IOBPublic Sector Bank
Indian Overseas Bank — PE Ratio & Valuation Analysis
₹31.38
-2.57%
Current P/E17.55xPrice to earnings
Industry P/E8.20xSector average
4Y Avg P/E32.5x46.0% below avg
⚠️
114.0% Premium to Industry
IOB P/E 17.55x vs sector avg 8.20x
📊
Historical PE Ratio
| Year | EPS (₹) | Year-end Price | PE Ratio |
|---|---|---|---|
| 2025 | ₹1.76 | ₹36 | 20.5x |
| 2024 | ₹1.40 | ₹52 | 37x |
| 2023 | ₹1.15 | ₹43 | 37.7x |
| 2022 | ₹0.92 | ₹32 | 34.9x |
PE = Year-end closing price ÷ Diluted EPS. Source: NSE/BSE filings.
💡
Understanding Indian Overseas Bank Valuation
Indian Overseas Bank (IOB) currently trades at 17.55x earnings. The Public Sector Bank sector average PE is 8.20x. IOB commands a premium, reflecting high growth expectations. Historically, IOB has traded at an average PE of 32.5x — it is currently below that level. Always evaluate PE alongside earnings growth (PEG ratio), return on equity, debt levels and business quality. A lower PE isn't always better. Educational data only — not investment advice.
ROE
11.02%
Dividend Yield
0.00%
More on Indian Overseas Bank
Data from NSE/BSE public filings. Educational purposes only. Bull Run is not SEBI-registered. Not investment advice.