J A Finance Ltd Stock Price Today (NSE: JAFINANCE)
Fundamental Score
J A Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
J A Finance Ltd share price today is ₹71.60, up +0.00% on NSE/BSE as of 30 March 2026. J A Finance Ltd (JAFINANCE) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹60.27 (Cr). The 52-week high for JAFINANCE share price is ₹178.55 and the 52-week low is ₹50.35. The company has a Return on Equity (ROE) of -0.20% and a debt-to-equity ratio of 0.69.
J A Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
J A Finance Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
J A Finance Share Price: Financial Stability Analysis
The Non-Banking Financial Company (NBFC) sector is currently navigating a period of increased regulatory scrutiny and heightened competition, demanding a sharp focus on asset quality and operational efficiency. This analysis evaluates the financial stability of J A Finance Ltd, focusing on key metrics derived from publicly available data. Specifically, we will examine the implications of the current J A Finance share price of ₹115.540001, as well as the company's Return on Capital Employed (ROCE) in relation to its sector peers.
One immediate observation is the absence of a Price-to-Earnings (PE) ratio for J A Finance, which could indicate a lack of profitability or negative earnings in the most recent reporting period. This absence of a PE ratio necessitates a deeper investigation into the company’s earnings history and future prospects. Furthermore, J A Finance's ROCE of 5.65% provides insight into the company's efficiency in generating profits from its capital employed. A ROCE of 5.65% may suggest a limited competitive advantage or moat. A higher ROCE would indicate a stronger ability to generate returns and potentially deter competition.
Comparing J A Finance Ltd with its peers reveals potential areas of concern. For instance, while a detailed comparison requires more information, examining
Apollo Finvest's management quality through public disclosures and news reports can provide valuable context. Evaluating factors such as management experience, strategic vision, and corporate governance practices within Apollo Finvest could highlight potential differences in operational effectiveness and risk management compared to J A Finance.It is important to note that a low ROCE can hinder the company's ability to reinvest in growth opportunities, attract investors, and maintain financial stability. The sustainability of the J A Finance share price hinges on improvements in operational efficiency and profitability. This analysis forms part of a comprehensive 80-parameter fundamental audit, verified by Sweta Mishra, aimed at assessing the long-term financial health and stability of J A Finance. This analysis is purely observational and does not constitute investment advice.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
J A Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of JAFINANCE across key market metrics for learning purposes.
Positive Indicators
4 factors identified
Strong Operating Margins (67.07%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Strong Revenue Growth (39.66%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Balanced Promoter Holding (59.90%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
3 factors identified
Below-Average Return on Equity (-0.20%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (5.65%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
J A Finance Ltd Financial Statements
Comprehensive financial data for J A Finance Ltd including income statement, balance sheet and cash flow
About JAFINANCE (J A Finance Ltd)
J A Finance Ltd is a Non-Banking Financial Company headquartered in the bustling city of Kolkata, India, carving its niche within the dynamic Indian financial landscape. Establishe...d with a vision to facilitate financial accessibility, J A Finance Ltd operates primarily in the realm of providing financial solutions, playing a vital role in supporting individuals and businesses alike. The company focuses on strategic financial activities aimed at fostering growth and empowering economic participation. Through diligent management and adherence to regulatory frameworks, J A Finance Ltd strives to be a reliable partner in the financial journeys of its clientele. Beyond traditional lending, J A Finance Ltd actively engages in strategic investment initiatives. This aspect of the company's operations involves a calculated approach to wealth creation and capital appreciation through participation in various market instruments. These include carefully considered transactions involving shares and derivatives, undertaken with a commitment to due diligence and risk management. By participating in these investment activities, J A Finance Ltd aims to diversify its portfolio and strengthen its financial foundation, further enhancing its ability to serve its customers and stakeholders effectively and responsibly. Since its incorporation, J A Finance Ltd has maintained a consistent presence in the Indian financial market, demonstrating resilience and adaptability in a constantly evolving environment. The company's commitment to ethical practices and sound financial management remains paramount, guiding its operations and shaping its strategic decisions. Headquartered in Kolkata, J A Finance Ltd continues to navigate the complexities of the financial sector, working towards sustainable growth and contributing to the economic vibrancy of the region and the nation. Its core focus is to continue to support its customer base by way of lending or investments.
Company Details
Key Leadership
Latest News
JAFINANCE Share Price: Frequently Asked Questions
What is the current share price of J A Finance Ltd (JAFINANCE)?
As of 30 Mar 2026, 11:00 am IST, J A Finance Ltd share price is ₹71.60. The JAFINANCE stock has a market capitalisation of ₹60.27 (Cr) on NSE/BSE.
Is JAFINANCE share price Overvalued or Undervalued?
JAFINANCE share price is currently trading at a P/E ratio of 0.00x, compared to the industry average of 22.03x. Based on this relative valuation, the J A Finance Ltd stock appears to be Fairly Valued against its sector peers.
What is the 52-week high and low of JAFINANCE share price?
The 52-week high of JAFINANCE share price is ₹178.55 and the 52-week low is ₹50.35. These values are updated daily from NSE/BSE price data.
What factors affect the J A Finance Ltd share price?
Key factors influencing JAFINANCE share price include quarterly earnings growth (Sales Growth: 39.66%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is J A Finance Ltd a good stock for long-term investment?
J A Finance Ltd shows a 5-year Profit Growth of N/A% and an ROE of -0.20%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.69 before investing in JAFINANCE shares.
How does J A Finance Ltd compare with its industry peers?
J A Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare JAFINANCE share price P/E of 0.00x and ROE of -0.20% against the industry averages to determine competitive standing.
What is the P/E ratio of JAFINANCE and what does it mean?
JAFINANCE share price has a P/E ratio of N/Ax compared to the industry average of 22.03x. Investors pay ₹N/A for every ₹1 of annual earnings.
How is JAFINANCE performing according to Bull Run's analysis?
JAFINANCE has a Bull Run fundamental score of 24.9/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does JAFINANCE belong to?
JAFINANCE operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting J A Finance Ltd share price.
What is Return on Equity (ROE) and why is it important for JAFINANCE?
JAFINANCE has an ROE of -0.20%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently J A Finance Ltd generates profits from shareholders capital.
How is JAFINANCE debt-to-equity ratio and what does it indicate?
JAFINANCE has a debt-to-equity ratio of 0.69, which indicates moderate leverage that should be monitored.
What is JAFINANCE dividend yield and is it a good dividend stock?
JAFINANCE offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in J A Finance Ltd shares.
How has JAFINANCE share price grown over the past 5 years?
JAFINANCE has achieved 5-year growth rates of: Sales Growth N/A%, Profit Growth N/A%, and EPS Growth N/A%.
What is the promoter holding in JAFINANCE and why does it matter?
Promoters hold 59.90% of JAFINANCE shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in J A Finance Ltd.
What is JAFINANCE market capitalisation category?
JAFINANCE has a market capitalisation of ₹60 crores, placing it in the Small-cap category.
How volatile is JAFINANCE stock?
JAFINANCE has a beta of N/A. A beta > 1 suggests the J A Finance Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is JAFINANCE operating profit margin trend?
JAFINANCE has a 5-year average Operating Profit Margin (OPM) of 67.07%, indicating the company's operational efficiency.
How is JAFINANCE quarterly performance?
Recent quarterly performance shows J A Finance Ltd YoY Sales Growth of 39.66% and YoY Profit Growth of 9.09%.
What is the institutional holding pattern in JAFINANCE?
JAFINANCE has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the J A Finance Ltd stock.