Upsurge Investment & Finance Ltd Stock Price Today (NSE: UPSURGE)
Upsurge Investment & Finance Ltd
Fundamental Score
Upsurge Investment & Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Upsurge Investment & Finance Ltd share price today is ₹57.02, down 8.30% on NSE/BSE as of 30 March 2026. Upsurge Investment & Finance Ltd (UPSURGE) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹162.16 (Cr). The 52-week high for UPSURGE share price is ₹143.62 and the 52-week low is ₹56.75. At a P/E ratio of 15.17x, UPSURGE is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 20.45% and a debt-to-equity ratio of 0.23.
Upsurge Investment & Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Upsurge Investment & Finance Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Upsurge Investment & Finance Share Price Analysis: A ROCE Perspective
The Non-Banking Financial Company (NBFC) sector is currently experiencing a period of increased scrutiny regarding asset quality and risk management. In this context, an analysis of efficiency metrics is paramount. This financial analysis examines the current valuation of Upsurge Investment & Finance share price, focusing particularly on its Return on Capital Employed (ROCE). The current market price stands at ₹71.30000305175781, with a Price-to-Earnings (PE) ratio of 15.17.
A key highlight is Upsurge Investment & Finance Ltd's ROCE of 25.58%. This figure indicates the company's efficiency in generating profits from its capital employed. A high ROCE often suggests strong profitability and efficient capital allocation. Such performance can contribute significantly to the development of an economic moat, as it allows the company to reinvest profits at a high rate, potentially leading to sustainable competitive advantages. Specifically, the reinvestment of these high returns could lead to increased market share, technological advancements, or stronger brand recognition, further solidifying their position.
When evaluating Upsurge Investment & Finance share price, comparison with sector peers is crucial. While a detailed comparison requires a deeper dive into each competitor's financials, we can initially observe the sector landscape. Peers include Apollo Finvest, Bengal & Assam, and Fedders Holding Ltd. Further investigation is warranted to understand the ROCE and PE ratios of these peers and to benchmark Upsurge Investment & Finance's performance accordingly. Analyzing factors such as dividend payout ratios, debt levels, and earnings growth in relation to ROCE would provide a more complete picture.
Management quality is crucial for efficient ROCE.
Apollo Finvest's strategic decisions and capital allocation choices require assessment to determine how effectively their management drives profitability compared to Upsurge Investment & Finance Ltd. A higher ROCE, sustained over time, could indicate superior management expertise in optimizing capital utilization.This analysis is part of a comprehensive 80-parameter fundamental audit, verified by Sweta Mishra. This information is provided for observational purposes only and should not be construed as a recommendation to buy or sell shares of Upsurge Investment & Finance Ltd.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Upsurge Investment & Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of UPSURGE across key market metrics for learning purposes.
Positive Indicators
11 factors identified
Strong Return on Equity (20.45%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Excellent ROCE Performance (25.58%)
Observation: Superior returns on capital employed across business operations.
Analysis: ROCE >15% demonstrates efficient capital deployment and strong operational performance.
Strong Operating Margins (20.30%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 15.17 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Consistent Growth Track Record (38.09% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (37.42% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (42.34% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Conservative Debt Levels (D/E: 0.23)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Strong Interest Coverage (18.58x)
Observation: Earnings comfortably cover interest obligations.
Analysis: Interest coverage >5x indicates low financial distress risk.
Balanced Promoter Holding (50.62%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
3 factors identified
Profit Decline Concern (-89.99%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Revenue Contraction (-41.93%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Negative Free Cash Flow (₹-36.12 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Upsurge Investment & Finance Ltd Financial Statements
Comprehensive financial data for Upsurge Investment & Finance Ltd including income statement, balance sheet and cash flow
About UPSURGE (Upsurge Investment & Finance Ltd)
Upsurge Investment & Finance Ltd is a dynamic Non-Banking Financial Company (NBFC) committed to fueling growth and facilitating financial success for its diverse clientele. Special...izing in bespoke financial solutions, UPSURGE navigates the complexities of the Indian financial landscape to empower businesses and individuals alike. We focus on providing accessible and innovative financial services to bridge funding gaps and unlock potential across various sectors. Through a combination of strategic financial planning and robust risk management, UPSURGE strives to create lasting value and foster sustainable economic development in the communities we serve. We operate with a client-centric approach, building strong relationships based on trust and transparency, ensuring that our services align with the specific needs and objectives of each partner. At the core of UPSURGE lies a dedication to understanding the intricacies of modern finance and utilizing that expertise to deliver tangible results. We pride ourselves on our ability to offer tailor-made financial solutions that address the unique challenges faced by businesses and individuals. Our service portfolio encompasses a range of financial products and services designed to optimize capital structure, streamline operations, and drive revenue growth. From providing seed funding to facilitating debt restructuring, UPSURGE acts as a trusted partner in navigating the complexities of the financial ecosystem. Furthermore, we maintain a strong emphasis on adherence to regulatory compliance and ethical business practices, ensuring that our operations remain transparent and accountable. UPSURGE aspires to be a leader in the NBFC sector, known for its commitment to innovation, customer satisfaction, and financial integrity. We are driven by a passion for excellence and a commitment to supporting the growth of our clients and the broader economy. Our team of experienced professionals brings a wealth of knowledge and expertise to every project, enabling us to deliver superior results and foster long-term relationships. UPSURGE continuously seeks to refine its service offerings, adapting to the evolving needs of the market and embracing new technologies to enhance efficiency and accessibility. Our ultimate goal is to create a financial ecosystem that empowers individuals and businesses to achieve their aspirations and contribute to a thriving economy.
Company Details
Key Leadership
Corporate Events
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UPSURGE Share Price: Frequently Asked Questions
What is the current share price of Upsurge Investment & Finance Ltd (UPSURGE)?
As of 30 Mar 2026, 12:06 pm IST, Upsurge Investment & Finance Ltd share price is ₹57.02. The UPSURGE stock has a market capitalisation of ₹162.16 (Cr) on NSE/BSE.
Is UPSURGE share price Overvalued or Undervalued?
UPSURGE share price is currently trading at a P/E ratio of 15.17x, compared to the industry average of 22.03x. Based on this relative valuation, the Upsurge Investment & Finance Ltd stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of UPSURGE share price?
The 52-week high of UPSURGE share price is ₹143.62 and the 52-week low is ₹56.75. These values are updated daily from NSE/BSE price data.
What factors affect the Upsurge Investment & Finance Ltd share price?
Key factors influencing UPSURGE share price include quarterly earnings growth (Sales Growth: -41.93%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Upsurge Investment & Finance Ltd a good stock for long-term investment?
Upsurge Investment & Finance Ltd shows a 5-year Profit Growth of 42.34% and an ROE of 20.45%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.23 before investing in UPSURGE shares.
How does Upsurge Investment & Finance Ltd compare with its industry peers?
Upsurge Investment & Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare UPSURGE share price P/E of 15.17x and ROE of 20.45% against the industry averages to determine competitive standing.
What is the P/E ratio of UPSURGE and what does it mean?
UPSURGE share price has a P/E ratio of 15.17x compared to the industry average of 22.03x. Investors pay ₹15 for every ₹1 of annual earnings.
How is UPSURGE performing according to Bull Run's analysis?
UPSURGE has a Bull Run fundamental score of 58/100, indicating moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does UPSURGE belong to?
UPSURGE operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Upsurge Investment & Finance Ltd share price.
What is Return on Equity (ROE) and why is it important for UPSURGE?
UPSURGE has an ROE of 20.45%, which indicates excellent management efficiency. ROE measures how efficiently Upsurge Investment & Finance Ltd generates profits from shareholders capital.
How is UPSURGE debt-to-equity ratio and what does it indicate?
UPSURGE has a debt-to-equity ratio of 0.23, which indicates conservative financing with low financial risk.
What is UPSURGE dividend yield and is it a good dividend stock?
UPSURGE offers a dividend yield of 0.62%, meaning you receive ₹0.62 annual dividend for every ₹100 invested in Upsurge Investment & Finance Ltd shares.
How has UPSURGE share price grown over the past 5 years?
UPSURGE has achieved 5-year growth rates of: Sales Growth 38.09%, Profit Growth 42.34%, and EPS Growth 37.42%.
What is the promoter holding in UPSURGE and why does it matter?
Promoters hold 50.62% of UPSURGE shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Upsurge Investment & Finance Ltd.
What is UPSURGE market capitalisation category?
UPSURGE has a market capitalisation of ₹162 crores, placing it in the Small-cap category.
How volatile is UPSURGE stock?
UPSURGE has a beta of N/A. A beta > 1 suggests the Upsurge Investment & Finance Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is UPSURGE operating profit margin trend?
UPSURGE has a 5-year average Operating Profit Margin (OPM) of 20.30%, indicating the company's operational efficiency.
How is UPSURGE quarterly performance?
Recent quarterly performance shows Upsurge Investment & Finance Ltd YoY Sales Growth of -41.93% and YoY Profit Growth of -89.99%.
What is the institutional holding pattern in UPSURGE?
UPSURGE has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the Upsurge Investment & Finance Ltd stock.