SRG Fingrow Fin Stock Price Today (NSE: SRGFFL)
Fundamental Score
SRG Fingrow Fin Share Price — Live NSE/BSE Price, Fundamentals & Analysis
SRG Fingrow Fin share price today is ₹22.80, up +0.00% on NSE/BSE as of 30 March 2026. SRG Fingrow Fin (SRGFFL) is a Small-cap company in the Finance sector with a market capitalisation of ₹17.20 (Cr). The 52-week high for SRGFFL share price is ₹35.00 and the 52-week low is ₹22.80. At a P/E ratio of 49.14x, SRGFFL is currently trading above its industry average P/E of 25.60x. The company has a Return on Equity (ROE) of 2.40% and a debt-to-equity ratio of 0.00.
SRG Fingrow Fin Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
SRG Fingrow Fin Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
SRG Fingrow Fin Share Price: A Financial Analysis
In the dynamic landscape of Indian finance, where non-banking financial companies (NBFCs) play a crucial role in extending credit access, understanding individual stock performance is paramount. This analysis focuses on the "SRG Fingrow Fin share price," currently at ₹28.5, and its underlying financial health. The observed Price-to-Earnings (PE) ratio stands at 49.14, suggesting that the market currently values the company at a premium relative to its earnings. This premium demands a closer examination of SRG Fingrow Fin's profitability and growth prospects.
A key metric to consider is the Return on Capital Employed (ROCE) of 3.15%. This figure reflects the efficiency with which SRG Fingrow Fin generates profits from its capital investments. A low ROCE can impact the company's ability to build a sustainable competitive advantage, often referred to as a "moat." With a 3.15% ROCE, the company may find it challenging to reinvest profits effectively, attract new capital, and outperform competitors in the long run. This relatively modest return might suggest operational inefficiencies or challenges in asset utilization.
When comparing SRG Fingrow Fin to its peers, such as
Prism Finance Ltd, management quality becomes a critical differentiator. Assessing the effectiveness of SRG Fingrow Fin's leadership in navigating market volatility and optimizing resource allocation is crucial. While we do not have explicit data on Prism Finance Ltd's management effectiveness here, a comparative analysis in a comprehensive report would examine factors like capital allocation decisions, risk management strategies, and overall strategic vision of both companies. Any discrepancies in management efficiency can directly influence investor confidence and future growth trajectory. The quality of SRG Fingrow Fin's loan book and its ability to manage non-performing assets will be pivotal in the coming quarters.It is important to note that this financial analysis is based on publicly available data and forms part of a broader 80-parameter fundamental audit, verified by Sweta Mishra. This assessment aims to provide an objective overview of the financial standing of SRG Fingrow Fin. This analysis uses observational language and does not constitute a recommendation to buy or sell securities. Investors are advised to conduct their own thorough research and consult with a financial advisor before making any investment decisions.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
SRG Fingrow Fin Fundamental Analysis & Valuation Benchmarking
Educational evaluation of SRGFFL across key market metrics for learning purposes.
Positive Indicators
4 factors identified
Strong Operating Margins (36.71%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Balanced Promoter Holding (69.01%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
9 factors identified
Below-Average Return on Equity (2.40%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (3.15%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Premium Valuation Risk (P/E: 49.14x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Profit Decline Concern (-39.29%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Revenue Contraction (-13.33%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Limited Growth History (-18.92% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.
Weak Earnings Growth (-1.63% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
Stagnant Profit Growth (-1.63% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
SRG Fingrow Fin Financial Statements
Comprehensive financial data for SRG Fingrow Fin including income statement, balance sheet and cash flow
About SRGFFL (SRG Fingrow Fin)
SRG Fingrow Fin is a dynamic financial institution specializing in asset-backed lending solutions tailored for India's infrastructure and commercial transportation sectors. The com...pany strategically focuses on providing accessible capital for the acquisition of essential equipment that fuels critical industries. These include construction, mining, and road development, empowering businesses to upgrade their fleets and expand their operational capacity. SRGFFL offers specialized financing options for a wide array of assets, from earthmoving machinery like excavators and loaders to heavy-duty vehicles vital for transportation and logistics. By targeting these specific segments, SRG Fingrow Fin aims to contribute to the growth and modernization of India's core infrastructure. Beyond equipment financing, SRG Fingrow Fin extends its financial reach to support the acquisition of commercial and passenger vehicles. This includes financing options for cars, jeeps, and a range of heavy commercial vehicles like trucks and tractors. This diversified portfolio caters to the varying needs of businesses, owner-operators, and individuals seeking to enhance their transportation capabilities. This focus on vehicle financing demonstrates SRGFFL's commitment to facilitating mobility and contributing to the efficient movement of goods and people across the country. They address a crucial need in the market by providing tailored financial products. Further solidifying its role in supporting business growth, SRG Fingrow Fin also offers business loans to established enterprises. These loans provide access to working capital and funds for expansion, enabling businesses to seize opportunities and navigate challenges in a competitive market. By offering a comprehensive suite of financial products, SRGFFL positions itself as a valuable partner for businesses across various sectors, fostering economic development and contributing to the overall growth of the Indian economy. The company prioritizes understanding the specific financial needs of its clients.
Company Details
Key Leadership
SRGFFL Share Price: Frequently Asked Questions
What is the current share price of SRG Fingrow Fin (SRGFFL)?
As of 30 Mar 2026, 11:00 am IST, SRG Fingrow Fin share price is ₹22.80. The SRGFFL stock has a market capitalisation of ₹17.20 (Cr) on NSE/BSE.
Is SRGFFL share price Overvalued or Undervalued?
SRGFFL share price is currently trading at a P/E ratio of 49.14x, compared to the industry average of 25.60x. Based on this relative valuation, the SRG Fingrow Fin stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of SRGFFL share price?
The 52-week high of SRGFFL share price is ₹35.00 and the 52-week low is ₹22.80. These values are updated daily from NSE/BSE price data.
What factors affect the SRG Fingrow Fin share price?
Key factors influencing SRGFFL share price include quarterly earnings growth (Sales Growth: -13.33%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is SRG Fingrow Fin a good stock for long-term investment?
SRG Fingrow Fin shows a 5-year Profit Growth of -1.63% and an ROE of 2.40%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing in SRGFFL shares.
How does SRG Fingrow Fin compare with its industry peers?
SRG Fingrow Fin competes with major peers in the Finance. Investors should compare SRGFFL share price P/E of 49.14x and ROE of 2.40% against the industry averages to determine competitive standing.
What is the P/E ratio of SRGFFL and what does it mean?
SRGFFL share price has a P/E ratio of 49.14x compared to the industry average of 25.60x. Investors pay ₹49 for every ₹1 of annual earnings.
How is SRGFFL performing according to Bull Run's analysis?
SRGFFL has a Bull Run fundamental score of 19.6/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does SRGFFL belong to?
SRGFFL operates in the Finance industry. This classification helps understand the competitive landscape and sector-specific trends affecting SRG Fingrow Fin share price.
What is Return on Equity (ROE) and why is it important for SRGFFL?
SRGFFL has an ROE of 2.40%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently SRG Fingrow Fin generates profits from shareholders capital.
How is SRGFFL debt-to-equity ratio and what does it indicate?
SRGFFL has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk.
What is SRGFFL dividend yield and is it a good dividend stock?
SRGFFL offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in SRG Fingrow Fin shares.
How has SRGFFL share price grown over the past 5 years?
SRGFFL has achieved 5-year growth rates of: Sales Growth -18.92%, Profit Growth -1.63%, and EPS Growth -1.63%.
What is the promoter holding in SRGFFL and why does it matter?
Promoters hold 69.01% of SRGFFL shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in SRG Fingrow Fin.
What is SRGFFL market capitalisation category?
SRGFFL has a market capitalisation of ₹17 crores, placing it in the Small-cap category.
How volatile is SRGFFL stock?
SRGFFL has a beta of N/A. A beta > 1 suggests the SRG Fingrow Fin stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is SRGFFL operating profit margin trend?
SRGFFL has a 5-year average Operating Profit Margin (OPM) of 36.71%, indicating the company's operational efficiency.
How is SRGFFL quarterly performance?
Recent quarterly performance shows SRG Fingrow Fin YoY Sales Growth of -13.33% and YoY Profit Growth of -39.29%.
What is the institutional holding pattern in SRGFFL?
SRGFFL has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the SRG Fingrow Fin stock.