PSBPublic Sector Bank
Punjab & Sind Bank — PE Ratio & Valuation Analysis
₹20.66
-3.73%
Current P/E18.31xPrice to earnings
Industry P/E8.20xSector average
4Y Avg P/E27.2x32.6% below avg
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123.3% Premium to Industry
PSB P/E 18.31x vs sector avg 8.20x
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Historical PE Ratio
| Year | EPS (₹) | Year-end Price | PE Ratio |
|---|---|---|---|
| 2025 | ₹1.50 | ₹28 | 18.5x |
| 2024 | ₹0.88 | ₹48 | 54.7x |
| 2023 | ₹1.94 | ₹43 | 22.2x |
| 2022 | ₹2.56 | ₹34 | 13.2x |
PE = Year-end closing price ÷ Diluted EPS. Source: NSE/BSE filings.
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Understanding Punjab & Sind Bank Valuation
Punjab & Sind Bank (PSB) currently trades at 18.31x earnings. The Public Sector Bank sector average PE is 8.20x. PSB commands a premium, reflecting high growth expectations. Historically, PSB has traded at an average PE of 27.2x — it is currently below that level. Always evaluate PE alongside earnings growth (PEG ratio), return on equity, debt levels and business quality. A lower PE isn't always better. Educational data only — not investment advice.
ROE
7.03%
Dividend Yield
0.23%
More on Punjab & Sind Bank
Data from NSE/BSE public filings. Educational purposes only. Bull Run is not SEBI-registered. Not investment advice.