Punjab National Bank Stock Price Today (NSE: PNB)
Fundamental Score
Punjab National Bank Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Punjab National Bank share price today is ₹100.56, down 4.49% on NSE/BSE as of 30 March 2026. Punjab National Bank (PNB) is a Large-cap company in the Public Sector Bank sector with a market capitalisation of ₹1.44L (Cr). The 52-week high for PNB share price is ₹135.15 and the 52-week low is ₹89.45. At a P/E ratio of 8.45x, PNB is currently trading above its industry average P/E of 8.20x. The company has a Return on Equity (ROE) of 15.17% and a debt-to-equity ratio of 12.22.
Punjab National Bank Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Punjab National Bank Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Punjab National Bank Share Price: A Financial Analysis
Public Sector Banks (PSBs) are undergoing a renaissance, driven by improved asset quality and enhanced operational efficiency. This analysis examines the financial standing of Punjab National Bank share price using key metrics and peer comparisons, as part of a comprehensive 80-parameter fundamental audit verified by Sweta Mishra. Currently, the share price stands at ₹122.8499984741211, with a Price-to-Earnings (PE) ratio of 8.45 and a Return on Capital Employed (ROCE) of 6.32%. This analysis offers an observational perspective on these figures and their implications.
The PE ratio of 8.45 suggests that, relative to its earnings, Punjab National Bank's stock may be perceived as reasonably valued by the market compared to historical benchmarks. However, context is crucial. Peer comparison is essential to determine if this valuation is attractive. Other PSBs such as Central Bank of India and Indian Bank offer different risk/reward profiles. The perceived risk in PSBs often correlates to management effectiveness and loan book quality.
A critical factor in assessing a company's long-term sustainability is its Return on Capital Employed (ROCE). Punjab National Bank's ROCE of 6.32% indicates the efficiency with which the bank generates profits from its capital. A higher ROCE generally suggests a stronger competitive advantage or "moat." A lower ROCE may point to challenges in maintaining profitability and market share against competitors. This metric plays a crucial role in sustaining growth. This value should be analyzed relative to the cost of capital.
Management quality significantly impacts a bank's performance. Consider a bank like
Punjab & Sind Bank. Perceptions of their management's efficacy in navigating regulatory changes and managing non-performing assets will inevitably affect investor sentiment and, consequently, share valuation. Punjab National Bank's ability to outperform its peers in these areas will be vital for future growth and solidifying its position within the Indian banking sector. This is just observational and needs further assessment.Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Punjab National Bank Fundamental Analysis & Valuation Benchmarking
Educational evaluation of PNB across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Strong Return on Equity (15.17%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Strong Operating Margins (60.33%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Consistent Growth Track Record (17.69% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (89.91% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (111.32% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Cash Generation (₹63105.57 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (70.08%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
3 factors identified
Suboptimal ROCE (6.32%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Elevated Debt Levels (D/E: 12.22)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.31x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Punjab National Bank Financial Statements
Comprehensive financial data for Punjab National Bank including income statement, balance sheet and cash flow
About PNB (Punjab National Bank)
Punjab National Bank is a towering institution etched into the Indian financial landscape, a steadfast sentinel of economic progress since its inception. It stands as a cornerstone... of the nation's banking sector, a public sector behemoth with a legacy spanning over a century. PNB's presence extends far beyond mere numbers, it is woven into the very fabric of countless communities, a trusted partner in the financial journeys of millions. The bank's vast network branches stretching from the bustling metropolises to the remote corners of the country, serve as vital conduits for financial inclusion, empowering individuals and businesses alike. Its iconic logo, a symbol of stability and trustworthiness, has become synonymous with financial security for generations of Indians. At the core of Punjab National Bank lies a diverse portfolio of financial solutions, designed to cater to the evolving needs of its vast clientele. From the fundamental building blocks of personal finance, such as savings accounts, and term deposits, to the complex instruments that fuel the growth of large corporations, PNB offers a comprehensive suite of products and services. Individuals seeking to realize their dreams, whether it be owning a home, pursuing higher education, or starting a business, can find tailored loan options to suit their specific requirements. Similarly, businesses can access a range of credit facilities and advisory services to support their growth ambitions, from working capital finance to project loans. Beyond its core banking operations, Punjab National Bank also plays a significant role in promoting financial literacy and economic empowerment, particularly in underserved communities. Through various initiatives, PNB seeks to educate individuals about the importance of saving, investing, and managing their finances responsibly. The bank actively promotes government schemes aimed at improving the socio-economic conditions of the underprivileged, thereby contributing to the overall development of the nation. In an era of rapid technological advancements, PNB is constantly evolving to meet the changing needs of its customers, embracing digital innovation to enhance convenience, efficiency, and accessibility.
Company Details
Key Leadership
Corporate Events
PNB Share Price: Frequently Asked Questions
What is the current share price of Punjab National Bank (PNB)?
As of 30 Mar 2026, 12:04 pm IST, Punjab National Bank share price is ₹100.56. The PNB stock has a market capitalisation of ₹1.44L (Cr) on NSE/BSE.
Is PNB share price Overvalued or Undervalued?
PNB share price is currently trading at a P/E ratio of 8.45x, compared to the industry average of 8.20x. Based on this relative valuation, the Punjab National Bank stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of PNB share price?
The 52-week high of PNB share price is ₹135.15 and the 52-week low is ₹89.45. These values are updated daily from NSE/BSE price data.
What factors affect the Punjab National Bank share price?
Key factors influencing PNB share price include quarterly earnings growth (Sales Growth: 6.78%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Punjab National Bank a good stock for long-term investment?
Punjab National Bank shows a 5-year Profit Growth of 111.32% and an ROE of 15.17%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 12.22 before investing in PNB shares.
How does Punjab National Bank compare with its industry peers?
Punjab National Bank competes with major peers in the Public Sector Bank. Investors should compare PNB share price P/E of 8.45x and ROE of 15.17% against the industry averages to determine competitive standing.
What is the P/E ratio of PNB and what does it mean?
PNB share price has a P/E ratio of 8.45x compared to the industry average of 8.20x. Investors pay ₹8 for every ₹1 of annual earnings.
How is PNB performing according to Bull Run's analysis?
PNB has a Bull Run fundamental score of 54.8/100, indicating moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does PNB belong to?
PNB operates in the Public Sector Bank industry. This classification helps understand the competitive landscape and sector-specific trends affecting Punjab National Bank share price.
What is Return on Equity (ROE) and why is it important for PNB?
PNB has an ROE of 15.17%, which indicates excellent management efficiency. ROE measures how efficiently Punjab National Bank generates profits from shareholders capital.
How is PNB debt-to-equity ratio and what does it indicate?
PNB has a debt-to-equity ratio of 12.22, which indicates high leverage that increases financial risk.
What is PNB dividend yield and is it a good dividend stock?
PNB offers a dividend yield of 2.31%, meaning you receive ₹2.31 annual dividend for every ₹100 invested in Punjab National Bank shares.
How has PNB share price grown over the past 5 years?
PNB has achieved 5-year growth rates of: Sales Growth 17.69%, Profit Growth 111.32%, and EPS Growth 89.91%.
What is the promoter holding in PNB and why does it matter?
Promoters hold 70.08% of PNB shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Punjab National Bank.
What is PNB market capitalisation category?
PNB has a market capitalisation of ₹144007 crores, placing it in the Large-cap category.
How volatile is PNB stock?
PNB has a beta of N/A. A beta > 1 suggests the Punjab National Bank stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is PNB operating profit margin trend?
PNB has a 5-year average Operating Profit Margin (OPM) of 60.33%, indicating the company's operational efficiency.
How is PNB quarterly performance?
Recent quarterly performance shows Punjab National Bank YoY Sales Growth of 6.78% and YoY Profit Growth of 8.72%.
What is the institutional holding pattern in PNB?
PNB has FII holding of 5.67% and DII holding of 15.54%. Significant institutional holding often suggests professional confidence in the Punjab National Bank stock.