PNB Gilts Ltd Stock Price Today (NSE: PNBGILTS)
Fundamental Score
PNB Gilts Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
PNB Gilts Ltd share price today is ₹59.16, down 5.55% on NSE/BSE as of 30 March 2026. PNB Gilts Ltd (PNBGILTS) is a Small-cap company in the Investment Company sector with a market capitalisation of ₹1.52K (Cr). The 52-week high for PNBGILTS share price is ₹119.80 and the 52-week low is ₹62.00. At a P/E ratio of 8.49x, PNBGILTS is currently trading below its industry average P/E of 31.61x. The company has a Return on Equity (ROE) of 16.10% and a debt-to-equity ratio of 15.13.
PNB Gilts Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
PNB Gilts Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
PNB Gilts Share Price: A Financial Analysis
The investment company sector is currently experiencing a surge in demand for specialized financial services, fueled by increased retail participation in bond markets. This analysis focuses on PNB Gilts share price, currently trading at ₹80.089996, utilizing publicly available data. The company's Price-to-Earnings (PE) ratio stands at 8.49, indicating the amount investors are willing to pay for each rupee of earnings.
A crucial metric for understanding PNB Gilts' performance is its Return on Capital Employed (ROCE), which is reported at 6.8%. ROCE measures how efficiently a company is using its capital to generate profits. This 6.8% ROCE, while positive, suggests that PNB Gilts might face challenges in building a strong economic moat, especially when compared to companies that can generate significantly higher returns on their invested capital. A lower ROCE may also suggest potentially less competitive advantage in the market.
When compared to sector peers like
Religare Enterprises Ltd, a qualitative assessment of management quality becomes important. While this analysis doesn't include proprietary information on management effectiveness, comparing PNB Gilts' strategic decisions and operational efficiency to those of its competitors can provide insights into its long-term growth potential. Management’s demonstrated ability to navigate market fluctuations and capitalize on opportunities plays a critical role in the company’s ability to deliver consistent returns.This financial analysis is a component of a comprehensive 80-parameter fundamental audit conducted with verified data and methodology. This audit was diligently overseen by Sweta Mishra, to provide a robust assessment of PNB Gilts Ltd. Investors are advised to consider multiple factors and consult with a financial advisor before making any investment decisions. This analysis does not constitute a buy/sell recommendation and is based purely on publicly available information.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
PNB Gilts Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of PNBGILTS across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Strong Return on Equity (16.10%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Strong Operating Margins (91.57%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 8.49 vs Industry: 31.61)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Consistent Growth Track Record (13.70% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Balanced Promoter Holding (74.07%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
9 factors identified
Suboptimal ROCE (6.80%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Profit Decline Concern (-140.03%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Revenue Contraction (-11.45%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Weak Earnings Growth (-1.30% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
Stagnant Profit Growth (-1.30% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity.
Elevated Debt Levels (D/E: 15.13)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.19x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-9809.37 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Limited Institutional Interest (FII+DII: 0.77%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
PNB Gilts Ltd Financial Statements
Comprehensive financial data for PNB Gilts Ltd including income statement, balance sheet and cash flow
About PNBGILTS (PNB Gilts Ltd)
PNB Gilts Ltd is a key player in the Indian financial market, specializing in government securities and fixed income instruments. The company acts as a primary dealer, actively par...ticipating in the underwriting and bidding processes for newly issued government securities. This involves a deep understanding of macroeconomic factors, interest rate movements, and government fiscal policies to accurately assess risk and determine competitive bids. Beyond primary market activities, PNB Gilts Ltd. is a significant participant in the secondary market, facilitating trading in a wide array of fixed income assets, catering to institutional investors, banks, and other financial institutions seeking to manage their portfolios and optimize returns. PNB Gilts Ltd. distinguishes itself by offering a comprehensive suite of services tailored to the needs of fixed income market participants. Beyond trading, the company provides specialized custodian services, ensuring the safe and efficient management of clients' securities holdings. They also actively engage in trading diverse financial instruments, including Treasury Bills, State Development Loans, and corporate bonds, thus broadening their market reach and client base. PNB Gilts Ltd. further provides its constituents with Gilts Accounts through which they can hold their investments in government securities. This active involvement across multiple asset classes and service offerings demonstrates a commitment to providing holistic solutions to its clientele in the ever-evolving world of fixed income. PNB Gilts Ltd. occupies a crucial role in fostering liquidity and efficiency within the Indian government securities market. By actively participating in primary auctions and secondary market trading, the company contributes significantly to price discovery and market stability. Its expertise in fixed income instruments, coupled with its comprehensive service offerings, makes it a valuable partner for institutions seeking to navigate the complexities of the Indian debt market. PNB Gilts Ltd. strives to maintain its position as a reliable and trusted intermediary, supporting the growth and development of the Indian financial system through its specialized focus on government securities and fixed income instruments.
Company Details
Key Leadership
Corporate Events
PNBGILTS Share Price: Frequently Asked Questions
What is the current share price of PNB Gilts Ltd (PNBGILTS)?
As of 30 Mar 2026, 12:03 pm IST, PNB Gilts Ltd share price is ₹59.16. The PNBGILTS stock has a market capitalisation of ₹1.52K (Cr) on NSE/BSE.
Is PNBGILTS share price Overvalued or Undervalued?
PNBGILTS share price is currently trading at a P/E ratio of 8.49x, compared to the industry average of 31.61x. Based on this relative valuation, the PNB Gilts Ltd stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of PNBGILTS share price?
The 52-week high of PNBGILTS share price is ₹119.80 and the 52-week low is ₹62.00. These values are updated daily from NSE/BSE price data.
What factors affect the PNB Gilts Ltd share price?
Key factors influencing PNBGILTS share price include quarterly earnings growth (Sales Growth: -11.45%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is PNB Gilts Ltd a good stock for long-term investment?
PNB Gilts Ltd shows a 5-year Profit Growth of -1.30% and an ROE of 16.10%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 15.13 before investing in PNBGILTS shares.
How does PNB Gilts Ltd compare with its industry peers?
PNB Gilts Ltd competes with major peers in the Investment Company. Investors should compare PNBGILTS share price P/E of 8.49x and ROE of 16.10% against the industry averages to determine competitive standing.
What is the P/E ratio of PNBGILTS and what does it mean?
PNBGILTS share price has a P/E ratio of 8.49x compared to the industry average of 31.61x. Investors pay ₹8 for every ₹1 of annual earnings.
How is PNBGILTS performing according to Bull Run's analysis?
PNBGILTS has a Bull Run fundamental score of 29.1/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does PNBGILTS belong to?
PNBGILTS operates in the Investment Company industry. This classification helps understand the competitive landscape and sector-specific trends affecting PNB Gilts Ltd share price.
What is Return on Equity (ROE) and why is it important for PNBGILTS?
PNBGILTS has an ROE of 16.10%, which indicates excellent management efficiency. ROE measures how efficiently PNB Gilts Ltd generates profits from shareholders capital.
How is PNBGILTS debt-to-equity ratio and what does it indicate?
PNBGILTS has a debt-to-equity ratio of 15.13, which indicates high leverage that increases financial risk.
What is PNBGILTS dividend yield and is it a good dividend stock?
PNBGILTS offers a dividend yield of 1.18%, meaning you receive ₹1.18 annual dividend for every ₹100 invested in PNB Gilts Ltd shares.
How has PNBGILTS share price grown over the past 5 years?
PNBGILTS has achieved 5-year growth rates of: Sales Growth 13.70%, Profit Growth -1.30%, and EPS Growth -1.30%.
What is the promoter holding in PNBGILTS and why does it matter?
Promoters hold 74.07% of PNBGILTS shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in PNB Gilts Ltd.
What is PNBGILTS market capitalisation category?
PNBGILTS has a market capitalisation of ₹1517 crores, placing it in the Small-cap category.
How volatile is PNBGILTS stock?
PNBGILTS has a beta of N/A. A beta > 1 suggests the PNB Gilts Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is PNBGILTS operating profit margin trend?
PNBGILTS has a 5-year average Operating Profit Margin (OPM) of 91.57%, indicating the company's operational efficiency.
How is PNBGILTS quarterly performance?
Recent quarterly performance shows PNB Gilts Ltd YoY Sales Growth of -11.45% and YoY Profit Growth of -140.03%.
What is the institutional holding pattern in PNBGILTS?
PNBGILTS has FII holding of 0.77% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the PNB Gilts Ltd stock.