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  7. Mas Financial Services Ltd
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HomeStocksNon Banking Financial Company (NBFC)Mas Financial Services Ltd

Mas Financial Services Ltd Stock Price Today (NSE: MASFIN)

Mas Financial Services Ltd

MASFINNon Banking Financial Company (NBFC)
₹279.65₹10.05 (3.33%)↓
As on 30 Mar 2026, 12:07 pm ISTMarket Closed

Fundamental Score

...

Mas Financial Services Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Mas Financial Services Ltd share price today is ₹279.65, down 3.33% on NSE/BSE as of 30 March 2026. Mas Financial Services Ltd (MASFIN) is a Mid-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹5.71K (Cr). The 52-week high for MASFIN share price is ₹352.80 and the 52-week low is ₹226.00. At a P/E ratio of 16.90x, MASFIN is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 14.14% and a debt-to-equity ratio of 3.53.

Mas Financial Services Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
₹0.00
Low
₹0.00
Volume
0
Change
-3.33%

Returns & Performance

Poor

ROE

14.14%
Poor

ROCE

11.32%
Excellent

OPM (5Y)

77.15%

Div Yield

0.54%

Mas Financial Services Ltd Valuation Check

Good

P/E Ratio

16.90x
Poor

Industry P/E

22.03x
Market-cap Classification
Mid-cap
Balance of growth potential and stability.

Market Cap

5.71K (Cr)

Growth Engine

Good

Profit Growth (Q)

17.75%
Excellent

Sales Growth (Q)

24.97%
Excellent

Sales Growth (5Y)

17.61%
Average

EPS Growth (5Y)

10.55%
Good

Profit Growth (5Y)

12.81%

Balance Sheet Health

Poor

Debt to Equity

3.53x
Poor

Int. Coverage

1.55x

Free Cash Flow (5Y)

-5.38K (Cr)

Shareholding

Excellent

Promoter

66.63%
Poor

FII

3.18%
Excellent

DII

20.15%
Excellent

Pledged

0.00%

Institutional Deep-Dive

Bull Run Research Hub

Mas Financial Services Share Price: A Financial Stability Analysis

A critical element impacting Non-Banking Financial Companies (NBFCs) today is the increased scrutiny regarding asset quality and the ability to manage liquidity risks, particularly in a volatile economic environment. This analysis focuses on the financial stability of Mas Financial Services, considering its current market standing. Currently, the Mas Financial Services share price stands at ₹324.450012, reflecting investor sentiment within this complex landscape. We will assess key financial metrics and compare them against its sector peers to provide insights into the company's financial health.

The current Price-to-Earnings (PE) ratio for Mas Financial Services is 16.9. While this provides a snapshot of valuation, a deeper dive into profitability and growth prospects is crucial. The company's Return on Capital Employed (ROCE) stands at 11.32%. ROCE is a critical metric; an 11.32% ROCE suggests that Mas Financial Services is generating adequate returns on its invested capital. This return, while respectable, should be considered in light of industry benchmarks and the cost of capital. A higher ROCE contributes to building a stronger economic moat, signifying the company's ability to defend its market share and profitability against competitors over the long term.

Comparing Mas Financial Services with its peers provides further context. Apollo Finvest represents another player in the financial services sector. A comparative analysis of their management quality, as reflected in their strategic decisions and operational efficiency, is crucial. While hard to quantify in pure numbers, assessing factors like loan book growth, asset quality management, and cost-to-income ratio, versus peers like Apollo Finvest provides insight. A consistently superior performance in these areas implies stronger management, translating to greater resilience during economic downturns.

This analysis is part of a comprehensive 80-parameter fundamental audit verified by Sweta Mishra, designed to provide a holistic view of Mas Financial Services' financial health. It incorporates elements like asset liability mismatches, credit ratings and regulatory compliance, going far beyond the simple observation of share price and PE ratios. The goal is to create a risk evaluation picture. This evaluation is observational and does not constitute investment advice.

SM
Analysis by Sweta Mishra
SEBI Registered Research Analyst

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Mas Financial Services Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of MASFIN across key market metrics for learning purposes.

Positive Indicators

6 factors identified

Strong Operating Margins (77.15%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Attractive Valuation (P/E: 16.90 vs Industry: 22.03)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity.

Strong Revenue Growth (24.97%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (17.61% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Balanced Promoter Holding (66.63%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

3 factors identified

Elevated Debt Levels (D/E: 3.53)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Weak Interest Coverage (1.55x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Negative Free Cash Flow (₹-5378.63 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

Mas Financial Services Ltd Financial Statements

Comprehensive financial data for Mas Financial Services Ltd including income statement, balance sheet and cash flow

About MASFIN (Mas Financial Services Ltd)

MAS Financial Services Ltd is a prominent Non-Banking Financial Company (NBFC) deeply rooted in the Indian financial landscape. Established with the vision of empowering underserve...d communities, MASFIN plays a vital role in extending credit access to those often excluded from traditional banking systems. The company's core business revolves around providing a diverse range of financial products and services tailored to the specific needs of micro and small enterprises, as well as individual borrowers. Through strategic partnerships and a commitment to responsible lending practices, MASFIN has steadily built a strong reputation as a trusted and reliable financial partner, contributing significantly to economic growth and financial inclusion. MASFIN distinguishes itself through its comprehensive suite of loan offerings designed to cater to various segments of the population. This includes specialized financing solutions for micro-enterprises and small businesses, facilitating their growth and expansion. Furthermore, MASFIN offers loans for the acquisition of two-wheelers and commercial vehicles, empowering individuals to enhance their livelihoods. Recognizing the importance of homeownership, the company also provides accessible housing loans. The diversity of MASFIN's product portfolio reflects its dedication to addressing the varied financial needs of its target customer base and its commitment to fostering financial empowerment across different socio-economic levels. Leveraging a well-established network of microfinance institutions, NBFCs, housing finance companies, and franchisees, MASFIN has successfully expanded its reach to even the most remote and underserved regions of India. This distribution model allows the company to provide localized and personalized financial services, ensuring that its offerings are tailored to the unique circumstances of each community. MASFIN's commitment to building strong and sustainable partnerships further strengthens its ability to deliver financial inclusion and drive positive socio-economic impact. The company's strategic approach to distribution reflects its understanding of the nuances of the Indian market and its dedication to serving as a catalyst for financial empowerment at the grassroots level.

Company Details

Symbol:MASFIN
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)
Website:https://www.mas.co.in

Key Leadership

Mr. Kamlesh Chimanlal Gandhi
Founder, Chairman & MD
Ms. Darshana Saumil Pandya
CEO & Whole Time Director
Mr. Saumil Dipakbhai Pandya
President & Head of Retail Assets

Corporate Events

Recent
Ex-Dividend Date
2025-08-26

MASFIN Share Price: Frequently Asked Questions

What is the current share price of Mas Financial Services Ltd (MASFIN)?

As of 30 Mar 2026, 12:07 pm IST, Mas Financial Services Ltd share price is ₹279.65. The MASFIN stock has a market capitalisation of ₹5.71K (Cr) on NSE/BSE.

Is MASFIN share price Overvalued or Undervalued?

MASFIN share price is currently trading at a P/E ratio of 16.90x, compared to the industry average of 22.03x. Based on this relative valuation, the Mas Financial Services Ltd stock appears to be Undervalued against its sector peers.

What is the 52-week high and low of MASFIN share price?

The 52-week high of MASFIN share price is ₹352.80 and the 52-week low is ₹226.00. These values are updated daily from NSE/BSE price data.

What factors affect the Mas Financial Services Ltd share price?

Key factors influencing MASFIN share price include quarterly earnings growth (Sales Growth: 24.97%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).

Is Mas Financial Services Ltd a good stock for long-term investment?

Mas Financial Services Ltd shows a 5-year Profit Growth of 12.81% and an ROE of 14.14%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 3.53 before investing in MASFIN shares.

How does Mas Financial Services Ltd compare with its industry peers?

Mas Financial Services Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare MASFIN share price P/E of 16.90x and ROE of 14.14% against the industry averages to determine competitive standing.

What is the P/E ratio of MASFIN and what does it mean?

MASFIN share price has a P/E ratio of 16.90x compared to the industry average of 22.03x. Investors pay ₹17 for every ₹1 of annual earnings.

How is MASFIN performing according to Bull Run's analysis?

MASFIN has a Bull Run fundamental score of 51.1/100, indicating moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters.

What sector and industry does MASFIN belong to?

MASFIN operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Mas Financial Services Ltd share price.

What is Return on Equity (ROE) and why is it important for MASFIN?

MASFIN has an ROE of 14.14%, which shows decent profitability but room for improvement. ROE measures how efficiently Mas Financial Services Ltd generates profits from shareholders capital.

How is MASFIN debt-to-equity ratio and what does it indicate?

MASFIN has a debt-to-equity ratio of 3.53, which indicates high leverage that increases financial risk.

What is MASFIN dividend yield and is it a good dividend stock?

MASFIN offers a dividend yield of 0.54%, meaning you receive ₹0.54 annual dividend for every ₹100 invested in Mas Financial Services Ltd shares.

How has MASFIN share price grown over the past 5 years?

MASFIN has achieved 5-year growth rates of: Sales Growth 17.61%, Profit Growth 12.81%, and EPS Growth 10.55%.

What is the promoter holding in MASFIN and why does it matter?

Promoters hold 66.63% of MASFIN shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Mas Financial Services Ltd.

What is MASFIN market capitalisation category?

MASFIN has a market capitalisation of ₹5708 crores, placing it in the Mid-cap category.

How volatile is MASFIN stock?

MASFIN has a beta of N/A. A beta > 1 suggests the Mas Financial Services Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.

What is MASFIN operating profit margin trend?

MASFIN has a 5-year average Operating Profit Margin (OPM) of 77.15%, indicating the company's operational efficiency.

How is MASFIN quarterly performance?

Recent quarterly performance shows Mas Financial Services Ltd YoY Sales Growth of 24.97% and YoY Profit Growth of 17.75%.

What is the institutional holding pattern in MASFIN?

MASFIN has FII holding of 3.18% and DII holding of 20.15%. Significant institutional holding often suggests professional confidence in the Mas Financial Services Ltd stock.

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Frequently Asked Questions about Mas Financial Services Ltd

What is the current share price of Mas Financial Services Ltd?

Mas Financial Services Ltd (MASFIN) trades at ₹279.65 on NSE and BSE. Market cap ₹5.71K (Cr). Educational data only.

What is the P/E ratio of Mas Financial Services Ltd?

Mas Financial Services Ltd has a P/E of 16.90x vs industry average 22.03x.

What is the Bull Run score for Mas Financial Services Ltd?

Mas Financial Services Ltd has a Bull Run score of 51.1/100 based on 25+ financial parameters.

Does Mas Financial Services Ltd pay dividends?

Mas Financial Services Ltd has a dividend yield of 0.54%. Past dividends don't guarantee future payments.

What is the ROE of Mas Financial Services Ltd?

Mas Financial Services Ltd has ROE of 14.14%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Mas Financial Services Ltd?

Mas Financial Services Ltd has debt-to-equity of 3.53.

Is Mas Financial Services Ltd a good investment?

Bull Run gives Mas Financial Services Ltd a score of 51.1/100. This is not investment advice — consult a SEBI-registered advisor.