Ind Bank Housing Ltd Stock Price Today (NSE: INDBNK)
Fundamental Score
Ind Bank Housing Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Ind Bank Housing Ltd share price today is ₹40.55, down 3.77% on NSE/BSE as of 30 March 2026. Ind Bank Housing Ltd (INDBNK) is a Small-cap company in the Housing Finance Company sector with a market capitalisation of ₹39.56 (Cr). The 52-week high for INDBNK share price is ₹46.80 and the 52-week low is ₹33.00.
Ind Bank Housing Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Ind Bank Housing Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Ind Bank Housing Share Price: A Financial Analysis
Housing Finance Companies (HFCs) in India operate in a dynamic market, currently experiencing a surge in demand driven by urbanization and government initiatives. However, not all HFCs are created equal. This financial analysis explores the factors impacting the Ind Bank Housing share price, drawing insights from its current financial standing and comparing it against its peers. This is a snapshot based on currently available data.
The current Ind Bank Housing share price sits at ₹41.84. A critical observation is the lack of a Price-to-Earnings (PE) ratio, indicating potential challenges in profitability. Furthermore, a negative Return on Capital Employed (ROCE) of -3.74% signals that the company is not efficiently utilizing its capital to generate profits. A positive ROCE is generally considered a sign of positive financial performance and effective capital allocation.
A negative ROCE directly impacts the company's economic moat – its ability to maintain a competitive advantage. A sustained negative ROCE suggests that the company may struggle to generate returns above its cost of capital, making it vulnerable to competition. Comparing Ind Bank Housing Ltd. with peers such as
GIC Housing Finance Ltd regarding management quality and operational efficiency would be beneficial to understand if any improvements are needed within the operations and organization of Ind Bank Housing Limited.Observational analysis suggests a need for improved financial performance at Ind Bank Housing Ltd. The lack of a PE ratio and the negative ROCE raises some concerns. Further, analysis would be necessary to assess the underlying drivers of the negative ROCE and potential strategies for improvement. It's important to consider that this analysis is based on a limited data set and further due diligence is advisable. This analysis is part of a more comprehensive 80-parameter fundamental audit verified by Sweta Mishra.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Ind Bank Housing Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of INDBNK across key market metrics for learning purposes.
Positive Indicators
3 factors identified
Robust Profit Growth (75.00%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Balanced Promoter Holding (51.00%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
5 factors identified
Suboptimal ROCE (-3.74%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Margin Pressure Concerns (-139.86%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Limited Growth History (-10.95% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.
Negative Free Cash Flow (₹-1.89 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Ind Bank Housing Ltd Financial Statements
Comprehensive financial data for Ind Bank Housing Ltd including income statement, balance sheet and cash flow
About INDBNK (Ind Bank Housing Ltd)
Ind Bank Housing Ltd is a financial entity rooted in Chennai, India, with a foundational history traced back to its incorporation in 1991. Originally conceived as a specialized hou...sing finance company, INDBNK operated within the sector, aiming to provide financial assistance and loan products tailored to individuals and families seeking to purchase or construct homes. Over the years, the company has undergone strategic shifts, adapting to the evolving dynamics of the Indian financial landscape. While it once played an active role in facilitating homeownership through dedicated financing solutions, its current operational status reflects a transition away from its core housing finance activities. The company's genesis as a subsidiary of Indian Bank underscores its strong ties to the broader banking sector. This affiliation provided a platform for synergy and potential collaboration within the larger financial ecosystem. Leveraging the support of its parent entity, Ind Bank Housing Ltd embarked on its mission to serve the housing finance needs of its clientele. However, recent developments suggest a recalibration of its business model, leading to a departure from its original focus. Despite this shift, the company retains its established presence in Chennai and continues to navigate the complexities of the Indian financial market. Today, Ind Bank Housing Ltd's profile diverges from its initial purpose as a dedicated housing finance provider. While its past involvement in the sector is undeniable, its current activities suggest a different trajectory. The company's history as a subsidiary of Indian Bank remains a defining aspect of its identity, shaping its operational framework and strategic outlook. Although no longer actively engaged in housing finance, INDBNK continues to exist as a distinct entity, navigating the intricacies of the financial landscape while adapting to the changing dynamics of the industry.
Company Details
Key Leadership
Latest News
INDBNK Share Price: Frequently Asked Questions
What is the current share price of Ind Bank Housing Ltd (INDBNK)?
As of 30 Mar 2026, 12:06 pm IST, Ind Bank Housing Ltd share price is ₹40.55. The INDBNK stock has a market capitalisation of ₹39.56 (Cr) on NSE/BSE.
Is INDBNK share price Overvalued or Undervalued?
INDBNK share price is currently trading at a P/E ratio of 0.00x, compared to the industry average of 18.03x. Based on this relative valuation, the Ind Bank Housing Ltd stock appears to be Fairly Valued against its sector peers.
What is the 52-week high and low of INDBNK share price?
The 52-week high of INDBNK share price is ₹46.80 and the 52-week low is ₹33.00. These values are updated daily from NSE/BSE price data.
What factors affect the Ind Bank Housing Ltd share price?
Key factors influencing INDBNK share price include quarterly earnings growth (Sales Growth: N/A%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Ind Bank Housing Ltd a good stock for long-term investment?
Ind Bank Housing Ltd shows a 5-year Profit Growth of N/A% and an ROE of N/A%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of N/A before investing in INDBNK shares.
How does Ind Bank Housing Ltd compare with its industry peers?
Ind Bank Housing Ltd competes with major peers in the Housing Finance Company. Investors should compare INDBNK share price P/E of 0.00x and ROE of N/A% against the industry averages to determine competitive standing.
What is the P/E ratio of INDBNK and what does it mean?
INDBNK share price has a P/E ratio of N/Ax compared to the industry average of 18.03x. Investors pay ₹N/A for every ₹1 of annual earnings.
How is INDBNK performing according to Bull Run's analysis?
INDBNK has a Bull Run fundamental score of 18/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does INDBNK belong to?
INDBNK operates in the Housing Finance Company industry. This classification helps understand the competitive landscape and sector-specific trends affecting Ind Bank Housing Ltd share price.
What is Return on Equity (ROE) and why is it important for INDBNK?
INDBNK has an ROE of N/A%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Ind Bank Housing Ltd generates profits from shareholders capital.
How is INDBNK debt-to-equity ratio and what does it indicate?
INDBNK has a debt-to-equity ratio of N/A, which indicates conservative financing with low financial risk.
What is INDBNK dividend yield and is it a good dividend stock?
INDBNK offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Ind Bank Housing Ltd shares.
How has INDBNK share price grown over the past 5 years?
INDBNK has achieved 5-year growth rates of: Sales Growth -10.95%, Profit Growth N/A%, and EPS Growth N/A%.
What is the promoter holding in INDBNK and why does it matter?
Promoters hold 51.00% of INDBNK shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Ind Bank Housing Ltd.
What is INDBNK market capitalisation category?
INDBNK has a market capitalisation of ₹40 crores, placing it in the Small-cap category.
How volatile is INDBNK stock?
INDBNK has a beta of N/A. A beta > 1 suggests the Ind Bank Housing Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is INDBNK operating profit margin trend?
INDBNK has a 5-year average Operating Profit Margin (OPM) of -139.86%, indicating the company's operational efficiency.
How is INDBNK quarterly performance?
Recent quarterly performance shows Ind Bank Housing Ltd YoY Sales Growth of N/A% and YoY Profit Growth of 75.00%.
What is the institutional holding pattern in INDBNK?
INDBNK has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the Ind Bank Housing Ltd stock.