Kotak Mahindra Bank Ltd Stock Price Today (NSE: KOTAKBANK)
Fundamental Score
Kotak Mahindra Bank Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Kotak Mahindra Bank Ltd share price today is ₹353.40, down 2.88% on NSE/BSE as of 30 March 2026. Kotak Mahindra Bank Ltd (KOTAKBANK) is a Large-cap company in the Private Sector Bank sector with a market capitalisation of ₹4.27L (Cr). The 52-week high for KOTAKBANK share price is ₹2301.90 and the 52-week low is ₹355.25. At a P/E ratio of 23.00x, KOTAKBANK is currently trading above its industry average P/E of 15.23x. The company has a Return on Equity (ROE) of 15.37% and a debt-to-equity ratio of 3.62.
Kotak Mahindra Bank Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Kotak Mahindra Bank Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Kotak Mahindra Bank Share Price: A Financial Stability Analysis
Assessing the financial health of private sector banks is crucial given their significant role in driving economic growth through credit creation. The sector currently faces a dynamic landscape with evolving regulatory norms and increasing competition. This analysis focuses on the financial stability of Kotak Mahindra Bank Ltd, observing its current metrics to understand its position within this environment. The current Kotak Mahindra Bank share price stands at ₹422.350006, with a Price-to-Earnings (PE) ratio of 23.0.
One key aspect of evaluating a financial institution's stability is comparing its performance against its peers. While
Jacobs Solutions Inc operates in a vastly different sector, its strong management reputation highlights the importance of leadership in driving shareholder value. In the banking sector, contrasting Kotak Mahindra Bank Ltd's performance with that of IndusInd Bank Ltd and Tamilnad Mercantile Bank Limited can provide insights into its relative competitive positioning and operational efficiency.Kotak Mahindra Bank Ltd's Return on Capital Employed (ROCE) of 8.17% offers a perspective on its profitability and efficiency in utilizing capital. A higher ROCE generally indicates a stronger ability to generate profits from investments. This 8.17% ROCE plays a role in determining the bank’s long-term sustainable advantage, or moat. A consistent ROCE above the cost of capital could suggest a widening moat due to superior capital allocation. The bank's ability to sustain and improve this metric impacts its attractiveness to investors and its long-term viability.
This financial analysis of Kotak Mahindra Bank Ltd share price and related metrics forms part of a comprehensive, 80-parameter fundamental audit verified by Sweta Mishra. This assessment observes key performance indicators to evaluate the bank's financial stability and competitive landscape. This analysis is purely observational and does not constitute any buy/sell recommendations.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Kotak Mahindra Bank Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of KOTAKBANK across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Strong Return on Equity (15.37%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Strong Operating Margins (17.64%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Consistent Growth Track Record (14.43% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (19.92% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (20.85% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Cash Generation (₹40413.52 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Strong Institutional Confidence (FII+DII: 61.77%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
5 factors identified
Suboptimal ROCE (8.17%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Profit Decline Concern (-11.42%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Elevated Debt Levels (D/E: 3.62)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.84x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Low Promoter Commitment (25.88%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
Kotak Mahindra Bank Ltd Financial Statements
Comprehensive financial data for Kotak Mahindra Bank Ltd including income statement, balance sheet and cash flow
About KOTAKBANK (Kotak Mahindra Bank Ltd)
Kotak Mahindra Bank Ltd is a prominent Indian private sector bank renowned for its comprehensive suite of financial products and services. Established with a customer-centric appro...ach, the bank has steadily grown its presence across the nation, catering to a diverse clientele ranging from individual savers and small businesses to large corporations. Kotak Mahindra Bank distinguishes itself through its commitment to technological innovation, offering a robust digital banking platform that simplifies transactions and enhances customer experience. Beyond traditional banking services, the bank actively participates in wealth management, investment banking, and insurance, positioning itself as a one-stop financial solution provider for its customers. Its dedication to ethical practices and sustainable growth has cemented its reputation as a reliable and trusted financial institution in the Indian market. The bank's operational structure is strategically divided into key segments, each designed to cater to specific customer needs and contribute to the overall financial performance. The Retail Banking division offers a wide spectrum of deposit accounts, including savings, current, and fixed deposit options, along with personalized loan products tailored to individual financial goals. The Corporate Banking segment provides specialized financial solutions to businesses, including working capital loans, trade finance, and project financing. Furthermore, the bank's focus on digital innovation is reflected in its comprehensive digital banking platform, which offers seamless access to accounts, facilitates online transactions, and provides personalized financial insights. This segmented approach allows Kotak Mahindra Bank to effectively target diverse market segments and maintain a competitive edge in the dynamic financial landscape. Kotak Mahindra Bank's commitment to innovation and customer satisfaction extends beyond its core banking operations. The bank actively participates in the wealth management and investment banking sectors, offering a range of investment products and advisory services to help customers grow their wealth. Its insurance arm provides comprehensive coverage solutions to protect individuals and businesses from unforeseen risks. By integrating these diverse financial services, Kotak Mahindra Bank aims to provide a holistic financial experience, catering to the evolving needs of its customers. Through its strategic focus on technology, customer-centricity, and diversification, Kotak Mahindra Bank continues to strengthen its position as a leading player in the Indian private sector banking industry.
Company Details
Key Leadership
Corporate Events
KOTAKBANK Share Price: Frequently Asked Questions
What is the current share price of Kotak Mahindra Bank Ltd (KOTAKBANK)?
As of 30 Mar 2026, 12:06 pm IST, Kotak Mahindra Bank Ltd share price is ₹353.40. The KOTAKBANK stock has a market capitalisation of ₹4.27L (Cr) on NSE/BSE.
Is KOTAKBANK share price Overvalued or Undervalued?
KOTAKBANK share price is currently trading at a P/E ratio of 23.00x, compared to the industry average of 15.23x. Based on this relative valuation, the Kotak Mahindra Bank Ltd stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of KOTAKBANK share price?
The 52-week high of KOTAKBANK share price is ₹2301.90 and the 52-week low is ₹355.25. These values are updated daily from NSE/BSE price data.
What factors affect the Kotak Mahindra Bank Ltd share price?
Key factors influencing KOTAKBANK share price include quarterly earnings growth (Sales Growth: 4.70%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Kotak Mahindra Bank Ltd a good stock for long-term investment?
Kotak Mahindra Bank Ltd shows a 5-year Profit Growth of 20.85% and an ROE of 15.37%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 3.62 before investing in KOTAKBANK shares.
How does Kotak Mahindra Bank Ltd compare with its industry peers?
Kotak Mahindra Bank Ltd competes with major peers in the Private Sector Bank. Investors should compare KOTAKBANK share price P/E of 23.00x and ROE of 15.37% against the industry averages to determine competitive standing.
What is the P/E ratio of KOTAKBANK and what does it mean?
KOTAKBANK share price has a P/E ratio of 23.00x compared to the industry average of 15.23x. Investors pay ₹23 for every ₹1 of annual earnings.
How is KOTAKBANK performing according to Bull Run's analysis?
KOTAKBANK has a Bull Run fundamental score of 34.7/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does KOTAKBANK belong to?
KOTAKBANK operates in the Private Sector Bank industry. This classification helps understand the competitive landscape and sector-specific trends affecting Kotak Mahindra Bank Ltd share price.
What is Return on Equity (ROE) and why is it important for KOTAKBANK?
KOTAKBANK has an ROE of 15.37%, which indicates excellent management efficiency. ROE measures how efficiently Kotak Mahindra Bank Ltd generates profits from shareholders capital.
How is KOTAKBANK debt-to-equity ratio and what does it indicate?
KOTAKBANK has a debt-to-equity ratio of 3.62, which indicates high leverage that increases financial risk.
What is KOTAKBANK dividend yield and is it a good dividend stock?
KOTAKBANK offers a dividend yield of 0.12%, meaning you receive ₹0.12 annual dividend for every ₹100 invested in Kotak Mahindra Bank Ltd shares.
How has KOTAKBANK share price grown over the past 5 years?
KOTAKBANK has achieved 5-year growth rates of: Sales Growth 14.43%, Profit Growth 20.85%, and EPS Growth 19.92%.
What is the promoter holding in KOTAKBANK and why does it matter?
Promoters hold 25.88% of KOTAKBANK shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Kotak Mahindra Bank Ltd.
What is KOTAKBANK market capitalisation category?
KOTAKBANK has a market capitalisation of ₹427185 crores, placing it in the Large-cap category.
How volatile is KOTAKBANK stock?
KOTAKBANK has a beta of N/A. A beta > 1 suggests the Kotak Mahindra Bank Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is KOTAKBANK operating profit margin trend?
KOTAKBANK has a 5-year average Operating Profit Margin (OPM) of 17.64%, indicating the company's operational efficiency.
How is KOTAKBANK quarterly performance?
Recent quarterly performance shows Kotak Mahindra Bank Ltd YoY Sales Growth of 4.70% and YoY Profit Growth of -11.42%.
What is the institutional holding pattern in KOTAKBANK?
KOTAKBANK has FII holding of 29.75% and DII holding of 32.02%. Significant institutional holding often suggests professional confidence in the Kotak Mahindra Bank Ltd stock.