The New India Assurance Company Limited Stock Price Today (NSE: NIACL)

The New India Assurance Company Limited

184.191.22 (0.66%)
Market Closed

Fundamental Score

...

The New India Assurance Company Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis

The New India Assurance Company Limited share price today is 184.19, down 0.66% on NSE/BSE as of 16 September 2026. The New India Assurance Company Limited (NIACL) is a Large-cap company in the General Insurance sector with a market capitalisation of 29.63K (Cr). The 52-week high for NIACL share price is 242.60 and the 52-week low is 116.97. At a P/E ratio of 20.92x, NIACL is currently trading below its industry average P/E of 42.98x. The company has a Return on Equity (ROE) of 4.92% and a debt-to-equity ratio of N/A.

The New India Assurance Company Limited Share Price Chart — NSE/BSE Historical Performance

No data
High
242.60
Low
174.80
Volume
97.7L
Change
+14.29%

The New India Assurance Company Limited share price chart: 14.29% return over the past month. 52-week high ₹242.60, 52-week low ₹116.97.

The New India Assurance Company Limited — Last 10 Trading Days

DateOpenHighLowCloseVolume
186.60187.10179.15184.1930.70L (Cr)
200.00200.30184.00185.4134.88L (Cr)
197.00203.77194.13198.3970.24L (Cr)
205.90207.45196.26197.3550.02L (Cr)
205.22210.20201.38205.51107.99L (Cr)
231.20232.00199.52205.22453.15L (Cr)
233.90242.60224.31231.20234.42L (Cr)
196.49234.39196.49229.91669.29L (Cr)
198.70203.82192.87195.3369.06L (Cr)
185.45201.40182.41199.11243.35L (Cr)

The New India Assurance Company Limited — Last 12 Months Price History

MonthOpenHighLowCloseChange
192.07242.60179.15184.19-4.10%
178.49199.99171.32191.23+7.14%
176.90194.34161.76173.62-1.85%
157.75218.00145.50178.01+12.84%
160.60170.98154.00157.42-1.98%
120.00180.40118.27160.60+33.83%
142.00144.00116.97117.82-17.03%
148.00162.39142.20147.30-0.47%
157.00158.30140.50148.91-5.15%
170.79175.80149.80155.82-8.77%
185.20187.45170.00170.68-7.84%
187.20197.69185.50187.07-0.07%

Returns & Performance

Poor

Return on Equity (ROE)

4.92%

Profit generated per ₹1 of shareholder equity

Return on Assets (ROA)

N/A

Bank profit generated relative to total assets

Poor

Net Profit Margin

2.23%

Net profit as a percentage of reported revenue/income

Dividend Yield

0.83%

Annual dividend as % of current share price

The New India Assurance Company Limited Valuation Check

Excellent

Price to Earnings (P/E)

20.92x

Share price ÷ earnings per share. Lower = cheaper

Excellent

Price to Book (P/B)

1.05x

Share price ÷ book value per share — key bank valuation metric

Market-cap Classification
Large-cap
Established & liquid; typically steadier returns.

Shareholding Pattern

Excellent

Promoter Holding

85.44%

% shares held by company founders/management

Poor

FII Holding

1.02%

% shares held by foreign institutional investors

Good

DII Holding

11.17%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Excellent

Profit Growth (Quarterly YoY)

61.19%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

7.54%

Revenue growth vs same quarter last year

Poor

Revenue Growth (5-Year CAGR)

8.52%

Compounded annual revenue growth over 5 years

Poor

EPS Growth (5-Year CAGR)

-2.92%

Earnings per share growth over 5 years

Poor

Net Profit Growth (5-Year CAGR)

-2.92%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Banking balance-sheet metrics

Debt/Equity, interest coverage and industrial free-cash-flow ratios are not shown for banks because deposits and borrowings are part of the core lending business. Bull Run uses ROA, ROE, P/B and net profit margin above for bank analysis.

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

The New India Assurance Company Limited Fundamental Analysis & Valuation Benchmarking

Educational evaluation of NIACL across key market metrics for learning purposes.

Positive Indicators

3 factors identified

Attractive Valuation (P/E: 20.92 vs Industry: 42.98)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity.

Robust Profit Growth (61.19%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

5 factors identified

Below-Average Return on Equity (4.92%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Margin Pressure Concerns (1.94%)

Observation: Operating margins are below industry standards.

Analysis: OPM <5% may indicate pricing pressures or cost management challenges.

Weak Earnings Growth (-2.92% CAGR)

Observation: Below-average 5-year EPS growth performance.

Analysis: Low EPS growth may not keep pace with inflation.

Stagnant Profit Growth (-2.92% CAGR)

Observation: Limited 5-year profit growth trajectory.

Analysis: Low profit growth may indicate scalability challenges or market maturity.

Limited Public Float (85.44% Promoter Holding)

Observation: High promoter holding may restrict liquidity and price discovery.

Analysis: Very high promoter holding can limit trading liquidity.

The New India Assurance Company Limited vs General Insurance Peers

Peer Comparison - General Insurance

Compare The New India Assurance Company Limited with 5 other companies in the same sector

6 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
39.4/100
184
₹29628.77
20.9
Average
4.92%
Poor
-2.92%
Poor
8.52%
Good
0.83%
51.7/100
1473
₹90600.76
37.3
Average
16.58%
Good
11.85%
Good
17.29%
Excellent
0.74%
53.3/100
344
₹64377.67
6.7
Average
14.64%
Average
37.14%
Excellent
1.75%
Average
2.72%
61.1/100
566
₹35029.24
62.9
Average
6.70%
Poor
20.25%
Excellent
28.69%
Excellent
0.00%
63/100
255
₹27662.70
50.8
Average
12.13%
Average
45.11%
Excellent
34.75%
Excellent
0.00%
58.8/100
80
₹16347.42
125.0
Average
3.82%
Poor
35.86%
Excellent
36.49%
Excellent
0.00%

The New India Assurance Company Limited PE Ratio History

Historical price-to-earnings ratio for NIACL — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 20256.29₹155.8224.8x
FY 20246.77₹202.5229.9x
FY 20236.36₹210.3533.1x
FY 20221.18₹125.75106.6x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

The New India Assurance Company Limited Quarterly Performance

Latest quarterly metrics for NIACL — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

7.54%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

61.19%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

8.52%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

-2.92%

Compounded annual net profit growth over 5 years

The New India Assurance Company Limited Technical Indicators

SMA 50, SMA 200, RSI and volume signals for NIACL — calculated from daily price history

60RSI 14
Neutral — RSI 60

Momentum is balanced — neither overbought nor oversold.

SMA 50
183
▲ Price above SMA 50 — Short-term bullish
SMA 200
162
▲ Price above SMA 200 — Long-term uptrend
30-Day Avg Volume
8530K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

The New India Assurance Company Limited Financial Statements

Annual income statement, balance sheet and cash flow for The New India Assurance Company Limited (NIACL) — sourced from NSE/BSE filings.

Financial Results & Statements

Latest quarterly, annual and period-wise financial data for The New India Assurance Company Limited

Loading latest quarterly results...

About NIACL (The New India Assurance Company Limited)

The New India Assurance Co Ltd is a towering figure in India's general insurance landscape, a company deeply interwoven with the nation's economic fabric. Established in 1919, it b...oasts a legacy of safeguarding assets and mitigating risks across diverse sectors. With a sprawling network of offices strategically located throughout India and a significant international presence, NIACL offers comprehensive insurance solutions tailored to both individual and corporate needs. From bustling metropolitan centers to the remote corners of rural India, the company remains committed to providing reliable protection against unforeseen events, fostering stability and promoting sustainable growth for its clientele. The company's extensive product portfolio encompasses a wide spectrum of general insurance offerings, designed to cater to the evolving demands of a dynamic market. NIACL provides robust coverage for vital assets like property, vehicles, and infrastructure, alongside specialized policies addressing liabilities, engineering projects, and aviation risks. Recognizing the importance of individual well-being, the company offers comprehensive health, personal accident, and travel insurance plans. Furthermore, NIACL remains dedicated to supporting India's agricultural sector through tailored insurance schemes that protect farmers from the uncertainties of crop yields and livestock health, contributing to the nation's food security and rural prosperity. Beyond its diverse range of insurance products, The New India Assurance Co Ltd distinguishes itself through a commitment to customer-centric service and ethical business practices. The company strives to build enduring relationships with its clients by providing prompt claims settlement, personalized support, and transparent communication. By embracing innovation and leveraging technological advancements, NIACL continually enhances its operational efficiency and elevates the customer experience. As a responsible corporate citizen, NIACL actively contributes to social welfare initiatives, demonstrating its commitment to creating a positive impact on the communities it serves, reinforcing its position as a trusted and reliable insurer.

Company Details

Symbol:NIACL
Industry:General Insurance
Sector:General Insurance

Key Leadership

Mr. James Day
Chief Underwriter - Treaty
Mr. Hemendra Swaroop
Chief Executive
Mr. David Griffiths
CEO of London

NIACL Share Price: Frequently Asked Questions

What is the current share price of The New India Assurance Company Limited?

The New India Assurance Company Limited (NIACL) trades at ₹184.19 on NSE and BSE. Market cap ₹29.63K (Cr). Educational data only.

What is the P/E ratio of The New India Assurance Company Limited?

The New India Assurance Company Limited has a P/E of 20.92x vs industry average 42.98x.

What is the Bull Run score for The New India Assurance Company Limited?

The New India Assurance Company Limited has a Bull Run score of 39.4/100 based on 25+ financial parameters.

Does The New India Assurance Company Limited pay dividends?

The New India Assurance Company Limited has a dividend yield of 0.83%. Past dividends don't guarantee future payments.

What is the ROE of The New India Assurance Company Limited?

The New India Assurance Company Limited has ROE of 4.92%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of The New India Assurance Company Limited?

The New India Assurance Company Limited has debt-to-equity of N/A.

Is The New India Assurance Company Limited a good investment?

Bull Run gives The New India Assurance Company Limited a score of 39.4/100. This is not investment advice — consult a SEBI-registered advisor.