Sahara Housingfina Corporation Limited Stock Price Today (NSE: SAHARAHOUS)
Sahara Housingfina Corporation Limited
Fundamental Score
Sahara Housingfina Corporation Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Sahara Housingfina Corporation Limited share price today is ₹36.96, down 12.75% on NSE/BSE as of 30 March 2026. Sahara Housingfina Corporation Limited (SAHARAHOUS) is a Small-cap company in the Housing Finance Company sector with a market capitalisation of ₹29.67 (Cr). The 52-week high for SAHARAHOUS share price is ₹64.82 and the 52-week low is ₹30.00. At a P/E ratio of 60.56x, SAHARAHOUS is currently trading above its industry average P/E of 18.03x. The company has a Return on Equity (ROE) of 1.25% and a debt-to-equity ratio of 0.44.
Sahara Housingfina Corporation Limited Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Sahara Housingfina Corporation Limited Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Sahara Housingfina Share Price: A Financial Analysis
The Housing Finance Company (HFC) sector is currently witnessing a period of rapid technological disruption, particularly in loan origination and customer service. This landscape demands efficient scaling and technological adoption to maintain a competitive edge. This analysis examines the financial standing of Sahara Housingfina Corporation Limited, focusing on its current share price of ₹42.9900016784668. A key metric for investors is the Price-to-Earnings (PE) ratio, which currently sits at a substantial 60.56. This elevated PE suggests the market has high growth expectations embedded in the Sahara Housingfina share price.
While a high PE ratio *can* signal future growth, it needs to be viewed in conjunction with other financial indicators. One such crucial metric is Return on Capital Employed (ROCE), which for Sahara Housingfina stands at 4.04%. This ROCE indicates the return generated for every rupee invested in the business. A lower ROCE relative to the cost of capital suggests the company might face challenges in creating substantial shareholder value. This comparatively low ROCE impacts the company's moat, as it may find it harder to reinvest earnings effectively to fuel future growth and fend off competition. A strong economic moat is typically characterised by ROCE exceeding 15%, or more than its cost of capital.
When evaluating sector peers, particularly
GIC Housing Finance Ltd, factors beyond pure financials come into play. While financial ratios provide a snapshot, the perceived quality of management, as reflected in strategic decisions and operational efficiency, can significantly influence long-term performance and shareholder confidence. This is an observational contrast and not a direct comment on management quality. The management's quality will directly impact the perception of whether future growth is justified at this relatively high PE ratio.This financial analysis of Sahara Housingfina Corporation Limited and its share price is a component of a comprehensive 80-parameter fundamental audit. The audit process is verified by Sweta Mishra, to ensure rigor and accuracy. This analysis uses an observational tone and does not offer any buy or sell recommendations. Investors should conduct their own due diligence and consider their individual risk tolerance before making any investment decisions.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Sahara Housingfina Corporation Limited Fundamental Analysis & Valuation Benchmarking
Educational evaluation of SAHARAHOUS across key market metrics for learning purposes.
Positive Indicators
4 factors identified
Strong Operating Margins (57.98%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Strong Cash Generation (₹47.73 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (71.35%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
10 factors identified
Below-Average Return on Equity (1.25%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (4.04%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Premium Valuation Risk (P/E: 60.56x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Profit Decline Concern (-130.00%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Revenue Contraction (-13.74%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Limited Growth History (-9.95% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.
Weak Earnings Growth (-20.76% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
Stagnant Profit Growth (-20.76% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity.
Weak Interest Coverage (1.29x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Sahara Housingfina Corporation Limited Financial Statements
Comprehensive financial data for Sahara Housingfina Corporation Limited including income statement, balance sheet and cash flow
About SAHARAHOUS (Sahara Housingfina Corporation Limited)
Sahara Housingfina Corporation Limited is a dedicated housing finance company committed to empowering individuals and families across India to realize their dreams of homeownership.... With a focus on understanding the diverse needs of its customers, the corporation offers a comprehensive suite of loan products designed to facilitate every stage of the housing journey. From acquiring a first home to expanding existing living spaces or renovating a cherished property, Sahara Housingfina strives to provide accessible and tailored financial solutions. It distinguishes itself by prioritizing customer-centric service and building lasting relationships with those it serves, fostering a sense of trust and reliability. The company constantly adapts to the evolving real estate landscape, ensuring its offerings remain relevant and competitive within the Indian market. The corporation's product portfolio extends beyond standard home purchase loans, encompassing specialized financing options to address a wide array of housing requirements. Recognizing that homeownership is a multifaceted endeavor, Sahara Housingfina provides loans for land acquisition, enabling individuals to secure the foundation for their future homes. Home improvement and extension loans allow existing homeowners to enhance their living spaces, reflecting their evolving lifestyles and needs. Furthermore, the corporation offers mortgage loans, catering to diverse financial situations, and non-residential property loans for business owners or those seeking investment opportunities. By providing such a comprehensive range of products, Sahara Housingfina aims to be a one-stop solution for all housing finance needs. Originally established as Livewell Home Finance Limited, Sahara Housingfina has undergone a strategic transformation to better reflect its vision and commitment to the Indian housing market. This evolution is not merely a name change, but a testament to the company's dedication to growth and its unwavering focus on customer satisfaction. Sahara Housingfina continues to refine its processes, enhance its technological capabilities, and expand its reach, with the goal of making homeownership a reality for even more individuals and families throughout India. The corporation's unwavering dedication to ethical lending practices and responsible financial management solidifies its reputation as a trusted and reliable partner in the pursuit of the Indian dream.
Company Details
Key Leadership
SAHARAHOUS Share Price: Frequently Asked Questions
What is the current share price of Sahara Housingfina Corporation Limited (SAHARAHOUS)?
As of 30 Mar 2026, 12:02 pm IST, Sahara Housingfina Corporation Limited share price is ₹36.96. The SAHARAHOUS stock has a market capitalisation of ₹29.67 (Cr) on NSE/BSE.
Is SAHARAHOUS share price Overvalued or Undervalued?
SAHARAHOUS share price is currently trading at a P/E ratio of 60.56x, compared to the industry average of 18.03x. Based on this relative valuation, the Sahara Housingfina Corporation Limited stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of SAHARAHOUS share price?
The 52-week high of SAHARAHOUS share price is ₹64.82 and the 52-week low is ₹30.00. These values are updated daily from NSE/BSE price data.
What factors affect the Sahara Housingfina Corporation Limited share price?
Key factors influencing SAHARAHOUS share price include quarterly earnings growth (Sales Growth: -13.74%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Sahara Housingfina Corporation Limited a good stock for long-term investment?
Sahara Housingfina Corporation Limited shows a 5-year Profit Growth of -20.76% and an ROE of 1.25%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.44 before investing in SAHARAHOUS shares.
How does Sahara Housingfina Corporation Limited compare with its industry peers?
Sahara Housingfina Corporation Limited competes with major peers in the Housing Finance Company. Investors should compare SAHARAHOUS share price P/E of 60.56x and ROE of 1.25% against the industry averages to determine competitive standing.
What is the P/E ratio of SAHARAHOUS and what does it mean?
SAHARAHOUS share price has a P/E ratio of 60.56x compared to the industry average of 18.03x. Investors pay ₹61 for every ₹1 of annual earnings.
How is SAHARAHOUS performing according to Bull Run's analysis?
SAHARAHOUS has a Bull Run fundamental score of 21.1/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does SAHARAHOUS belong to?
SAHARAHOUS operates in the Housing Finance Company industry. This classification helps understand the competitive landscape and sector-specific trends affecting Sahara Housingfina Corporation Limited share price.
What is Return on Equity (ROE) and why is it important for SAHARAHOUS?
SAHARAHOUS has an ROE of 1.25%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Sahara Housingfina Corporation Limited generates profits from shareholders capital.
How is SAHARAHOUS debt-to-equity ratio and what does it indicate?
SAHARAHOUS has a debt-to-equity ratio of 0.44, which indicates moderate leverage that should be monitored.
What is SAHARAHOUS dividend yield and is it a good dividend stock?
SAHARAHOUS offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Sahara Housingfina Corporation Limited shares.
How has SAHARAHOUS share price grown over the past 5 years?
SAHARAHOUS has achieved 5-year growth rates of: Sales Growth -9.95%, Profit Growth -20.76%, and EPS Growth -20.76%.
What is the promoter holding in SAHARAHOUS and why does it matter?
Promoters hold 71.35% of SAHARAHOUS shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Sahara Housingfina Corporation Limited.
What is SAHARAHOUS market capitalisation category?
SAHARAHOUS has a market capitalisation of ₹30 crores, placing it in the Small-cap category.
How volatile is SAHARAHOUS stock?
SAHARAHOUS has a beta of N/A. A beta > 1 suggests the Sahara Housingfina Corporation Limited stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is SAHARAHOUS operating profit margin trend?
SAHARAHOUS has a 5-year average Operating Profit Margin (OPM) of 57.98%, indicating the company's operational efficiency.
How is SAHARAHOUS quarterly performance?
Recent quarterly performance shows Sahara Housingfina Corporation Limited YoY Sales Growth of -13.74% and YoY Profit Growth of -130.00%.
What is the institutional holding pattern in SAHARAHOUS?
SAHARAHOUS has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the Sahara Housingfina Corporation Limited stock.