Optimus Finance Ltd Stock Price Today (NSE: OPTIFIN)
Fundamental Score
Optimus Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Optimus Finance Ltd share price today is ₹11.87, down 4.25% on NSE/BSE as of 30 March 2026. Optimus Finance Ltd (OPTIFIN) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹107.23 (Cr). The 52-week high for OPTIFIN share price is ₹29.00 and the 52-week low is ₹12.00. At a P/E ratio of 17.49x, OPTIFIN is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 11.87% and a debt-to-equity ratio of 0.42.
Optimus Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Optimus Finance Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Is Optimus Finance Share Price a Safe Haven? A Conservative Investor's View
In the Non-Banking Financial Company (NBFC) sector, a key indicator of long-term sustainability is disciplined capital allocation, especially crucial in navigating fluctuating interest rate environments. This analysis examines the "Optimus Finance share price" of ₹14.26 through the lens of a conservative value investor, prioritizing capital safety and a margin of error. This is not a recommendation, but an observational study based on publicly available data.
Optimus Finance Ltd currently trades at a PE ratio of 17.49. While valuation ratios provide a snapshot, a deeper dive into profitability is critical. A Return on Capital Employed (ROCE) of 14.24% suggests the company is generating reasonable returns on its invested capital. This level of ROCE, if consistently maintained, can contribute to a developing economic moat, allowing Optimus Finance Ltd to reinvest profits and grow its book value prudently, provided the company adheres to the principles of prudent financial management.
Comparing Optimus Finance Ltd with its peers offers further context. For instance, assessing
Apollo Finvest requires scrutinizing not just financial metrics but also management quality and risk appetite, factors that are inherently subjective and difficult to quantify precisely. Optimus Finance share price stability is tied to the soundness of these intrinsic elements.Sustained profitability, as indicated by the ROCE, is crucial, but only tells part of the story. This profitability must translate into tangible shareholder value over time, and its sustainability hinges on the quality of the loan book and the efficiency of the company's operations. This analysis is part of a larger, comprehensive 80-parameter fundamental audit, verified by Sweta Mishra, aimed at uncovering potential risks and opportunities associated with Optimus Finance Ltd. The stability of Optimus Finance share price depends on consistent performance and long-term value creation.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Optimus Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of OPTIFIN across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Attractive Valuation (P/E: 17.49 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Robust Profit Growth (23.74%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (27.91%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (37.41% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (21.69% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (29.06% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Balanced Promoter Holding (53.89%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
2 factors identified
Negative Free Cash Flow (₹-26.24 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Optimus Finance Ltd Financial Statements
Comprehensive financial data for Optimus Finance Ltd including income statement, balance sheet and cash flow
About OPTIFIN (Optimus Finance Ltd)
Optimus Finance Ltd is a dynamic Non-Banking Financial Company (NBFC) operating within the Indian financial landscape. The company strategically balances its involvement across two... primary divisions: comprehensive Financing and Investment activities, alongside the Trading of specialized Chemicals. This diversified approach allows OptifIN to adapt to market fluctuations and capitalize on emerging opportunities within various sectors. The Financing and Investment arm focuses on deploying capital across a spectrum of financial instruments, seeking long-term value and consistent returns. The company's investment decisions are guided by thorough due diligence, risk assessment, and a keen understanding of the prevailing economic climate. The company demonstrates a proactive approach in its investment strategy, actively engaging with portfolio companies to foster growth and enhance operational efficiency. OptifIN's commitment to responsible investing is evident in its adherence to ethical business practices and a focus on sustainable development. Simultaneously, its chemical trading division engages in the sourcing, distribution, and marketing of a range of specialized chemical products. This division leverages a robust supply chain and a dedicated team of industry professionals to cater to the diverse needs of its clients. OptifIN continuously seeks to expand its market presence and solidify its position as a reliable partner in the chemical trading sector. Through its dual focus on financial services and chemical trading, Optimus Finance Ltd. demonstrates a commitment to innovation and value creation. The synergy between these two divisions allows the company to leverage its financial expertise in the chemical sector, while also benefiting from the stability and diversification offered by its financial activities. OPTIFIN aims to contribute to the growth of the Indian economy by providing financial support to businesses and facilitating the trade of essential chemical products. By combining strategic investments with efficient trading operations, Optimus Finance Ltd is poised for sustainable growth and continued success.
Company Details
Key Leadership
Corporate Events
OPTIFIN Share Price: Frequently Asked Questions
What is the current share price of Optimus Finance Ltd (OPTIFIN)?
As of 30 Mar 2026, 12:02 pm IST, Optimus Finance Ltd share price is ₹11.87. The OPTIFIN stock has a market capitalisation of ₹107.23 (Cr) on NSE/BSE.
Is OPTIFIN share price Overvalued or Undervalued?
OPTIFIN share price is currently trading at a P/E ratio of 17.49x, compared to the industry average of 22.03x. Based on this relative valuation, the Optimus Finance Ltd stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of OPTIFIN share price?
The 52-week high of OPTIFIN share price is ₹29.00 and the 52-week low is ₹12.00. These values are updated daily from NSE/BSE price data.
What factors affect the Optimus Finance Ltd share price?
Key factors influencing OPTIFIN share price include quarterly earnings growth (Sales Growth: 27.91%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Optimus Finance Ltd a good stock for long-term investment?
Optimus Finance Ltd shows a 5-year Profit Growth of 29.06% and an ROE of 11.87%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.42 before investing in OPTIFIN shares.
How does Optimus Finance Ltd compare with its industry peers?
Optimus Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare OPTIFIN share price P/E of 17.49x and ROE of 11.87% against the industry averages to determine competitive standing.
What is the P/E ratio of OPTIFIN and what does it mean?
OPTIFIN share price has a P/E ratio of 17.49x compared to the industry average of 22.03x. Investors pay ₹17 for every ₹1 of annual earnings.
How is OPTIFIN performing according to Bull Run's analysis?
OPTIFIN has a Bull Run fundamental score of 66.4/100, indicating moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does OPTIFIN belong to?
OPTIFIN operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Optimus Finance Ltd share price.
What is Return on Equity (ROE) and why is it important for OPTIFIN?
OPTIFIN has an ROE of 11.87%, which shows decent profitability but room for improvement. ROE measures how efficiently Optimus Finance Ltd generates profits from shareholders capital.
How is OPTIFIN debt-to-equity ratio and what does it indicate?
OPTIFIN has a debt-to-equity ratio of 0.42, which indicates moderate leverage that should be monitored.
What is OPTIFIN dividend yield and is it a good dividend stock?
OPTIFIN offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Optimus Finance Ltd shares.
How has OPTIFIN share price grown over the past 5 years?
OPTIFIN has achieved 5-year growth rates of: Sales Growth 37.41%, Profit Growth 29.06%, and EPS Growth 21.69%.
What is the promoter holding in OPTIFIN and why does it matter?
Promoters hold 53.89% of OPTIFIN shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Optimus Finance Ltd.
What is OPTIFIN market capitalisation category?
OPTIFIN has a market capitalisation of ₹107 crores, placing it in the Small-cap category.
How volatile is OPTIFIN stock?
OPTIFIN has a beta of N/A. A beta > 1 suggests the Optimus Finance Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is OPTIFIN operating profit margin trend?
OPTIFIN has a 5-year average Operating Profit Margin (OPM) of 9.73%, indicating the company's operational efficiency.
How is OPTIFIN quarterly performance?
Recent quarterly performance shows Optimus Finance Ltd YoY Sales Growth of 27.91% and YoY Profit Growth of 23.74%.
What is the institutional holding pattern in OPTIFIN?
OPTIFIN has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the Optimus Finance Ltd stock.