Margo Finance Ltd Stock Price Today (NSE: MARGOFIN)
Fundamental Score
Margo Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Margo Finance Ltd share price today is ₹59.97, up +2.31% on NSE/BSE as of 30 March 2026. Margo Finance Ltd (MARGOFIN) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹34.56 (Cr). The 52-week high for MARGOFIN share price is ₹96.20 and the 52-week low is ₹54.00. At a P/E ratio of 863.96x, MARGOFIN is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 0.24% and a debt-to-equity ratio of 0.00.
Margo Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Margo Finance Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Margo Finance Share Price: A Financial Health Check
The Non-Banking Financial Company (NBFC) sector is currently experiencing a bifurcation: while select players demonstrate robust growth driven by innovative fintech solutions and specialized lending, others struggle with asset quality and profitability. This analysis assesses the financial standing of Margo Finance Ltd, focusing on its key metrics. The current Margo Finance share price stands at ₹65.019997. A primary concern is the Price-to-Earnings (PE) ratio of 863.96. This extremely high PE suggests the market has very high expectations for future earnings growth. Whether this expectation is justified requires deeper investigation into the company's growth strategy and execution capabilities.
A concerning aspect is Margo Finance's Return on Capital Employed (ROCE) of 0.68%. This meager ROCE indicates very low profitability relative to the capital invested in the business. This severely impacts the company’s economic moat; a low ROCE suggests Margo Finance struggles to generate substantial returns on its investments, making it vulnerable to competition and limiting its ability to reinvest in growth initiatives. This contrasts with some of its peers in the industry. For example, while direct management quality data is not available here, a thorough comparison with
Apollo Finvest would require assessing factors such as historical performance, strategic decision-making, and operational efficiency to understand Margo Finance’s management effectiveness.Comparing Margo Finance to sector peers like Bengal & Assam and Fedders Holding Ltd is crucial. Understanding their respective ROCE and PE ratios provides a relative benchmark. If these peers exhibit significantly higher ROCE, it suggests Margo Finance has operational or strategic deficiencies that need addressing. Furthermore, understanding the credit rating of Margo Finance, compared to its peers, would be insightful, as it impacts the cost of capital for the company. A lower credit rating implies a higher cost of borrowing, which can further squeeze profitability.
Disclaimer: This analysis is part of an 80-parameter fundamental audit verified by Sweta Mishra and is purely observational, based on publicly available data. It does not constitute financial advice and should not be interpreted as a buy or sell recommendation for Margo Finance's shares. Further in-depth research is recommended before making any investment decisions.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Margo Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of MARGOFIN across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Strong Operating Margins (31.20%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Consistent Growth Track Record (35.10% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (40.63% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Balanced Promoter Holding (53.41%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
7 factors identified
Below-Average Return on Equity (0.24%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (0.68%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Premium Valuation Risk (P/E: 863.96x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Profit Decline Concern (-36.36%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Revenue Contraction (-41.33%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Negative Free Cash Flow (₹-0.05 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Margo Finance Ltd Financial Statements
Comprehensive financial data for Margo Finance Ltd including income statement, balance sheet and cash flow
About MARGOFIN (Margo Finance Ltd)
Margo Finance Ltd is a Non-Banking Financial Company (NBFC) rooted in the Indian financial landscape, focusing on delivering credit and financial services to specific segments. Reg...istered and regulated by the Reserve Bank of India (RBI), the company operates without accepting public deposits, differentiating it from traditional banks. The core business revolves around providing tailored loan products and financial solutions, which may include secured and unsecured lending options, catering to the diverse needs of individuals and businesses. Margo Finance Ltd contributes to financial inclusion by serving clients who may have limited access to conventional banking services, thus playing a vital role in supporting economic growth at the grassroot level. Established with a clear vision, Margo Finance Ltd is dedicated to fostering financial empowerment through strategic investments and lending practices. The company's operational framework is built on rigorous risk management principles and adherence to regulatory guidelines. Margo Finance Ltd focuses on nurturing long-term relationships with its clientele by providing transparent and customer-centric services. The company aims to bridge the financial gap by offering customized financial products. Margo Finance Ltd works with various businesses and individuals looking for credit services. Margo Finance Ltd's presence in the NBFC sector reflects its commitment to enhancing financial accessibility and driving economic progress. The company continually strives to strengthen its operational efficiency and expand its reach to better serve its target markets. Through innovative financial solutions and a customer-focused approach, Margo Finance Ltd remains committed to its mission of empowering individuals and businesses, solidifying its position as a key player in the Indian financial ecosystem.
Company Details
Key Leadership
MARGOFIN Share Price: Frequently Asked Questions
What is the current share price of Margo Finance Ltd (MARGOFIN)?
As of 30 Mar 2026, 12:01 pm IST, Margo Finance Ltd share price is ₹59.97. The MARGOFIN stock has a market capitalisation of ₹34.56 (Cr) on NSE/BSE.
Is MARGOFIN share price Overvalued or Undervalued?
MARGOFIN share price is currently trading at a P/E ratio of 863.96x, compared to the industry average of 22.03x. Based on this relative valuation, the Margo Finance Ltd stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of MARGOFIN share price?
The 52-week high of MARGOFIN share price is ₹96.20 and the 52-week low is ₹54.00. These values are updated daily from NSE/BSE price data.
What factors affect the Margo Finance Ltd share price?
Key factors influencing MARGOFIN share price include quarterly earnings growth (Sales Growth: -41.33%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Margo Finance Ltd a good stock for long-term investment?
Margo Finance Ltd shows a 5-year Profit Growth of N/A% and an ROE of 0.24%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing in MARGOFIN shares.
How does Margo Finance Ltd compare with its industry peers?
Margo Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare MARGOFIN share price P/E of 863.96x and ROE of 0.24% against the industry averages to determine competitive standing.
What is the P/E ratio of MARGOFIN and what does it mean?
MARGOFIN share price has a P/E ratio of 863.96x compared to the industry average of 22.03x. Investors pay ₹864 for every ₹1 of annual earnings.
How is MARGOFIN performing according to Bull Run's analysis?
MARGOFIN has a Bull Run fundamental score of 28.4/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does MARGOFIN belong to?
MARGOFIN operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Margo Finance Ltd share price.
What is Return on Equity (ROE) and why is it important for MARGOFIN?
MARGOFIN has an ROE of 0.24%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Margo Finance Ltd generates profits from shareholders capital.
How is MARGOFIN debt-to-equity ratio and what does it indicate?
MARGOFIN has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk.
What is MARGOFIN dividend yield and is it a good dividend stock?
MARGOFIN offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Margo Finance Ltd shares.
How has MARGOFIN share price grown over the past 5 years?
MARGOFIN has achieved 5-year growth rates of: Sales Growth 35.10%, Profit Growth N/A%, and EPS Growth 40.63%.
What is the promoter holding in MARGOFIN and why does it matter?
Promoters hold 53.41% of MARGOFIN shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Margo Finance Ltd.
What is MARGOFIN market capitalisation category?
MARGOFIN has a market capitalisation of ₹35 crores, placing it in the Small-cap category.
How volatile is MARGOFIN stock?
MARGOFIN has a beta of N/A. A beta > 1 suggests the Margo Finance Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is MARGOFIN operating profit margin trend?
MARGOFIN has a 5-year average Operating Profit Margin (OPM) of 31.20%, indicating the company's operational efficiency.
How is MARGOFIN quarterly performance?
Recent quarterly performance shows Margo Finance Ltd YoY Sales Growth of -41.33% and YoY Profit Growth of -36.36%.
What is the institutional holding pattern in MARGOFIN?
MARGOFIN has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the Margo Finance Ltd stock.