SSPN Finance Limited Stock Price Today (NSE: SSPNFIN)
Fundamental Score
SSPN Finance Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis
SSPN Finance Limited share price today is ₹10.59, up +0.00% on NSE/BSE as of 30 March 2026. SSPN Finance Limited (SSPNFIN) is a Small-cap company in the Finance sector with a market capitalisation of ₹2.65 (Cr). The 52-week high for SSPNFIN share price is ₹10.59 and the 52-week low is ₹4.50. At a P/E ratio of 265.00x, SSPNFIN is currently trading above its industry average P/E of 34.35x. The company has a Return on Equity (ROE) of 0.23% and a debt-to-equity ratio of 0.34.
SSPN Finance Limited Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
SSPN Finance Limited Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
SSPN Finance Share Price: A ROCE Efficiency Analysis
A key, often overlooked, aspect of financial services is the "stickiness" of client relationships. Unlike many sectors where customers easily switch, financial institutions often benefit from long-term ties, creating a powerful advantage for efficient operators. This analysis examines the SSPN Finance share price, currently at ₹10.59, through the lens of Return on Capital Employed (ROCE). The Price-to-Earnings (PE) ratio stands at a substantial 265.0, while the ROCE is a modest 1.93%. This suggests investors are pricing in significant future growth, which needs to be supported by efficient capital allocation.
The crucial ROCE figure of 1.93% indicates how effectively SSPN Finance Limited is generating profits from its invested capital. This is significantly below what is considered a healthy return in the finance sector. A low ROCE can hinder the company's ability to reinvest earnings for growth, impacting its long-term sustainability and potential dividend payouts. A higher ROCE, conversely, signals a stronger capacity to generate profits and build a competitive advantage.
Comparing SSPN Finance with its peers provides further context. For example,
Piramal Enterprises Ltd typically commands a higher valuation, driven, in part, by perceived superior management quality and a demonstrable track record of capital allocation efficiency. While we refrain from commenting on the inherent quality of management, observing Piramal's ROCE can highlight industry benchmarks for operational efficiency.The 1.93% ROCE has implications for the company's "moat," or competitive advantage. A low ROCE may indicate a lack of pricing power, inefficient operations, or an inability to effectively deploy capital. This can make it harder for SSPN Finance to fend off competitors and sustain its market position. Without significant improvement in ROCE, the company's long-term growth prospects may be challenged. It is vital that SSPN Finance strategically evaluates its capital allocation strategy for improvement.
This analysis forms part of a broader 80-parameter fundamental audit of SSPN Finance Limited and is verified by Sweta Mishra. It is observational in nature and does not constitute investment advice.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
SSPN Finance Limited Fundamental Analysis & Valuation Benchmarking
Educational evaluation of SSPNFIN across key market metrics for learning purposes.
Positive Indicators
2 factors identified
Strong Operating Margins (29.38%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
12 factors identified
Below-Average Return on Equity (0.23%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (1.93%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Premium Valuation Risk (P/E: 265.00x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Profit Decline Concern (-100.00%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Revenue Contraction (-38.46%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Limited Growth History (-4.62% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.
Weak Earnings Growth (-38.10% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
Stagnant Profit Growth (-38.10% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity.
Weak Interest Coverage (1.10x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-0.09 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Low Promoter Commitment (0.00%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
SSPN Finance Limited Financial Statements
Comprehensive financial data for SSPN Finance Limited including income statement, balance sheet and cash flow
About SSPNFIN (SSPN Finance Limited)
SSPN Finance Limited is a dynamic financial services provider operating within India's evolving economic landscape. Established to bridge the gap between capital and opportunity, S...SPNFIN focuses on offering comprehensive financial solutions tailored to the specific needs of a diverse clientele. From guiding strategic investment decisions to facilitating crucial funding initiatives, the company positions itself as a partner for growth, fostering financial stability and prosperity for individuals, businesses, and organizations alike. SSPNFIN's commitment to understanding the nuances of the Indian market allows it to offer a blend of traditional financial expertise and forward-thinking strategies, enabling clients to navigate the complexities of today's economic environment with confidence. At the core of SSPNFIN's operations lies a dedication to delivering customized financial support across a broad spectrum of requirements. This includes expert guidance in investment strategies, skillful management of financial portfolios, and facilitating the acquisition of necessary capital for both established projects and emerging ventures. Recognizing the vital role of small and medium enterprises in driving economic growth, SSPNFIN offers specialized services designed to meet their unique financial challenges and opportunities. Furthermore, the company provides accessible financing options through loans secured against property and securities, enabling clients to unlock the value of their assets while maintaining financial flexibility. Beyond traditional lending and investment advisory, SSPNFIN demonstrates a commitment to corporate financial health by actively participating in fundraising initiatives for organizations seeking to expand their operations and achieve their strategic goals. With its base of operations in the bustling financial hub of Mumbai, India, SSPNFIN leverages its geographic advantage and deep understanding of the local market to provide timely and effective financial solutions. Incorporated in 2012, SSPNFIN has rapidly established itself as a reliable and trustworthy partner, helping its clients achieve their financial objectives in a competitive and ever-changing economic climate.
Company Details
Key Leadership
SSPNFIN Share Price: Frequently Asked Questions
What is the current share price of SSPN Finance Limited (SSPNFIN)?
As of 30 Mar 2026, 11:00 am IST, SSPN Finance Limited share price is ₹10.59. The SSPNFIN stock has a market capitalisation of ₹2.65 (Cr) on NSE/BSE.
Is SSPNFIN share price Overvalued or Undervalued?
SSPNFIN share price is currently trading at a P/E ratio of 265.00x, compared to the industry average of 34.35x. Based on this relative valuation, the SSPN Finance Limited stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of SSPNFIN share price?
The 52-week high of SSPNFIN share price is ₹10.59 and the 52-week low is ₹4.50. These values are updated daily from NSE/BSE price data.
What factors affect the SSPN Finance Limited share price?
Key factors influencing SSPNFIN share price include quarterly earnings growth (Sales Growth: -38.46%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is SSPN Finance Limited a good stock for long-term investment?
SSPN Finance Limited shows a 5-year Profit Growth of -38.10% and an ROE of 0.23%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.34 before investing in SSPNFIN shares.
How does SSPN Finance Limited compare with its industry peers?
SSPN Finance Limited competes with major peers in the Finance. Investors should compare SSPNFIN share price P/E of 265.00x and ROE of 0.23% against the industry averages to determine competitive standing.
What is the P/E ratio of SSPNFIN and what does it mean?
SSPNFIN share price has a P/E ratio of 265.00x compared to the industry average of 34.35x. Investors pay ₹265 for every ₹1 of annual earnings.
How is SSPNFIN performing according to Bull Run's analysis?
SSPNFIN has a Bull Run fundamental score of 4.3/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does SSPNFIN belong to?
SSPNFIN operates in the Finance industry. This classification helps understand the competitive landscape and sector-specific trends affecting SSPN Finance Limited share price.
What is Return on Equity (ROE) and why is it important for SSPNFIN?
SSPNFIN has an ROE of 0.23%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently SSPN Finance Limited generates profits from shareholders capital.
How is SSPNFIN debt-to-equity ratio and what does it indicate?
SSPNFIN has a debt-to-equity ratio of 0.34, which indicates moderate leverage that should be monitored.
What is SSPNFIN dividend yield and is it a good dividend stock?
SSPNFIN offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in SSPN Finance Limited shares.
How has SSPNFIN share price grown over the past 5 years?
SSPNFIN has achieved 5-year growth rates of: Sales Growth -4.62%, Profit Growth -38.10%, and EPS Growth -38.10%.
What is the promoter holding in SSPNFIN and why does it matter?
Promoters hold 0.00% of SSPNFIN shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in SSPN Finance Limited.
What is SSPNFIN market capitalisation category?
SSPNFIN has a market capitalisation of ₹3 crores, placing it in the Small-cap category.
How volatile is SSPNFIN stock?
SSPNFIN has a beta of N/A. A beta > 1 suggests the SSPN Finance Limited stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is SSPNFIN operating profit margin trend?
SSPNFIN has a 5-year average Operating Profit Margin (OPM) of 29.38%, indicating the company's operational efficiency.
How is SSPNFIN quarterly performance?
Recent quarterly performance shows SSPN Finance Limited YoY Sales Growth of -38.46% and YoY Profit Growth of -100.00%.
What is the institutional holding pattern in SSPNFIN?
SSPNFIN has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the SSPN Finance Limited stock.