Jayabharat Credit Limited Stock Price Today (NSE: JAYBHCR)
Jayabharat Credit Limited
Fundamental Score
Jayabharat Credit Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Jayabharat Credit Limited share price today is ₹16.78, up +0.48% on NSE/BSE as of 30 March 2026. Jayabharat Credit Limited (JAYBHCR) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹12.50 (Cr). The 52-week high for JAYBHCR share price is ₹33.07 and the 52-week low is ₹9.49.
Jayabharat Credit Limited Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Jayabharat Credit Limited Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Financial Analysis of Jayabharat Credit Share Price
The Non-Banking Financial Company (NBFC) sector is currently experiencing a period of increased scrutiny, particularly concerning asset quality and capital adequacy. Today's analysis focuses on the financial stability of Jayabharat Credit share price, currently trading at ₹14.5. A key concern arises from the absence of a Price-to-Earnings (PE) ratio, which typically suggests that the company is not currently profitable or has negative earnings. This necessitates a deeper dive into underlying financial performance.
One crucial metric missing is the Return on Capital Employed (ROCE), reported as None%. ROCE is a vital indicator of a company's profitability and efficiency in utilizing its capital. A None% ROCE suggests that Jayabharat Credit Limited is not generating returns from its invested capital, which severely weakens its ability to build a sustainable economic moat. Without a positive ROCE, the company struggles to reinvest profits, innovate, or compete effectively against peers.
Examining sector peers like Apollo Finvest reveals contrasting scenarios. While a direct comparison without complete data is challenging, differences in management quality and operational efficiency can significantly impact financial performance. It is important to understand how
Apollo Finvest and other competitors, such as Bengal & Assam and Fedders Holding Ltd, achieve their respective financial results and how these strategies can provide benchmarks for Jayabharat Credit Limited. A rigorous comparison of these operational efficiency parameters of these companies against Jayabharat Credit could inform stakeholders regarding management quality of Jayabharat.The absence of key financial ratios, coupled with the lack of profitability, indicates a high degree of financial risk. Further investigation into the company's debt levels, asset quality, and management strategies is warranted to understand the sustainability of its operations. This analysis forms part of a comprehensive 80-parameter fundamental audit, meticulously verified by Sweta Mishra, aimed at providing a detailed and unbiased assessment of the company’s financial standing. This analysis is purely observational and does not constitute financial advice.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Jayabharat Credit Limited Fundamental Analysis & Valuation Benchmarking
Educational evaluation of JAYBHCR across key market metrics for learning purposes.
Positive Indicators
1 factors identified
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
7 factors identified
Profit Decline Concern (-14.29%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Weak Earnings Growth (2.32% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
Stagnant Profit Growth (2.32% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity.
Negative Free Cash Flow (₹-3.88 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Low Promoter Commitment (15.22%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
Limited Institutional Interest (FII+DII: 0.02%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Jayabharat Credit Limited Financial Statements
Comprehensive financial data for Jayabharat Credit Limited including income statement, balance sheet and cash flow
About JAYBHCR (Jayabharat Credit Limited)
Jayabharat Credit Limited is a Non-Banking Financial Company (NBFC) rooted in a history spanning several decades. Originally established in 1943 and headquartered in the bustling m...etropolis of New Delhi, India, the company carries the legacy of a bygone era of Indian finance. Its historical presence reflects a commitment to participating in the Indian financial landscape, with its registered office also located in the capital city. The company's longevity speaks to its enduring nature amidst shifting economic conditions and regulatory changes within the NBFC sector. While maintaining its corporate structure, the firm's activities have evolved since its inception, with a focus on adapting to the current market demands. Historically, Jayabharat Credit Limited participated actively in the Indian financial market through hire purchase and leasing operations. This engagement involved providing financial solutions for acquiring assets, particularly in the commercial sector. These operations facilitated the purchase of equipment and vehicles, supporting businesses in expanding their capabilities. The company’s activities aimed to bridge the financial gap, helping companies access necessary resources. However, the NBFC environment is subject to constant flux, impacted by economic trends and regulations. The business and portfolio activities of Jayabharat Credit Limited reflect an evolving strategy in response to these shifting demands and market conditions. Currently, Jayabharat Credit Limited's operational focus has shifted from its earlier activities. The company retains its identity as an NBFC and maintains its presence in New Delhi, signifying its continued commitment to the Indian financial market. While past engagements included hire purchase and leasing, the present status reflects a transition in its operational model. As an organization with a background of financial services, Jayabharat Credit Limited remains an active participant in the NBFC landscape. The company's future trajectory depends on strategic decisions, market adaptations, and its ability to navigate the complexities of the financial sector.
Company Details
Key Leadership
Corporate Events
JAYBHCR Share Price: Frequently Asked Questions
What is the current share price of Jayabharat Credit Limited (JAYBHCR)?
As of 30 Mar 2026, 11:00 am IST, Jayabharat Credit Limited share price is ₹16.78. The JAYBHCR stock has a market capitalisation of ₹12.50 (Cr) on NSE/BSE.
Is JAYBHCR share price Overvalued or Undervalued?
JAYBHCR share price is currently trading at a P/E ratio of 0.00x, compared to the industry average of 22.03x. Based on this relative valuation, the Jayabharat Credit Limited stock appears to be Fairly Valued against its sector peers.
What is the 52-week high and low of JAYBHCR share price?
The 52-week high of JAYBHCR share price is ₹33.07 and the 52-week low is ₹9.49. These values are updated daily from NSE/BSE price data.
What factors affect the Jayabharat Credit Limited share price?
Key factors influencing JAYBHCR share price include quarterly earnings growth (Sales Growth: N/A%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Jayabharat Credit Limited a good stock for long-term investment?
Jayabharat Credit Limited shows a 5-year Profit Growth of 2.32% and an ROE of N/A%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of N/A before investing in JAYBHCR shares.
How does Jayabharat Credit Limited compare with its industry peers?
Jayabharat Credit Limited competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare JAYBHCR share price P/E of 0.00x and ROE of N/A% against the industry averages to determine competitive standing.
What is the P/E ratio of JAYBHCR and what does it mean?
JAYBHCR share price has a P/E ratio of N/Ax compared to the industry average of 22.03x. Investors pay ₹N/A for every ₹1 of annual earnings.
How is JAYBHCR performing according to Bull Run's analysis?
JAYBHCR has a Bull Run fundamental score of N/A/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does JAYBHCR belong to?
JAYBHCR operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Jayabharat Credit Limited share price.
What is Return on Equity (ROE) and why is it important for JAYBHCR?
JAYBHCR has an ROE of N/A%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Jayabharat Credit Limited generates profits from shareholders capital.
How is JAYBHCR debt-to-equity ratio and what does it indicate?
JAYBHCR has a debt-to-equity ratio of N/A, which indicates conservative financing with low financial risk.
What is JAYBHCR dividend yield and is it a good dividend stock?
JAYBHCR offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Jayabharat Credit Limited shares.
How has JAYBHCR share price grown over the past 5 years?
JAYBHCR has achieved 5-year growth rates of: Sales Growth N/A%, Profit Growth 2.32%, and EPS Growth 2.32%.
What is the promoter holding in JAYBHCR and why does it matter?
Promoters hold 15.22% of JAYBHCR shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Jayabharat Credit Limited.
What is JAYBHCR market capitalisation category?
JAYBHCR has a market capitalisation of ₹13 crores, placing it in the Small-cap category.
How volatile is JAYBHCR stock?
JAYBHCR has a beta of N/A. A beta > 1 suggests the Jayabharat Credit Limited stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is JAYBHCR operating profit margin trend?
JAYBHCR has a 5-year average Operating Profit Margin (OPM) of N/A%, indicating the company's operational efficiency.
How is JAYBHCR quarterly performance?
Recent quarterly performance shows Jayabharat Credit Limited YoY Sales Growth of N/A% and YoY Profit Growth of -14.29%.
What is the institutional holding pattern in JAYBHCR?
JAYBHCR has FII holding of 0.00% and DII holding of 0.02%. Significant institutional holding often suggests professional confidence in the Jayabharat Credit Limited stock.