RLF Ltd Stock Price Today (NSE: RLFL)
Fundamental Score
RLF Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
RLF Ltd share price today is ₹9.10, down 1.90% on NSE/BSE as of 30 March 2026. RLF Ltd (RLFL) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹84.08 (Cr). The 52-week high for RLFL share price is ₹12.09 and the 52-week low is ₹2.80. At a P/E ratio of 646.79x, RLFL is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 0.36% and a debt-to-equity ratio of 0.00.
RLF Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
RLF Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
RLF Share Price: A Financial Stability Analysis
The Non-Banking Financial Company (NBFC) sector is currently experiencing a period of heightened scrutiny, particularly concerning asset quality and liquidity management. In this context, this financial analysis examines the stability of RLF Ltd, focusing on key financial metrics in relation to its peers. Specifically, this report will analyze the current RLF share price of ₹9.289999961853027, contextualizing it with its Price-to-Earnings (PE) ratio and Return on Capital Employed (ROCE). This analysis is part of a comprehensive 80-parameter fundamental audit, verified by Sweta Mishra.
RLF Ltd’s PE ratio stands at a notably high 646.79. This suggests that investors are paying a significant premium for each rupee of earnings. While high PE ratios can sometimes indicate strong growth expectations, they can also signal potential overvaluation. It is crucial to assess whether RLF's future earnings prospects justify this valuation, compared to companies like
Apollo Finvest, where analysts may have different views on management quality and its ability to deliver future growth. Comparing RLF to sector peers like Apollo Finvest, Bengal & Assam, and Fedders Holding Ltd, helps to contextualize the current valuation.A critical indicator of financial health is the Return on Capital Employed (ROCE). RLF Ltd's ROCE of 0.34% is significantly low. ROCE measures a company's profitability relative to the capital it employs. A low ROCE indicates that the company is not efficiently generating profits from its invested capital. This limited profitability could impact the company’s ability to build a strong economic moat, which protects its competitive advantage. Sustained low ROCE could make it difficult for RLF to reinvest in its business, attract investors, and manage debt obligations. Without a strong ROCE, RLF's ability to generate consistent profits and improve its financial position remains a key challenge to monitor.
The combination of a high PE ratio and a low ROCE warrants careful consideration. Further investigation into RLF's asset quality, funding sources, and operational efficiency is recommended. Observing the company's performance relative to its peers, particularly in terms of profitability and capital management, will provide a more comprehensive understanding of the risks and opportunities associated with RLF share price. This analysis does not constitute investment advice, and is based on publicly available data at the time of writing.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
RLF Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of RLFL across key market metrics for learning purposes.
Positive Indicators
3 factors identified
Strong Revenue Growth (142.86%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
10 factors identified
Below-Average Return on Equity (0.36%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (0.34%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Margin Pressure Concerns (4.58%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Premium Valuation Risk (P/E: 646.79x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Limited Growth History (-9.33% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.
Weak Earnings Growth (0.00% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
Stagnant Profit Growth (0.00% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity.
Low Promoter Commitment (11.50%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
Limited Institutional Interest (FII+DII: 0.01%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
RLF Ltd Financial Statements
Comprehensive financial data for RLF Ltd including income statement, balance sheet and cash flow
About RLFL (RLF Ltd)
RLF Ltd is a Non-Banking Financial Company (NBFC) operating within India's dynamic financial landscape. With a foundational commitment to fostering financial accessibility, the com...pany provides a spectrum of financing solutions designed to meet the varied needs of its clientele. These include both short-term and long-term leasing arrangements, catering to businesses seeking flexible asset acquisition strategies. Furthermore, RLF Ltd extends hire purchase options, enabling clients to acquire valuable assets while managing their cash flow effectively. Complementing these offerings are secured and unsecured loan products, designed to provide capital for growth, expansion, or addressing immediate financial requirements. RLF Ltd positions itself as a facilitator of economic activity through its diverse portfolio. RLF Ltd's activities extend beyond traditional lending and leasing services, encompassing participation in the financial markets. The company actively engages in the trading of shares and securities, contributing to market liquidity and seeking opportunities for portfolio enhancement. Furthermore, RLF Ltd participates in the derivatives market, demonstrating a sophisticated understanding of financial instruments and a willingness to manage risk strategically. This multifaceted approach reflects RLF Ltd's commitment to optimizing returns and navigating the complexities of the financial ecosystem. By integrating trading and investment activities with its core lending business, RLF Ltd aims to diversify its revenue streams and enhance its long-term financial stability. Established with the purpose of contributing to India's financial sector, RLF Ltd maintains its base of operations in Vadodara. Since its founding, the company has focused on building strong relationships with its clients and fostering a reputation for reliability and integrity. RLF Ltd's presence in Vadodara allows it to understand the unique needs of the local market while also serving clients across the country. The company's operational structure is designed to ensure efficient service delivery and responsiveness to market changes. RLF Ltd continues to adapt and evolve in response to the changing financial landscape, while adhering to the regulatory frameworks that govern NBFCs in India.
Company Details
Key Leadership
RLFL Share Price: Frequently Asked Questions
What is the current share price of RLF Ltd (RLFL)?
As of 30 Mar 2026, 12:03 pm IST, RLF Ltd share price is ₹9.10. The RLFL stock has a market capitalisation of ₹84.08 (Cr) on NSE/BSE.
Is RLFL share price Overvalued or Undervalued?
RLFL share price is currently trading at a P/E ratio of 646.79x, compared to the industry average of 22.03x. Based on this relative valuation, the RLF Ltd stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of RLFL share price?
The 52-week high of RLFL share price is ₹12.09 and the 52-week low is ₹2.80. These values are updated daily from NSE/BSE price data.
What factors affect the RLF Ltd share price?
Key factors influencing RLFL share price include quarterly earnings growth (Sales Growth: 142.86%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is RLF Ltd a good stock for long-term investment?
RLF Ltd shows a 5-year Profit Growth of 0.00% and an ROE of 0.36%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing in RLFL shares.
How does RLF Ltd compare with its industry peers?
RLF Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare RLFL share price P/E of 646.79x and ROE of 0.36% against the industry averages to determine competitive standing.
What is the P/E ratio of RLFL and what does it mean?
RLFL share price has a P/E ratio of 646.79x compared to the industry average of 22.03x. Investors pay ₹647 for every ₹1 of annual earnings.
How is RLFL performing according to Bull Run's analysis?
RLFL has a Bull Run fundamental score of 9.5/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does RLFL belong to?
RLFL operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting RLF Ltd share price.
What is Return on Equity (ROE) and why is it important for RLFL?
RLFL has an ROE of 0.36%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently RLF Ltd generates profits from shareholders capital.
How is RLFL debt-to-equity ratio and what does it indicate?
RLFL has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk.
What is RLFL dividend yield and is it a good dividend stock?
RLFL offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in RLF Ltd shares.
How has RLFL share price grown over the past 5 years?
RLFL has achieved 5-year growth rates of: Sales Growth -9.33%, Profit Growth 0.00%, and EPS Growth 0.00%.
What is the promoter holding in RLFL and why does it matter?
Promoters hold 11.50% of RLFL shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in RLF Ltd.
What is RLFL market capitalisation category?
RLFL has a market capitalisation of ₹84 crores, placing it in the Small-cap category.
How volatile is RLFL stock?
RLFL has a beta of N/A. A beta > 1 suggests the RLF Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is RLFL operating profit margin trend?
RLFL has a 5-year average Operating Profit Margin (OPM) of 4.58%, indicating the company's operational efficiency.
How is RLFL quarterly performance?
Recent quarterly performance shows RLF Ltd YoY Sales Growth of 142.86% and YoY Profit Growth of N/A%.
What is the institutional holding pattern in RLFL?
RLFL has FII holding of 0.00% and DII holding of 0.01%. Significant institutional holding often suggests professional confidence in the RLF Ltd stock.