JM Financial Ltd Stock Price Today (NSE: JMFINANCIL)
Fundamental Score
JM Financial Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
JM Financial Ltd share price today is ₹113.61, down 4.76% on NSE/BSE as of 30 March 2026. JM Financial Ltd (JMFINANCIL) is a Mid-cap company in the Holding Company sector with a market capitalisation of ₹14.78K (Cr). The 52-week high for JMFINANCIL share price is ₹199.80 and the 52-week low is ₹80.20. At a P/E ratio of 12.94x, JMFINANCIL is currently trading below its industry average P/E of 20.02x. The company has a Return on Equity (ROE) of 9.01% and a debt-to-equity ratio of 1.10.
JM Financial Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
JM Financial Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
JM Financial Share Price: A ROCE-Focused Analysis
Holding companies often trade at a discount to their net asset value, reflecting investor uncertainty about the efficient deployment of capital across their diverse subsidiaries. This analysis examines the JM Financial share price (₹122.239998) through the lens of Return on Capital Employed (ROCE), a key indicator of efficiency. At a PE of 12.94 and a ROCE of 9.39%, JM Financial presents an interesting case when compared to its sector peers.
A crucial aspect of evaluating a holding company like JM Financial is understanding how effectively management allocates capital to generate returns. The observed 9.39% ROCE, while positive, warrants deeper investigation in the context of its business segments. For instance, consider
Bajaj Finserv Ltd. While a direct comparison requires a thorough, granular assessment, perceptions surrounding management quality and capital allocation strategies could explain differences in market valuation. A higher perceived quality of management often translates into a premium for companies considered adept at deploying capital effectively and generating superior returns.The 9.39% ROCE also impacts JM Financial's competitive moat. ROCE indicates how well the company is using its capital to generate profits. A consistently higher ROCE than its cost of capital could suggest a durable competitive advantage. However, at 9.39%, the company needs to demonstrate it can maintain or improve this metric to build a stronger, more defensible market position. This involves scrutinizing the profitability of each business segment and identifying opportunities for operational efficiencies.
It is important to note that this analysis is part of a more comprehensive 80-parameter fundamental audit verified by Sweta Mishra, focusing on financial statement analysis, industry trends, and management effectiveness. This observational analysis should not be construed as investment advice. Further due diligence and consultation with a qualified financial advisor are recommended before making any investment decisions. We observe that understanding the sustainability and potential growth of the 9.39% ROCE is crucial for assessing the long-term value of JM Financial.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
JM Financial Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of JMFINANCIL across key market metrics for learning purposes.
Positive Indicators
5 factors identified
Strong Operating Margins (60.98%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 12.94 vs Industry: 20.02)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Strong Cash Generation (₹4430.46 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (56.60%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
5 factors identified
Below-Average Return on Equity (9.01%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (9.39%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Revenue Contraction (-13.37%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Elevated Debt Levels (D/E: 1.10)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (2.40x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
JM Financial Ltd Financial Statements
Comprehensive financial data for JM Financial Ltd including income statement, balance sheet and cash flow
About JMFINANCIL (JM Financial Ltd)
JM Financial Ltd is a prominent holding company orchestrating a suite of financial services. JM Financial strategically manages its diverse subsidiaries, directing their operations... across various market segments. The company essentially serves as the central command, guiding its arms in delivering specialized financial solutions. It is a structured organisation with various divisions working together and supporting and developing to achieve the overall companies goals. The company’s influence extends into various sectors, from providing critical capital market guidance through its Investment Bank division to offering tailored lending solutions via Mortgage Lending. Furthermore, the company navigates the complexities of distressed assets through its Alternative & Distressed Credit division, while simultaneously cultivating wealth and managing assets under the Platform AWS. Each division contributes to the comprehensive services offered by JM Financial, demonstrating the company’s far-reaching market presence and knowledge. JM Financial operates as a central hub, integrating the capabilities of its subsidiaries to serve a diverse clientele. From corporations seeking capital market expertise to individuals seeking wealth management and retail customers. The group delivers expert knowledge across its subsidiaries. The holding company’s structure enables it to efficiently manage resources, leverage expertise, and capitalize on opportunities, solidifying its position as a notable player in the financial services landscape.
Company Details
Key Leadership
Corporate Events
JMFINANCIL Share Price: Frequently Asked Questions
What is the current share price of JM Financial Ltd (JMFINANCIL)?
As of 30 Mar 2026, 12:04 pm IST, JM Financial Ltd share price is ₹113.61. The JMFINANCIL stock has a market capitalisation of ₹14.78K (Cr) on NSE/BSE.
Is JMFINANCIL share price Overvalued or Undervalued?
JMFINANCIL share price is currently trading at a P/E ratio of 12.94x, compared to the industry average of 20.02x. Based on this relative valuation, the JM Financial Ltd stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of JMFINANCIL share price?
The 52-week high of JMFINANCIL share price is ₹199.80 and the 52-week low is ₹80.20. These values are updated daily from NSE/BSE price data.
What factors affect the JM Financial Ltd share price?
Key factors influencing JMFINANCIL share price include quarterly earnings growth (Sales Growth: -13.37%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is JM Financial Ltd a good stock for long-term investment?
JM Financial Ltd shows a 5-year Profit Growth of 8.53% and an ROE of 9.01%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 1.10 before investing in JMFINANCIL shares.
How does JM Financial Ltd compare with its industry peers?
JM Financial Ltd competes with major peers in the Holding Company. Investors should compare JMFINANCIL share price P/E of 12.94x and ROE of 9.01% against the industry averages to determine competitive standing.
What is the P/E ratio of JMFINANCIL and what does it mean?
JMFINANCIL share price has a P/E ratio of 12.94x compared to the industry average of 20.02x. Investors pay ₹13 for every ₹1 of annual earnings.
How is JMFINANCIL performing according to Bull Run's analysis?
JMFINANCIL has a Bull Run fundamental score of 39.3/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does JMFINANCIL belong to?
JMFINANCIL operates in the Holding Company industry. This classification helps understand the competitive landscape and sector-specific trends affecting JM Financial Ltd share price.
What is Return on Equity (ROE) and why is it important for JMFINANCIL?
JMFINANCIL has an ROE of 9.01%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently JM Financial Ltd generates profits from shareholders capital.
How is JMFINANCIL debt-to-equity ratio and what does it indicate?
JMFINANCIL has a debt-to-equity ratio of 1.10, which indicates high leverage that increases financial risk.
What is JMFINANCIL dividend yield and is it a good dividend stock?
JMFINANCIL offers a dividend yield of 1.75%, meaning you receive ₹1.75 annual dividend for every ₹100 invested in JM Financial Ltd shares.
How has JMFINANCIL share price grown over the past 5 years?
JMFINANCIL has achieved 5-year growth rates of: Sales Growth 5.06%, Profit Growth 8.53%, and EPS Growth 5.80%.
What is the promoter holding in JMFINANCIL and why does it matter?
Promoters hold 56.60% of JMFINANCIL shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in JM Financial Ltd.
What is JMFINANCIL market capitalisation category?
JMFINANCIL has a market capitalisation of ₹14783 crores, placing it in the Mid-cap category.
How volatile is JMFINANCIL stock?
JMFINANCIL has a beta of N/A. A beta > 1 suggests the JM Financial Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is JMFINANCIL operating profit margin trend?
JMFINANCIL has a 5-year average Operating Profit Margin (OPM) of 60.98%, indicating the company's operational efficiency.
How is JMFINANCIL quarterly performance?
Recent quarterly performance shows JM Financial Ltd YoY Sales Growth of -13.37% and YoY Profit Growth of 16.30%.
What is the institutional holding pattern in JMFINANCIL?
JMFINANCIL has FII holding of 18.38% and DII holding of 5.61%. Significant institutional holding often suggests professional confidence in the JM Financial Ltd stock.