Intec Capital Limited Stock Price Today (NSE: INTECCAP)
Fundamental Score
Intec Capital Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Intec Capital Limited share price today is ₹11.16, up +3.71% on NSE/BSE as of 30 March 2026. Intec Capital Limited (INTECCAP) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹28.27 (Cr). The 52-week high for INTECCAP share price is ₹18.98 and the 52-week low is ₹8.67. At a P/E ratio of 5.86x, INTECCAP is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 0.64% and a debt-to-equity ratio of 0.89.
Intec Capital Limited Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Intec Capital Limited Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Intec Capital Share Price: A Conservative Value Investor's Perspective
The Non-Banking Financial Company (NBFC) sector, while presenting opportunities for high growth, demands meticulous due diligence. Credit quality and asset-liability management are paramount, especially in a rising interest rate environment. This analysis assesses the current status of the Intec Capital share price of ₹11.0, focusing on key value investing principles, and is part of a comprehensive 80-parameter fundamental audit verified by Sweta Mishra.
At a Price-to-Earnings (PE) ratio of 5.86, Intec Capital appears superficially attractive. However, a low PE in isolation can be misleading. A deeper dive into the company's fundamentals is crucial. A particularly concerning metric is the Return on Capital Employed (ROCE) of 2.8%. This relatively low ROCE suggests that the company is struggling to generate substantial returns from its invested capital. Compared to peers like
Apollo Finvest, the efficiency of capital deployment appears weaker. While we lack sufficient data for a direct management quality comparison with Apollo Finvest, ROCE often serves as an indirect indicator. A company with a demonstrably superior management team typically exhibits stronger operational efficiency and, consequently, higher ROCE.The low ROCE of 2.8% has significant implications for Intec Capital's long-term competitiveness and "moat," or sustainable competitive advantage. A weak ROCE indicates that the company may find it challenging to reinvest earnings and maintain a healthy growth trajectory. It also increases vulnerability to competition. If the cost of capital exceeds the ROCE, the company is effectively destroying value rather than creating it. We observe that sector peers Bengal & Assam and Fedders Holding Ltd operate in similar business environments and thus, their performance should also be examined, but comparative data isn't provided here to contrast.
In conclusion, while the current Intec Capital share price may seem undervalued based solely on the PE ratio, the low ROCE raises serious concerns about the company's underlying profitability and long-term sustainability. A conservative value investor prioritizing capital safety would require further investigation into the reasons for the low ROCE and the company's plans to improve its capital allocation efficiency before considering an investment. This analysis is observational and does not constitute investment advice.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Intec Capital Limited Fundamental Analysis & Valuation Benchmarking
Educational evaluation of INTECCAP across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Attractive Valuation (P/E: 5.86 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Robust Profit Growth (34.07%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (485.71%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Strong Cash Generation (₹29.66 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (71.05%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
5 factors identified
Below-Average Return on Equity (0.64%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (2.80%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Margin Pressure Concerns (-39.35%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Limited Growth History (-21.75% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Intec Capital Limited Financial Statements
Comprehensive financial data for Intec Capital Limited including income statement, balance sheet and cash flow
About INTECCAP (Intec Capital Limited)
Intec Capital Limited is a registered Non-Banking Financial Company (NBFC) focused on providing bespoke lending solutions to fuel the growth of India's vibrant SME sector. Function...ing within the regulatory framework established by the Reserve Bank of India (RBI), Intec Capital strives to bridge the financial gap often encountered by small and medium-sized businesses, offering access to capital that empowers them to expand operations, invest in innovation, and enhance their competitiveness. The company emphasizes understanding the unique needs of each client, aiming to build lasting partnerships through transparent and reliable financial services. The core of Intec Capital's operations revolves around a diverse portfolio of loan products tailored to suit varying business requirements. These offerings encompass unsecured business loans designed for SMEs seeking quick access to funds, alongside secured loans that leverage the value of assets such as plant and machinery. Furthermore, the company extends its services to include commercial loans secured against property, catering to businesses looking to unlock the capital potential of their real estate holdings. This multi-faceted approach allows Intec Capital to address a broad spectrum of financial needs within the SME landscape. Intec Capital's strategic focus centers on facilitating financial inclusion and driving economic development within the SME sector. By providing flexible and accessible lending options, the company contributes to the overall growth and stability of these businesses, empowering them to create jobs and contribute to the national economy. Intec Capital remains committed to upholding the highest standards of ethical conduct and regulatory compliance, ensuring responsible lending practices and fostering trust within the financial ecosystem. The company diligently works to provide financial resources to SMEs.
Company Details
Key Leadership
Corporate Events
INTECCAP Share Price: Frequently Asked Questions
What is the current share price of Intec Capital Limited (INTECCAP)?
As of 30 Mar 2026, 12:07 pm IST, Intec Capital Limited share price is ₹11.16. The INTECCAP stock has a market capitalisation of ₹28.27 (Cr) on NSE/BSE.
Is INTECCAP share price Overvalued or Undervalued?
INTECCAP share price is currently trading at a P/E ratio of 5.86x, compared to the industry average of 22.03x. Based on this relative valuation, the Intec Capital Limited stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of INTECCAP share price?
The 52-week high of INTECCAP share price is ₹18.98 and the 52-week low is ₹8.67. These values are updated daily from NSE/BSE price data.
What factors affect the Intec Capital Limited share price?
Key factors influencing INTECCAP share price include quarterly earnings growth (Sales Growth: 485.71%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Intec Capital Limited a good stock for long-term investment?
Intec Capital Limited shows a 5-year Profit Growth of 14.94% and an ROE of 0.64%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.89 before investing in INTECCAP shares.
How does Intec Capital Limited compare with its industry peers?
Intec Capital Limited competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare INTECCAP share price P/E of 5.86x and ROE of 0.64% against the industry averages to determine competitive standing.
What is the P/E ratio of INTECCAP and what does it mean?
INTECCAP share price has a P/E ratio of 5.86x compared to the industry average of 22.03x. Investors pay ₹6 for every ₹1 of annual earnings.
How is INTECCAP performing according to Bull Run's analysis?
INTECCAP has a Bull Run fundamental score of 50.3/100, indicating moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does INTECCAP belong to?
INTECCAP operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Intec Capital Limited share price.
What is Return on Equity (ROE) and why is it important for INTECCAP?
INTECCAP has an ROE of 0.64%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Intec Capital Limited generates profits from shareholders capital.
How is INTECCAP debt-to-equity ratio and what does it indicate?
INTECCAP has a debt-to-equity ratio of 0.89, which indicates moderate leverage that should be monitored.
What is INTECCAP dividend yield and is it a good dividend stock?
INTECCAP offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Intec Capital Limited shares.
How has INTECCAP share price grown over the past 5 years?
INTECCAP has achieved 5-year growth rates of: Sales Growth -21.75%, Profit Growth 14.94%, and EPS Growth 14.94%.
What is the promoter holding in INTECCAP and why does it matter?
Promoters hold 71.05% of INTECCAP shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Intec Capital Limited.
What is INTECCAP market capitalisation category?
INTECCAP has a market capitalisation of ₹28 crores, placing it in the Small-cap category.
How volatile is INTECCAP stock?
INTECCAP has a beta of N/A. A beta > 1 suggests the Intec Capital Limited stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is INTECCAP operating profit margin trend?
INTECCAP has a 5-year average Operating Profit Margin (OPM) of -39.35%, indicating the company's operational efficiency.
How is INTECCAP quarterly performance?
Recent quarterly performance shows Intec Capital Limited YoY Sales Growth of 485.71% and YoY Profit Growth of 34.07%.
What is the institutional holding pattern in INTECCAP?
INTECCAP has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the Intec Capital Limited stock.