Indo Credit Capital Ltd Stock Price Today (NSE: INDOCRED)
Indo Credit Capital Ltd
Fundamental Score
Indo Credit Capital Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Indo Credit Capital Ltd share price today is ₹7.32, up +4.96% on NSE/BSE as of 30 March 2026. Indo Credit Capital Ltd (INDOCRED) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹2.47 (Cr). The 52-week high for INDOCRED share price is ₹6.98 and the 52-week low is ₹2.97. The company has a Return on Equity (ROE) of -0.86% and a debt-to-equity ratio of 0.00.
Indo Credit Capital Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Indo Credit Capital Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Indo Credit Capital Share Price: A ROCE Efficiency Analysis
The Non-Banking Financial Company (NBFC) sector faces increasing scrutiny regarding capital allocation efficiency. A key metric, Return on Capital Employed (ROCE), provides critical insights into how effectively these institutions are deploying capital. This analysis focuses on the "Indo Credit Capital share price" of ₹3.42, examining its ROCE performance within the context of its peer group.
A significant concern for Indo Credit Capital Ltd. is its current ROCE of -0.86%. This negative figure suggests that the company is currently not generating profit from its deployed capital. The negative ROCE has implications for the company's long-term sustainability, as it hinders its ability to reinvest in growth opportunities and potentially erodes shareholder value. This contrasts sharply with some industry peers. For example, the market perceives
Apollo Finvest to have more experienced and well-regarded management that may be reflected in improved ROCE numbers. Better management is just one of the reasons, but it can cause vastly different ROCE numbers.A low or negative ROCE directly impacts a company's economic moat – its competitive advantages that protect it from competitors. In Indo Credit Capital's case, the negative ROCE weakens its moat. It may find it challenging to attract and retain capital, compete effectively with more profitable peers, and ultimately deliver sustainable returns to investors. The company needs to address this operational inefficiency to strengthen its competitive positioning.
Compared to peers such as Bengal & Assam and Fedders Holding Ltd, Indo Credit Capital's performance requires further investigation. A deeper dive into the company's operational expenses, asset utilization, and financing strategies is crucial to identify the root causes of this ROCE deficiency. Understanding these factors will enable stakeholders to better assess the long-term prospects of the company.
Disclaimer: This financial analysis, verified by Sweta Mishra as part of an 80-parameter fundamental audit, is for informational purposes only and is based on publicly available data. It is observational in nature and does not constitute investment advice.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Indo Credit Capital Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of INDOCRED across key market metrics for learning purposes.
Positive Indicators
4 factors identified
Robust Profit Growth (175.00%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Consistent Growth Track Record (26.58% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
6 factors identified
Below-Average Return on Equity (-0.86%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (-0.86%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Margin Pressure Concerns (-190.32%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Negative Free Cash Flow (₹-0.20 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Low Promoter Commitment (14.51%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Indo Credit Capital Ltd Financial Statements
Comprehensive financial data for Indo Credit Capital Ltd including income statement, balance sheet and cash flow
About INDOCRED (Indo Credit Capital Ltd)
Indo Credit Capital Ltd is a Non-Banking Financial Company (NBFC) operating within the Indian financial landscape. Established with the core objective of providing financial soluti...ons, INDOCRED focuses on targeted lending and strategic investments. The company navigates the intricate dynamics of the Indian market by deploying capital to sectors that demonstrate potential for growth and development. The NBFC's operational framework encompasses a range of financial services tailored to meet the diverse needs of businesses and individuals seeking alternative funding avenues beyond traditional banking institutions. Through its activities, INDOCRED plays a role in facilitating economic activity and fostering financial inclusion across different segments of the Indian economy. INDOCRED's approach is rooted in identifying and capitalizing on opportunities present within the Indian investment environment. The company meticulously assesses potential investments, factoring in both risk and return profiles. By conducting in-depth market research and employing robust financial analysis techniques, INDOCRED seeks to make informed decisions that align with its overall strategic objectives. This involves not only evaluating the financial viability of potential investments but also considering the broader macroeconomic trends and regulatory landscape that may impact its operations. The company strives to maintain a balanced portfolio that generates sustainable returns while mitigating potential risks. Headquartered in Ahmedabad, INDOCRED leverages its geographic location to gain insights into regional economic trends and tailor its services to meet local market demands. The company's strategic focus on the Indian market allows it to develop a deep understanding of the specific challenges and opportunities present within different regions and sectors. This localized approach enables INDOCRED to build strong relationships with its clients and partners, fostering trust and collaboration. By remaining attuned to the evolving needs of the Indian economy, INDOCRED seeks to maintain its position as a relevant and impactful player in the NBFC sector.
Company Details
Key Leadership
INDOCRED Share Price: Frequently Asked Questions
What is the current share price of Indo Credit Capital Ltd (INDOCRED)?
As of 30 Mar 2026, 12:06 pm IST, Indo Credit Capital Ltd share price is ₹7.32. The INDOCRED stock has a market capitalisation of ₹2.47 (Cr) on NSE/BSE.
Is INDOCRED share price Overvalued or Undervalued?
INDOCRED share price is currently trading at a P/E ratio of 0.00x, compared to the industry average of 22.03x. Based on this relative valuation, the Indo Credit Capital Ltd stock appears to be Fairly Valued against its sector peers.
What is the 52-week high and low of INDOCRED share price?
The 52-week high of INDOCRED share price is ₹6.98 and the 52-week low is ₹2.97. These values are updated daily from NSE/BSE price data.
What factors affect the Indo Credit Capital Ltd share price?
Key factors influencing INDOCRED share price include quarterly earnings growth (Sales Growth: N/A%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Indo Credit Capital Ltd a good stock for long-term investment?
Indo Credit Capital Ltd shows a 5-year Profit Growth of 13.13% and an ROE of -0.86%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing in INDOCRED shares.
How does Indo Credit Capital Ltd compare with its industry peers?
Indo Credit Capital Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare INDOCRED share price P/E of 0.00x and ROE of -0.86% against the industry averages to determine competitive standing.
What is the P/E ratio of INDOCRED and what does it mean?
INDOCRED share price has a P/E ratio of N/Ax compared to the industry average of 22.03x. Investors pay ₹N/A for every ₹1 of annual earnings.
How is INDOCRED performing according to Bull Run's analysis?
INDOCRED has a Bull Run fundamental score of 25.9/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does INDOCRED belong to?
INDOCRED operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Indo Credit Capital Ltd share price.
What is Return on Equity (ROE) and why is it important for INDOCRED?
INDOCRED has an ROE of -0.86%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Indo Credit Capital Ltd generates profits from shareholders capital.
How is INDOCRED debt-to-equity ratio and what does it indicate?
INDOCRED has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk.
What is INDOCRED dividend yield and is it a good dividend stock?
INDOCRED offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Indo Credit Capital Ltd shares.
How has INDOCRED share price grown over the past 5 years?
INDOCRED has achieved 5-year growth rates of: Sales Growth 26.58%, Profit Growth 13.13%, and EPS Growth 13.13%.
What is the promoter holding in INDOCRED and why does it matter?
Promoters hold 14.51% of INDOCRED shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Indo Credit Capital Ltd.
What is INDOCRED market capitalisation category?
INDOCRED has a market capitalisation of ₹2 crores, placing it in the Small-cap category.
How volatile is INDOCRED stock?
INDOCRED has a beta of N/A. A beta > 1 suggests the Indo Credit Capital Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is INDOCRED operating profit margin trend?
INDOCRED has a 5-year average Operating Profit Margin (OPM) of -190.32%, indicating the company's operational efficiency.
How is INDOCRED quarterly performance?
Recent quarterly performance shows Indo Credit Capital Ltd YoY Sales Growth of N/A% and YoY Profit Growth of 175.00%.
What is the institutional holding pattern in INDOCRED?
INDOCRED has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the Indo Credit Capital Ltd stock.