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HomeStocksFinancial Technology (Fintech)Pb Fintech Ltd

Pb Fintech Ltd Stock Price Today (NSE: POLICYBZR)

Pb Fintech Ltd

POLICYBZRFinancial Technology (Fintech)
₹1427.80₹15.50 (1.05%)↓
As on 30 Mar 2026, 12:03 pm ISTMarket Closed

Fundamental Score

...

Pb Fintech Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Pb Fintech Ltd share price today is ₹1427.80, down 1.05% on NSE/BSE as of 30 March 2026. Pb Fintech Ltd (POLICYBZR) is a Large-cap company in the Financial Technology (Fintech) sector with a market capitalisation of ₹86.11K (Cr). The 52-week high for POLICYBZR share price is ₹1978.00 and the 52-week low is ₹1364.00. At a P/E ratio of 186.54x, POLICYBZR is currently trading above its industry average P/E of 36.33x. The company has a Return on Equity (ROE) of 5.13% and a debt-to-equity ratio of 0.05.

Pb Fintech Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
₹0.00
Low
₹0.00
Volume
0
Change
-1.05%

Returns & Performance

Poor

ROE

5.13%
Poor

ROCE

5.90%
Poor

OPM (5Y)

-13.67%

Div Yield

0.00%

Pb Fintech Ltd Valuation Check

Poor

P/E Ratio

186.54x
Poor

Industry P/E

36.33x
Market-cap Classification
Large-cap
Established & liquid; typically steadier returns.

Market Cap

86.11K (Cr)

Growth Engine

Excellent

Profit Growth (Q)

166.15%
Excellent

Sales Growth (Q)

38.24%
Excellent

Sales Growth (5Y)

45.20%
Excellent

EPS Growth (5Y)

14.87%
Excellent

Profit Growth (5Y)

23.21%

Balance Sheet Health

Excellent

Debt to Equity

0.05x
Excellent

Int. Coverage

14.46x

Free Cash Flow (5Y)

-2.27K (Cr)

Shareholding

Poor

Promoter

0.00%
Excellent

FII

43.64%
Excellent

DII

26.63%
Excellent

Pledged

0.00%

Institutional Deep-Dive

Bull Run Research Hub

Pb Fintech Share Price Analysis: A Growth Strategist's Perspective

The Fintech sector is currently experiencing a phase of hyper-personalization, where companies offering tailored financial solutions are gaining significant traction. This analysis examines the Pb Fintech share price, currently at ₹1504.900024, through a financial lens, specifically focusing on its valuation and competitive positioning within the insurance aggregation space. A key metric for assessing Pb Fintech is its Price-to-Earnings (PE) ratio, which stands at a high 186.54, suggesting that investors have significant expectations for future earnings growth.

Compared to its peers, Pb Fintech's valuation appears rich. Considering Infibeam Avenues Ltd, differences in management quality could be contributing to variations in investor sentiment and, consequently, valuations. A deep dive into leadership track records and strategic execution between Pb Fintech and its peers is crucial for understanding these disparities. Pb Fintech needs to strategically improve the quality of its operational output to justify the premium it enjoys.

Furthermore, the Return on Capital Employed (ROCE) of 5.9% is a critical factor. A lower ROCE compared to the industry average signals that the company might not be efficiently utilizing its capital to generate profits. In effect, the 5.9% ROCE could weaken the company's economic moat, making it more vulnerable to competition. A higher ROCE typically indicates a stronger competitive advantage and greater ability to reinvest profits for future growth. The company has to be more innovative to grow its dominance in the financial sector.

It's important to note that this financial analysis is part of a more comprehensive 80-parameter fundamental audit, verified by Sweta Mishra. This analysis aims to provide an objective assessment of Pb Fintech's current financial standing based on publicly available data and should not be construed as investment advice. This analysis is for informational purposes only and avoids any buy or sell recommendations. The points discussed are observational and aimed at facilitating a deeper understanding of the company's financial performance.

SM
Analysis by Sweta Mishra
SEBI Registered Research Analyst

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Pb Fintech Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of POLICYBZR across key market metrics for learning purposes.

Positive Indicators

8 factors identified

Robust Profit Growth (166.15%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture.

Strong Revenue Growth (38.24%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (45.20% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Strong Profit Growth Track Record (23.21% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Conservative Debt Levels (D/E: 0.05)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns.

Strong Interest Coverage (14.46x)

Observation: Earnings comfortably cover interest obligations.

Analysis: Interest coverage >5x indicates low financial distress risk.

Strong Institutional Confidence (FII+DII: 70.27%)

Observation: Significant professional investor participation.

Analysis: High institutional holding often signals thorough due diligence.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

7 factors identified

Below-Average Return on Equity (5.13%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (5.90%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Margin Pressure Concerns (-13.67%)

Observation: Operating margins are below industry standards.

Analysis: OPM <5% may indicate pricing pressures or cost management challenges.

Premium Valuation Risk (P/E: 186.54x)

Observation: High valuation multiples may limit upside potential.

Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.

Negative Free Cash Flow (₹-2272.05 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

Low Promoter Commitment (0.00%)

Observation: Reduced promoter stake may indicate limited confidence.

Analysis: Low promoter holding may raise questions about management commitment.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Pb Fintech Ltd Financial Statements

Comprehensive financial data for Pb Fintech Ltd including income statement, balance sheet and cash flow

About POLICYBZR (Pb Fintech Ltd)

PB Fintech Ltd is a pioneering force in the Indian Fintech landscape, revolutionizing the way individuals access and navigate the complex worlds of insurance and lending. As a digi...tal-first company, PB Fintech has established a robust online marketplace that empowers consumers with unparalleled transparency and choice. Through its innovative platforms, it streamlines the traditionally cumbersome processes associated with financial product discovery, comparison, and acquisition. The company’s core mission is to democratize access to essential financial tools, making them readily available and easily understandable to a vast and diverse audience. By leveraging technology to simplify complex information, PB Fintech plays a crucial role in fostering financial literacy and empowering individuals to make informed decisions about their financial well-being. At the heart of PB Fintech's operations lies a commitment to providing a seamless and user-friendly experience. Its platforms are meticulously designed to guide users through a comprehensive range of insurance and lending products, catering to a wide spectrum of needs and financial goals. From securing vital life insurance coverage to exploring investment opportunities and accessing credit solutions, PB Fintech offers a holistic suite of services. The company's commitment extends beyond mere product aggregation, encompassing a focus on objective information and personalized recommendations. By empowering consumers with the knowledge and tools they need, PB Fintech aims to foster a culture of financial confidence and responsibility, enabling them to navigate their financial journeys with greater ease and assurance. PB Fintech's strategic vision extends beyond the Indian market, reflecting its ambition to become a global leader in the Fintech space. Its expansion into international territories underscores its commitment to serving a broader audience and driving financial inclusion on a global scale. By adapting its innovative platform and services to meet the unique needs of different markets, PB Fintech continues to solidify its position as a dynamic and forward-thinking organization. As it continues to evolve and expand, PB Fintech remains dedicated to leveraging technology to transform the financial services industry, empowering individuals with greater control over their financial futures and building a more inclusive and accessible financial ecosystem.

Company Details

Symbol:POLICYBZR
Industry:Financial Technology (Fintech)
Sector:Financial Technology (Fintech)
Website:https://www.pbfintech.in

Key Leadership

Mr. Yashish Dahiya
Executive Chairman & CEO
Mr. Sarbvir Singh
Executive Director & Joint Group CEO
Mr. Alok Bansal
Co-Founder & Executive Vice Chairman

Corporate Events

Upcoming
Earnings Date
2026-01-29

POLICYBZR Share Price: Frequently Asked Questions

What is the current share price of Pb Fintech Ltd (POLICYBZR)?

As of 30 Mar 2026, 12:03 pm IST, Pb Fintech Ltd share price is ₹1427.80. The POLICYBZR stock has a market capitalisation of ₹86.11K (Cr) on NSE/BSE.

Is POLICYBZR share price Overvalued or Undervalued?

POLICYBZR share price is currently trading at a P/E ratio of 186.54x, compared to the industry average of 36.33x. Based on this relative valuation, the Pb Fintech Ltd stock appears to be Overvalued against its sector peers.

What is the 52-week high and low of POLICYBZR share price?

The 52-week high of POLICYBZR share price is ₹1978.00 and the 52-week low is ₹1364.00. These values are updated daily from NSE/BSE price data.

What factors affect the Pb Fintech Ltd share price?

Key factors influencing POLICYBZR share price include quarterly earnings growth (Sales Growth: 38.24%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).

Is Pb Fintech Ltd a good stock for long-term investment?

Pb Fintech Ltd shows a 5-year Profit Growth of 23.21% and an ROE of 5.13%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.05 before investing in POLICYBZR shares.

How does Pb Fintech Ltd compare with its industry peers?

Pb Fintech Ltd competes with major peers in the Financial Technology (Fintech). Investors should compare POLICYBZR share price P/E of 186.54x and ROE of 5.13% against the industry averages to determine competitive standing.

What is the P/E ratio of POLICYBZR and what does it mean?

POLICYBZR share price has a P/E ratio of 186.54x compared to the industry average of 36.33x. Investors pay ₹187 for every ₹1 of annual earnings.

How is POLICYBZR performing according to Bull Run's analysis?

POLICYBZR has a Bull Run fundamental score of 47.8/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.

What sector and industry does POLICYBZR belong to?

POLICYBZR operates in the Financial Technology (Fintech) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Pb Fintech Ltd share price.

What is Return on Equity (ROE) and why is it important for POLICYBZR?

POLICYBZR has an ROE of 5.13%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Pb Fintech Ltd generates profits from shareholders capital.

How is POLICYBZR debt-to-equity ratio and what does it indicate?

POLICYBZR has a debt-to-equity ratio of 0.05, which indicates conservative financing with low financial risk.

What is POLICYBZR dividend yield and is it a good dividend stock?

POLICYBZR offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Pb Fintech Ltd shares.

How has POLICYBZR share price grown over the past 5 years?

POLICYBZR has achieved 5-year growth rates of: Sales Growth 45.20%, Profit Growth 23.21%, and EPS Growth 14.87%.

What is the promoter holding in POLICYBZR and why does it matter?

Promoters hold 0.00% of POLICYBZR shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Pb Fintech Ltd.

What is POLICYBZR market capitalisation category?

POLICYBZR has a market capitalisation of ₹86109 crores, placing it in the Large-cap category.

How volatile is POLICYBZR stock?

POLICYBZR has a beta of N/A. A beta > 1 suggests the Pb Fintech Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.

What is POLICYBZR operating profit margin trend?

POLICYBZR has a 5-year average Operating Profit Margin (OPM) of -13.67%, indicating the company's operational efficiency.

How is POLICYBZR quarterly performance?

Recent quarterly performance shows Pb Fintech Ltd YoY Sales Growth of 38.24% and YoY Profit Growth of 166.15%.

What is the institutional holding pattern in POLICYBZR?

POLICYBZR has FII holding of 43.64% and DII holding of 26.63%. Significant institutional holding often suggests professional confidence in the Pb Fintech Ltd stock.

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Frequently Asked Questions about Pb Fintech Ltd

What is the current share price of Pb Fintech Ltd?

Pb Fintech Ltd (POLICYBZR) trades at ₹1427.80 on NSE and BSE. Market cap ₹86.11K (Cr). Educational data only.

What is the P/E ratio of Pb Fintech Ltd?

Pb Fintech Ltd has a P/E of 186.54x vs industry average 36.33x.

What is the Bull Run score for Pb Fintech Ltd?

Pb Fintech Ltd has a Bull Run score of 47.8/100 based on 25+ financial parameters.

Does Pb Fintech Ltd pay dividends?

Pb Fintech Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Pb Fintech Ltd?

Pb Fintech Ltd has ROE of 5.13%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Pb Fintech Ltd?

Pb Fintech Ltd has debt-to-equity of 0.05.

Is Pb Fintech Ltd a good investment?

Bull Run gives Pb Fintech Ltd a score of 47.8/100. This is not investment advice — consult a SEBI-registered advisor.