yield of 0.39%, meaning you receive ₹0.39 annual dividend for every ₹100 invested in Shalibhadra Finance Ltd shares.
How has SAHLIBHFI share price grown over the past 5 years?
SAHLIBHFI has achieved 5-year growth rates of: Sales Growth 8.74%, Profit Growth 22.46%, and EPS Growth 12.25%.
What is the promoter holding in SAHLIBHFI and why does it matter?
Promoters hold 56.24% of SAHLIBHFI shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Shalibhadra Finance Ltd.
What is SAHLIBHFI market capitalisation category?
SAHLIBHFI has a market capitalisation of ₹317 crores, placing it in the Small-cap category.
How volatile is SAHLIBHFI stock?
SAHLIBHFI has a beta of N/A. A beta > 1 suggests the Shalibhadra Finance Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is SAHLIBHFI operating profit margin trend?
SAHLIBHFI has a 5-year average Operating Profit Margin (OPM) of 68.66%, indicating the company's operational efficiency.
How is SAHLIBHFI quarterly performance?
Recent quarterly performance shows Shalibhadra Finance Ltd YoY Sales Growth of 15.31% and YoY Profit Growth of 37.68%.
What is the institutional holding pattern in SAHLIBHFI?
SAHLIBHFI has FII holding of 2.47% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the Shalibhadra Finance Ltd stock.