Ugro Capital Ltd Stock Price Today (NSE: UGROCAP)
Fundamental Score
Ugro Capital Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Ugro Capital Ltd share price today is ₹81.30, up +0.00% on NSE/BSE as of 30 March 2026. Ugro Capital Ltd (UGROCAP) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹2.49K (Cr). The 52-week high for UGROCAP share price is ₹199.98 and the 52-week low is ₹83.12. At a P/E ratio of 15.99x, UGROCAP is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 8.26% and a debt-to-equity ratio of 3.28.
Ugro Capital Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Ugro Capital Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Ugro Capital Share Price: A Financial Analysis
One crucial insight into the Non-Banking Financial Company (NBFC) sector is the increasing reliance on technology and data analytics to improve risk assessment and operational efficiency. This analysis examines the financial standing of Ugro Capital Ltd, focusing on its current market valuation and key performance indicators. Currently, the Ugro Capital share price stands at ₹148.16. A key metric investors often scrutinize is the Price-to-Earnings (PE) ratio, which for Ugro Capital is 15.99. This positions it within a specific valuation range compared to its earnings per share.
When evaluating NBFCs, Return on Capital Employed (ROCE) is vital for understanding profitability relative to capital invested. Ugro Capital's ROCE of 11.05% indicates how effectively the company is generating profits from its deployed capital. This ROCE impacts the company’s moat by reflecting its ability to reinvest profits and grow sustainably. A higher ROCE often signals a stronger competitive advantage.
Comparing Ugro Capital Ltd to its peers is insightful. For example,
Apollo Finvest presents a different profile, which invites examination of management quality and strategic direction. Qualitative aspects of management decisions regarding growth strategies and asset quality are critical in comparing it with its peers. Understanding how Ugro Capital is managing its credit risk and maintaining asset quality is paramount. Factors like their NPA ratios, provisioning policies, and recovery rates are very important. Investors also need to consider whether the company is consistently improving these metrics over time.This financial analysis forms part of a more comprehensive 80-parameter fundamental audit, meticulously verified by Sweta Mishra. This audit incorporates detailed examination of balance sheets, income statements, and cash flow statements, offering a detailed perspective. The factors discussed are purely observational and should not be construed as financial advice.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Ugro Capital Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of UGROCAP across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Strong Operating Margins (58.49%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 15.99 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Robust Profit Growth (21.93%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (37.93%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (67.73% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (41.05% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (49.12% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Institutional Confidence (FII+DII: 26.39%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Risk Factors
6 factors identified
Below-Average Return on Equity (8.26%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Elevated Debt Levels (D/E: 3.28)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.28x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-6862.19 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Low Promoter Commitment (1.88%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Ugro Capital Ltd Financial Statements
Comprehensive financial data for Ugro Capital Ltd including income statement, balance sheet and cash flow
About UGROCAP (Ugro Capital Ltd)
Ugro Capital Ltd is a pioneering Non-Banking Financial Company (NBFC) dedicated to revolutionizing the landscape of small and medium-sized enterprise (SME) financing in India. They... distinguish themselves through a sector-specific approach, deeply understanding the nuances and unique needs of key industries that fuel the Indian economy. These include crucial sectors like healthcare, education, chemicals, and food processing, along with hospitality, electrical equipment, auto components, light engineering, and micro enterprises. This focused strategy enables Ugro Capital to tailor its financial solutions for maximum impact, moving beyond generic lending models to foster sustainable growth within these specialized domains. They use data and technology to assess risk and drive their lending. Ugro Capital extends a comprehensive suite of financial products meticulously designed to meet the diverse demands of their SME clientele. Beyond traditional business loans, their offerings encompass factoring services that improve cash flow, machinery and equipment loans that boost production capabilities, and flexible overdraft loans that provide working capital flexibility. Recognizing the growing importance of digital solutions, Ugro Capital champions digital finance, facilitating swift and seamless transactions. Furthermore, they leverage co-lending partnerships to expand their reach and impact. The company also innovates with embedded finance solutions, integrating financing options directly into the platforms and ecosystems their clients utilize. Ugro Capital demonstrates a commitment to holistic SME empowerment extending beyond mere financial assistance. The company actively invests in understanding the unique challenges faced by businesses within each sector. They develop specialized financial products and support services designed to mitigate risks and catalyze growth. Their dedication to innovation, technological integration, and targeted sector expertise allows Ugro Capital to efficiently deliver financial solutions. This commitment enables SMEs to unlock their potential, contributing to the overall economic development of India.
Company Details
Key Leadership
UGROCAP Share Price: Frequently Asked Questions
What is the current share price of Ugro Capital Ltd (UGROCAP)?
As of 30 Mar 2026, 12:03 pm IST, Ugro Capital Ltd share price is ₹81.30. The UGROCAP stock has a market capitalisation of ₹2.49K (Cr) on NSE/BSE.
Is UGROCAP share price Overvalued or Undervalued?
UGROCAP share price is currently trading at a P/E ratio of 15.99x, compared to the industry average of 22.03x. Based on this relative valuation, the Ugro Capital Ltd stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of UGROCAP share price?
The 52-week high of UGROCAP share price is ₹199.98 and the 52-week low is ₹83.12. These values are updated daily from NSE/BSE price data.
What factors affect the Ugro Capital Ltd share price?
Key factors influencing UGROCAP share price include quarterly earnings growth (Sales Growth: 37.93%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Ugro Capital Ltd a good stock for long-term investment?
Ugro Capital Ltd shows a 5-year Profit Growth of 49.12% and an ROE of 8.26%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 3.28 before investing in UGROCAP shares.
How does Ugro Capital Ltd compare with its industry peers?
Ugro Capital Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare UGROCAP share price P/E of 15.99x and ROE of 8.26% against the industry averages to determine competitive standing.
What is the P/E ratio of UGROCAP and what does it mean?
UGROCAP share price has a P/E ratio of 15.99x compared to the industry average of 22.03x. Investors pay ₹16 for every ₹1 of annual earnings.
How is UGROCAP performing according to Bull Run's analysis?
UGROCAP has a Bull Run fundamental score of 36.7/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does UGROCAP belong to?
UGROCAP operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Ugro Capital Ltd share price.
What is Return on Equity (ROE) and why is it important for UGROCAP?
UGROCAP has an ROE of 8.26%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Ugro Capital Ltd generates profits from shareholders capital.
How is UGROCAP debt-to-equity ratio and what does it indicate?
UGROCAP has a debt-to-equity ratio of 3.28, which indicates high leverage that increases financial risk.
What is UGROCAP dividend yield and is it a good dividend stock?
UGROCAP offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Ugro Capital Ltd shares.
How has UGROCAP share price grown over the past 5 years?
UGROCAP has achieved 5-year growth rates of: Sales Growth 67.73%, Profit Growth 49.12%, and EPS Growth 41.05%.
What is the promoter holding in UGROCAP and why does it matter?
Promoters hold 1.88% of UGROCAP shares, with 11.53% pledged. High promoter holding often indicates strong management confidence in Ugro Capital Ltd.
What is UGROCAP market capitalisation category?
UGROCAP has a market capitalisation of ₹2486 crores, placing it in the Small-cap category.
How volatile is UGROCAP stock?
UGROCAP has a beta of N/A. A beta > 1 suggests the Ugro Capital Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is UGROCAP operating profit margin trend?
UGROCAP has a 5-year average Operating Profit Margin (OPM) of 58.49%, indicating the company's operational efficiency.
How is UGROCAP quarterly performance?
Recent quarterly performance shows Ugro Capital Ltd YoY Sales Growth of 37.93% and YoY Profit Growth of 21.93%.
What is the institutional holding pattern in UGROCAP?
UGROCAP has FII holding of 25.05% and DII holding of 1.34%. Significant institutional holding often suggests professional confidence in the Ugro Capital Ltd stock.