RBL Bank Ltd Stock Price Today (NSE: RBLBANK)
Fundamental Score
RBL Bank Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
RBL Bank Ltd share price today is ₹289.75, down 2.73% on NSE/BSE as of 30 March 2026. RBL Bank Ltd (RBLBANK) is a Mid-cap company in the Private Sector Bank sector with a market capitalisation of ₹18.95K (Cr). The 52-week high for RBLBANK share price is ₹340.40 and the 52-week low is ₹164.41. At a P/E ratio of 39.46x, RBLBANK is currently trading above its industry average P/E of 15.23x. The company has a Return on Equity (ROE) of 4.57% and a debt-to-equity ratio of 8.32.
RBL Bank Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
RBL Bank Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
RBL Bank Share Price: A Financial Analysis
The Indian private sector banking landscape is undergoing rapid transformation, driven by fintech disruption and evolving customer expectations. In this dynamic environment, understanding the intrinsic value of individual banking stocks is crucial. This analysis examines the financial standing of RBL Bank, focusing on key metrics influencing its industry position. Currently, the RBL Bank share price stands at ₹302.10, with a Price-to-Earnings (PE) ratio of 39.46.
A critical aspect of evaluating RBL Bank is its profitability. Its Return on Capital Employed (ROCE) of 6.04% offers insights into the efficiency with which the bank generates profits from its capital base. While a positive ROCE indicates profitability, a lower figure, compared to other potentially more profitable opportunities, might suggest constraints on its ability to build a strong economic moat. This impacts the bank's long-term competitive advantage, affecting its capacity to sustainably generate superior returns compared to its cost of capital. A higher ROCE generally signals a more robust moat and greater potential for sustained growth.
When contrasting RBL Bank Ltd with its peers, such as
IndusInd Bank Ltd, differences in management quality and strategic execution can significantly impact investor perception. For example, IndusInd Bank Ltd is perceived to have navigated market volatility effectively, bolstering investor confidence in their overall management team. The ability to efficiently manage assets, mitigate risks, and adapt to changing market dynamics directly influences the long-term stability and growth prospects of these institutions.The PE ratio of 39.46 suggests that the market has high expectations for RBL Bank's future earnings growth. However, this valuation needs to be considered in conjunction with other factors, like its current growth trajectory, asset quality, and overall economic conditions. It's important to note that this financial analysis is part of a comprehensive 80-parameter fundamental audit, verified by Sweta Mishra, and serves as an observational assessment of the publicly available data.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
RBL Bank Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of RBLBANK across key market metrics for learning purposes.
Positive Indicators
4 factors identified
Strong Operating Margins (34.90%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Strong Cash Generation (₹6034.76 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Strong Institutional Confidence (FII+DII: 50.77%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
7 factors identified
Below-Average Return on Equity (4.57%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (6.04%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Profit Decline Concern (-19.77%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Weak Earnings Growth (2.83% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
Elevated Debt Levels (D/E: 8.32)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.05x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Low Promoter Commitment (0.00%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
RBL Bank Ltd Financial Statements
Comprehensive financial data for RBL Bank Ltd including income statement, balance sheet and cash flow
About RBLBANK (RBL Bank Ltd)
RBL Bank Ltd. is a dynamic and rapidly evolving financial institution in India's private banking sector, distinguished by its innovative approach and commitment to customer-centric... solutions. Established with a rich history spanning decades, RBL Bank has successfully transitioned from a regional player to a nationally recognized bank, fostering strong relationships with diverse customer segments. The bank is driven by a vision of delivering excellence through technological advancements and a focus on personalized service, aiming to empower individuals and businesses to achieve their financial aspirations. Its modern infrastructure, skilled workforce, and proactive governance practices position RBL Bank as a reliable partner for those seeking comprehensive banking services. RBL Bank strategically operates across multiple business verticals, including corporate, retail, and treasury, tailoring products and services to address the unique needs of each segment. Its retail banking arm offers a wide array of account options, including customized solutions like seafarer accounts, empowering individuals to manage their finances effectively. The bank provides secure and convenient locker facilities and offers diverse deposit schemes, such as fixed, recurring, and innovative smart deposits, catering to varied investment goals. Recognizing the importance of wealth management, RBL Bank also offers portfolio investment schemes designed to optimize returns and safeguard investments. This comprehensive approach underscores the bank's commitment to providing holistic financial solutions. Beyond traditional banking, RBL Bank extends its reach with a variety of loan products designed to support various life stages and business endeavors. Aspiring homeowners can access housing loans, while individuals can avail personal loans for immediate needs. Entrepreneurs and established businesses can benefit from tailored business loans, while those seeking mobility can explore options for pre-owned car, two-wheeler, and education loans. RBL Bank also plays a crucial role in supporting the agricultural sector by offering crop, agri-investment, and agri-allied loans, fostering growth and prosperity in rural communities. This diversified portfolio exemplifies RBL Bank's commitment to driving inclusive growth and empowering communities across India.
Company Details
Key Leadership
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RBLBANK Share Price: Frequently Asked Questions
What is the current share price of RBL Bank Ltd (RBLBANK)?
As of 30 Mar 2026, 12:08 pm IST, RBL Bank Ltd share price is ₹289.75. The RBLBANK stock has a market capitalisation of ₹18.95K (Cr) on NSE/BSE.
Is RBLBANK share price Overvalued or Undervalued?
RBLBANK share price is currently trading at a P/E ratio of 39.46x, compared to the industry average of 15.23x. Based on this relative valuation, the RBL Bank Ltd stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of RBLBANK share price?
The 52-week high of RBLBANK share price is ₹340.40 and the 52-week low is ₹164.41. These values are updated daily from NSE/BSE price data.
What factors affect the RBL Bank Ltd share price?
Key factors influencing RBLBANK share price include quarterly earnings growth (Sales Growth: -0.66%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is RBL Bank Ltd a good stock for long-term investment?
RBL Bank Ltd shows a 5-year Profit Growth of 6.56% and an ROE of 4.57%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 8.32 before investing in RBLBANK shares.
How does RBL Bank Ltd compare with its industry peers?
RBL Bank Ltd competes with major peers in the Private Sector Bank. Investors should compare RBLBANK share price P/E of 39.46x and ROE of 4.57% against the industry averages to determine competitive standing.
What is the P/E ratio of RBLBANK and what does it mean?
RBLBANK share price has a P/E ratio of 39.46x compared to the industry average of 15.23x. Investors pay ₹39 for every ₹1 of annual earnings.
How is RBLBANK performing according to Bull Run's analysis?
RBLBANK has a Bull Run fundamental score of 16.5/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does RBLBANK belong to?
RBLBANK operates in the Private Sector Bank industry. This classification helps understand the competitive landscape and sector-specific trends affecting RBL Bank Ltd share price.
What is Return on Equity (ROE) and why is it important for RBLBANK?
RBLBANK has an ROE of 4.57%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently RBL Bank Ltd generates profits from shareholders capital.
How is RBLBANK debt-to-equity ratio and what does it indicate?
RBLBANK has a debt-to-equity ratio of 8.32, which indicates high leverage that increases financial risk.
What is RBLBANK dividend yield and is it a good dividend stock?
RBLBANK offers a dividend yield of 0.33%, meaning you receive ₹0.33 annual dividend for every ₹100 invested in RBL Bank Ltd shares.
How has RBLBANK share price grown over the past 5 years?
RBLBANK has achieved 5-year growth rates of: Sales Growth 10.52%, Profit Growth 6.56%, and EPS Growth 2.83%.
What is the promoter holding in RBLBANK and why does it matter?
Promoters hold 0.00% of RBLBANK shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in RBL Bank Ltd.
What is RBLBANK market capitalisation category?
RBLBANK has a market capitalisation of ₹18950 crores, placing it in the Mid-cap category.
How volatile is RBLBANK stock?
RBLBANK has a beta of N/A. A beta > 1 suggests the RBL Bank Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is RBLBANK operating profit margin trend?
RBLBANK has a 5-year average Operating Profit Margin (OPM) of 34.90%, indicating the company's operational efficiency.
How is RBLBANK quarterly performance?
Recent quarterly performance shows RBL Bank Ltd YoY Sales Growth of -0.66% and YoY Profit Growth of -19.77%.
What is the institutional holding pattern in RBLBANK?
RBLBANK has FII holding of 15.49% and DII holding of 35.28%. Significant institutional holding often suggests professional confidence in the RBL Bank Ltd stock.