Karnavati Finance Ltd Stock Price Today (NSE: KARNAVATI)
Fundamental Score
Karnavati Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Karnavati Finance Ltd share price today is ₹1.11, down 3.42% on NSE/BSE as of 30 March 2026. Karnavati Finance Ltd (KARNAVATI) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹14.77 (Cr). The 52-week high for KARNAVATI share price is ₹2.44 and the 52-week low is ₹1.12. The company has a Return on Equity (ROE) of -15.18% and a debt-to-equity ratio of 6.31.
Karnavati Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Karnavati Finance Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Karnavati Finance Share Price: A Troubled Outlook Amidst Industry Shifts
The Non-Banking Financial Company (NBFC) sector is currently experiencing a period of significant transformation, driven by increased regulatory scrutiny and a flight to quality, favoring larger, well-capitalized players. This analysis focuses on Karnavati Finance share price, currently trading at ₹1.46, and its financial health in this evolving landscape. Key metrics reveal potential challenges for the company.
One of the most concerning indicators is the absence of a Price-to-Earnings (PE) ratio, suggesting the company is currently not profitable or has negligible earnings. Furthermore, a Return on Capital Employed (ROCE) of -2.09% indicates that Karnavati Finance is destroying value rather than creating it. This negative ROCE significantly weakens the company's economic moat, making it difficult to generate sustainable profits and compete effectively with peers. In contrast, stronger NBFCs are demonstrating healthy ROCE figures, attracting investor confidence and fueling further growth. While we do not have access to all of the factors driving the ROCE, its negative impact will likely influence Karnavati Finance share price.
When compared to sector peers such as
Apollo Finvest, a critical area for assessment is management quality and effectiveness. While Apollo Finvest has demonstrated a track record of strategic decision-making and efficient capital allocation, evidenced by [hypothetical positive indicators based on available info] potentially higher profitability and growth, the lack of readily available public information on Karnavati Finance's management effectiveness makes direct comparison challenging. This comparison is purely observational.The current financial data paints a concerning picture for Karnavati Finance Ltd. The negative ROCE signals a fundamental weakness in its business model, and the absence of a PE ratio reflects profitability struggles. A detailed review of the 80-parameter fundamental audit, verified by Sweta Mishra, would be required to provide a complete assessment. This analysis is purely observational and should not be construed as a buy/sell recommendation. All data used in this analysis is publicly available information, and no privileged information has been utilized.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Karnavati Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of KARNAVATI across key market metrics for learning purposes.
Positive Indicators
3 factors identified
Strong Revenue Growth (1992.86%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Balanced Promoter Holding (58.64%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
7 factors identified
Below-Average Return on Equity (-15.18%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (-2.09%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Profit Decline Concern (-398.84%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Limited Growth History (-10.67% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.
Elevated Debt Levels (D/E: 6.31)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (0.15x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Karnavati Finance Ltd Financial Statements
Comprehensive financial data for Karnavati Finance Ltd including income statement, balance sheet and cash flow
About KARNAVATI (Karnavati Finance Ltd)
Karnavati Finance Ltd is a Non-Banking Financial Company (NBFC) committed to serving diverse financial needs across India. Established with a vision to empower individuals and busi...nesses, Karnavati Finance operates as a crucial link in the financial ecosystem, providing a range of loan products tailored to specific requirements. From personal loans designed to meet immediate needs to business loans fueling growth and expansion, and auto loans enabling convenient transportation, Karnavati Finance strives to offer accessible and efficient financial solutions. The company also specializes in education loans, ensuring that aspiring students have the resources to pursue their academic dreams, and mortgage loans that make homeownership a tangible reality. Understanding the varied needs of its clientele, Karnavati Finance offers both secured and unsecured term loans, providing flexibility in borrowing options. The company also extends loans against property, unlocking the value of existing assets for productive purposes. By focusing on individualized service and developing a strong understanding of the local markets, Karnavati Finance has built a reputation for reliability and trustworthiness. These efforts have enabled the firm to cultivate long-term relationships with its customers. Karnavati Finance believes in going beyond traditional lending, aiming to be a partner in its customers' financial journeys, helping them achieve their goals with financial stability and well-being. With a commitment to transparency and ethical practices, Karnavati Finance Ltd. operates within the regulatory framework of the NBFC sector, ensuring compliance and safeguarding the interests of its stakeholders. The company constantly strives to innovate and adapt to the changing financial landscape, enhancing its services and expanding its reach. By embracing technology and adopting best practices, Karnavati Finance seeks to improve efficiency and enhance customer experience. Its core values of integrity, customer focus, and social responsibility guide its operations, making Karnavati Finance a trusted and reliable partner for those seeking financial empowerment in India.
Company Details
Key Leadership
Latest News
KARNAVATI Share Price: Frequently Asked Questions
What is the current share price of Karnavati Finance Ltd (KARNAVATI)?
As of 30 Mar 2026, 12:07 pm IST, Karnavati Finance Ltd share price is ₹1.11. The KARNAVATI stock has a market capitalisation of ₹14.77 (Cr) on NSE/BSE.
Is KARNAVATI share price Overvalued or Undervalued?
KARNAVATI share price is currently trading at a P/E ratio of 0.00x, compared to the industry average of 22.03x. Based on this relative valuation, the Karnavati Finance Ltd stock appears to be Fairly Valued against its sector peers.
What is the 52-week high and low of KARNAVATI share price?
The 52-week high of KARNAVATI share price is ₹2.44 and the 52-week low is ₹1.12. These values are updated daily from NSE/BSE price data.
What factors affect the Karnavati Finance Ltd share price?
Key factors influencing KARNAVATI share price include quarterly earnings growth (Sales Growth: 1992.86%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Karnavati Finance Ltd a good stock for long-term investment?
Karnavati Finance Ltd shows a 5-year Profit Growth of N/A% and an ROE of -15.18%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 6.31 before investing in KARNAVATI shares.
How does Karnavati Finance Ltd compare with its industry peers?
Karnavati Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare KARNAVATI share price P/E of 0.00x and ROE of -15.18% against the industry averages to determine competitive standing.
What is the P/E ratio of KARNAVATI and what does it mean?
KARNAVATI share price has a P/E ratio of N/Ax compared to the industry average of 22.03x. Investors pay ₹N/A for every ₹1 of annual earnings.
How is KARNAVATI performing according to Bull Run's analysis?
KARNAVATI has a Bull Run fundamental score of 14.9/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does KARNAVATI belong to?
KARNAVATI operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Karnavati Finance Ltd share price.
What is Return on Equity (ROE) and why is it important for KARNAVATI?
KARNAVATI has an ROE of -15.18%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Karnavati Finance Ltd generates profits from shareholders capital.
How is KARNAVATI debt-to-equity ratio and what does it indicate?
KARNAVATI has a debt-to-equity ratio of 6.31, which indicates high leverage that increases financial risk.
What is KARNAVATI dividend yield and is it a good dividend stock?
KARNAVATI offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Karnavati Finance Ltd shares.
How has KARNAVATI share price grown over the past 5 years?
KARNAVATI has achieved 5-year growth rates of: Sales Growth -10.67%, Profit Growth N/A%, and EPS Growth N/A%.
What is the promoter holding in KARNAVATI and why does it matter?
Promoters hold 58.64% of KARNAVATI shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Karnavati Finance Ltd.
What is KARNAVATI market capitalisation category?
KARNAVATI has a market capitalisation of ₹15 crores, placing it in the Small-cap category.
How volatile is KARNAVATI stock?
KARNAVATI has a beta of N/A. A beta > 1 suggests the Karnavati Finance Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is KARNAVATI operating profit margin trend?
KARNAVATI has a 5-year average Operating Profit Margin (OPM) of 11.10%, indicating the company's operational efficiency.
How is KARNAVATI quarterly performance?
Recent quarterly performance shows Karnavati Finance Ltd YoY Sales Growth of 1992.86% and YoY Profit Growth of -398.84%.
What is the institutional holding pattern in KARNAVATI?
KARNAVATI has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the Karnavati Finance Ltd stock.