Tata Capital Stock Price Today (NSE: TATACAP)
Fundamental Score
Tata Capital Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Tata Capital share price today is ₹323.00, up +0.00% on NSE/BSE as of 1 December 2025. Tata Capital (TATACAP) is a Large-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹1.37L (Cr). The 52-week high for TATACAP share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 37.26x, TATACAP is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 12.92% and a debt-to-equity ratio of 5.88.
Tata Capital Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Tata Capital Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Tata Capital Share Price: A Conservative Value Investor's Perspective
The Non-Banking Financial Company (NBFC) sector is currently navigating a period of increased regulatory scrutiny and fluctuating interest rate environments. Understanding individual company resilience is paramount. This analysis examines the current trading levels of the Tata Capital share price, observed recently at ₹323.0, through the lens of a conservative value investor prioritizing capital preservation.
A key metric under observation is the Price-to-Earnings (PE) ratio, which currently stands at 37.26 for Tata Capital. This suggests that the market currently places a relatively high premium on future earnings growth. While growth is desirable, a high PE ratio, in my view, necessitates a rigorous assessment of the company's ability to sustain and expand its earnings power. I compare this against sector peers like
Apollo Finvest. While quantitative data provides a snapshot, qualitative factors such as management quality are also vital for long-term value. The competence and integrity of the management team are, to me, crucial for navigating the complexities of the financial services industry.Return on Capital Employed (ROCE) is another crucial indicator for value investors. Tata Capital’s ROCE of 9.58% warrants close examination. ROCE indicates how effectively a company is deploying its capital to generate profits. A higher ROCE generally signifies a stronger moat, reflecting the company's ability to maintain its competitive advantage. An ROCE of 9.58%, in my observation, might suggest room for improvement in capital efficiency and competitive positioning within the NBFC landscape.
This ROCE is crucial as it also reflects on the company's dividend paying capacity and its debt coverage ratio. I also closely look at the loan book and asset quality of the company to determine the sustainability of current profitability margins.
Disclaimer: This analysis is observational and based on publicly available information. It is part of a more comprehensive 80-parameter fundamental audit, verified by Sweta Mishra. It does not constitute financial advice, and readers should conduct their own due diligence before making any investment decisions.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Tata Capital Fundamental Analysis & Valuation Benchmarking
Educational evaluation of TATACAP across key market metrics for learning purposes.
Positive Indicators
2 factors identified
Strong Operating Margins (74.12%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
7 factors identified
Suboptimal ROCE (9.58%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Elevated Debt Levels (D/E: 5.88)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.33x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-104095.44 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Limited Public Float (85.41% Promoter Holding)
Observation: High promoter holding may restrict liquidity and price discovery.
Analysis: Very high promoter holding can limit trading liquidity.
Limited Institutional Interest (FII+DII: 6.44%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Tata Capital Financial Statements
Comprehensive financial data for Tata Capital including income statement, balance sheet and cash flow
About TATACAP (Tata Capital)
Tata Capital (TATACAP) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sec...tor with a current market capitalisation of ₹1.37L (Cr). Tata Capital has delivered a Return on Equity (ROE) of 12.92% and a ROCE of 9.58%. The debt-to-equity ratio stands at 5.88, reflecting the company's capital structure. Investors tracking TATACAP share price can monitor key metrics including P/E ratio, promoter holding of 85.41%, and quarterly earnings growth.
Company Details
TATACAP Share Price: Frequently Asked Questions
What is the current share price of Tata Capital (TATACAP)?
As of 01 Dec 2025, 04:21 pm IST, Tata Capital share price is ₹323.00. The TATACAP stock has a market capitalisation of ₹1.37L (Cr) on NSE/BSE.
Is TATACAP share price Overvalued or Undervalued?
TATACAP share price is currently trading at a P/E ratio of 37.26x, compared to the industry average of 22.03x. Based on this relative valuation, the Tata Capital stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of TATACAP share price?
The 52-week high of TATACAP share price is ₹N/A and the 52-week low is ₹N/A. These values are updated daily from NSE/BSE price data.
What factors affect the Tata Capital share price?
Key factors influencing TATACAP share price include quarterly earnings growth (Sales Growth: 7.69%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Tata Capital a good stock for long-term investment?
Tata Capital shows a 5-year Profit Growth of N/A% and an ROE of 12.92%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 5.88 before investing in TATACAP shares.
How does Tata Capital compare with its industry peers?
Tata Capital competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare TATACAP share price P/E of 37.26x and ROE of 12.92% against the industry averages to determine competitive standing.
What is the P/E ratio of TATACAP and what does it mean?
TATACAP share price has a P/E ratio of 37.26x compared to the industry average of 22.03x. Investors pay ₹37 for every ₹1 of annual earnings.
How is TATACAP performing according to Bull Run's analysis?
TATACAP has a Bull Run fundamental score of 39.3/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does TATACAP belong to?
TATACAP operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Tata Capital share price.
What is Return on Equity (ROE) and why is it important for TATACAP?
TATACAP has an ROE of 12.92%, which shows decent profitability but room for improvement. ROE measures how efficiently Tata Capital generates profits from shareholders capital.
How is TATACAP debt-to-equity ratio and what does it indicate?
TATACAP has a debt-to-equity ratio of 5.88, which indicates high leverage that increases financial risk.
What is TATACAP dividend yield and is it a good dividend stock?
TATACAP offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Tata Capital shares.
How has TATACAP share price grown over the past 5 years?
TATACAP has achieved 5-year growth rates of: Sales Growth N/A%, Profit Growth N/A%, and EPS Growth N/A%.
What is the promoter holding in TATACAP and why does it matter?
Promoters hold 85.41% of TATACAP shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Tata Capital.
What is TATACAP market capitalisation category?
TATACAP has a market capitalisation of ₹137109 crores, placing it in the Large-cap category.
How volatile is TATACAP stock?
TATACAP has a beta of N/A. A beta > 1 suggests the Tata Capital stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is TATACAP operating profit margin trend?
TATACAP has a 5-year average Operating Profit Margin (OPM) of 74.12%, indicating the company's operational efficiency.
How is TATACAP quarterly performance?
Recent quarterly performance shows Tata Capital YoY Sales Growth of 7.69% and YoY Profit Growth of 2.01%.
What is the institutional holding pattern in TATACAP?
TATACAP has FII holding of 3.31% and DII holding of 3.13%. Significant institutional holding often suggests professional confidence in the Tata Capital stock.