IDFC First Bank Ltd Stock Price Today (NSE: IDFCFIRSTB)
Fundamental Score
IDFC First Bank Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
IDFC First Bank Ltd share price today is ₹58.85, down 2.17% on NSE/BSE as of 30 March 2026. IDFC First Bank Ltd (IDFCFIRSTB) is a Large-cap company in the Private Sector Bank sector with a market capitalisation of ₹69.35K (Cr). The 52-week high for IDFCFIRSTB share price is ₹87.00 and the 52-week low is ₹52.46. At a P/E ratio of 48.26x, IDFCFIRSTB is currently trading above its industry average P/E of 15.23x. The company has a Return on Equity (ROE) of 4.21% and a debt-to-equity ratio of 6.85.
IDFC First Bank Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
IDFC First Bank Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
IDFC First Bank Share Price: A ROCE Efficiency Analysis
The financial sector, particularly Private Sector Banks, is experiencing heightened scrutiny regarding asset quality and capital efficiency amidst evolving regulatory landscapes. This analysis examines the current standing of IDFC First Bank share price and its Return on Capital Employed (ROCE) in relation to its peers. Currently, IDFC First Bank share price stands at ₹85.110001 with a Price-to-Earnings (PE) ratio of 48.26 and a ROCE of 6.22%. This analysis forms a single component of an extensive 80-parameter fundamental audit, verified by Sweta Mishra, designed to provide a data-driven overview of the company's financial health.
A critical element of sustainable banking is effective capital allocation. The 6.22% ROCE of IDFC First Bank indicates the return generated on each rupee of capital employed. This metric is particularly important in assessing the bank's profitability relative to its capital base. While the PE ratio of 48.26 suggests investor expectations of future growth, the ROCE provides insight into the bank's current operational efficiency. A higher ROCE generally suggests better management effectiveness in deploying capital to generate profits.
Compared to its sector peers, such as
IndusInd Bank Ltd, IDFC First Bank's management quality regarding strategic decision-making and risk management is an area of focus. While IndusInd Bank Ltd may exhibit a different management style or strategic direction, benchmarking management effectiveness and understanding differences in operational execution can shed light on the potential reasons behind any divergence in financial performance. These observational differences should be considered when evaluating IDFC First Bank share price.The ROCE directly influences the strength of IDFC First Bank's economic moat – its ability to sustain competitive advantages. A consistently low ROCE, especially relative to the bank's cost of capital, could hinder its ability to reinvest in growth opportunities, attract and retain talent, and weather economic downturns. Conversely, a sustained improvement in ROCE could signal a strengthening of its competitive position and improved long-term prospects. Monitoring the trend of IDFC First Bank's ROCE, alongside other fundamental indicators, is crucial for a comprehensive understanding of its intrinsic value and the sustainability of its current valuation. This observational financial analysis aims to provide a data-driven perspective on the bank's current ROCE efficiency.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
IDFC First Bank Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of IDFCFIRSTB across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Strong Operating Margins (38.17%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Robust Profit Growth (64.10%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Consistent Growth Track Record (17.58% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (18.56% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (20.32% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Cash Generation (₹42033.75 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Strong Institutional Confidence (FII+DII: 56.38%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
6 factors identified
Below-Average Return on Equity (4.21%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (6.22%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Premium Valuation Risk (P/E: 48.26x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Elevated Debt Levels (D/E: 6.85)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.10x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Low Promoter Commitment (0.00%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
IDFC First Bank Ltd Financial Statements
Comprehensive financial data for IDFC First Bank Ltd including income statement, balance sheet and cash flow
About IDFCFIRSTB (IDFC First Bank Ltd)
IDFC First Bank Ltd is a dynamic and rapidly growing private sector bank in India, carving its own niche in the competitive financial landscape. Born from the merger of IDFC Bank a...nd Capital First, the bank has quickly established itself as a technologically forward institution committed to providing accessible and innovative financial solutions to a diverse customer base. IDFC First Bank is characterized by its youthful energy and an ambition to redefine banking experiences. It positions itself as a bank that understands the aspirations of modern India, focusing on creating personalized services and fostering long-term relationships with its clients. Its visual identity, with its vibrant colors and contemporary design, reflects its commitment to a fresh and customer-centric approach. The bank strategically targets the evolving needs of retail customers and small and medium-sized enterprises (SMEs). IDFC First Bank offers a comprehensive suite of banking products, ranging from savings accounts and personal loans to business loans and wealth management services. The bank has focused on leveraging technology to streamline its processes and provide seamless digital banking experiences to its customers. Its user-friendly mobile app and internet banking platform allows customers to conveniently manage their finances from anywhere, anytime. IDFC First Bank invests in creating a strong digital infrastructure, to cater to the digital natives. Moreover, IDFC First Bank prioritizes building a robust ethical framework and promoting financial inclusion. The bank strives to make banking services accessible to underserved communities through its network of branches and its innovative outreach programs. It has built its reputation on transparency and trustworthiness, and fosters a culture of responsible banking practices. In the banking industry, IDFC First Bank is seen as a challenger, eager to disrupt traditional banking norms and deliver exceptional value to its customers.
Company Details
Key Leadership
Corporate Events
IDFCFIRSTB Share Price: Frequently Asked Questions
What is the current share price of IDFC First Bank Ltd (IDFCFIRSTB)?
As of 30 Mar 2026, 12:06 pm IST, IDFC First Bank Ltd share price is ₹58.85. The IDFCFIRSTB stock has a market capitalisation of ₹69.35K (Cr) on NSE/BSE.
Is IDFCFIRSTB share price Overvalued or Undervalued?
IDFCFIRSTB share price is currently trading at a P/E ratio of 48.26x, compared to the industry average of 15.23x. Based on this relative valuation, the IDFC First Bank Ltd stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of IDFCFIRSTB share price?
The 52-week high of IDFCFIRSTB share price is ₹87.00 and the 52-week low is ₹52.46. These values are updated daily from NSE/BSE price data.
What factors affect the IDFC First Bank Ltd share price?
Key factors influencing IDFCFIRSTB share price include quarterly earnings growth (Sales Growth: 10.94%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is IDFC First Bank Ltd a good stock for long-term investment?
IDFC First Bank Ltd shows a 5-year Profit Growth of 20.32% and an ROE of 4.21%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 6.85 before investing in IDFCFIRSTB shares.
How does IDFC First Bank Ltd compare with its industry peers?
IDFC First Bank Ltd competes with major peers in the Private Sector Bank. Investors should compare IDFCFIRSTB share price P/E of 48.26x and ROE of 4.21% against the industry averages to determine competitive standing.
What is the P/E ratio of IDFCFIRSTB and what does it mean?
IDFCFIRSTB share price has a P/E ratio of 48.26x compared to the industry average of 15.23x. Investors pay ₹48 for every ₹1 of annual earnings.
How is IDFCFIRSTB performing according to Bull Run's analysis?
IDFCFIRSTB has a Bull Run fundamental score of 41.9/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does IDFCFIRSTB belong to?
IDFCFIRSTB operates in the Private Sector Bank industry. This classification helps understand the competitive landscape and sector-specific trends affecting IDFC First Bank Ltd share price.
What is Return on Equity (ROE) and why is it important for IDFCFIRSTB?
IDFCFIRSTB has an ROE of 4.21%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently IDFC First Bank Ltd generates profits from shareholders capital.
How is IDFCFIRSTB debt-to-equity ratio and what does it indicate?
IDFCFIRSTB has a debt-to-equity ratio of 6.85, which indicates high leverage that increases financial risk.
What is IDFCFIRSTB dividend yield and is it a good dividend stock?
IDFCFIRSTB offers a dividend yield of 0.31%, meaning you receive ₹0.31 annual dividend for every ₹100 invested in IDFC First Bank Ltd shares.
How has IDFCFIRSTB share price grown over the past 5 years?
IDFCFIRSTB has achieved 5-year growth rates of: Sales Growth 17.58%, Profit Growth 20.32%, and EPS Growth 18.56%.
What is the promoter holding in IDFCFIRSTB and why does it matter?
Promoters hold 0.00% of IDFCFIRSTB shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in IDFC First Bank Ltd.
What is IDFCFIRSTB market capitalisation category?
IDFCFIRSTB has a market capitalisation of ₹69355 crores, placing it in the Large-cap category.
How volatile is IDFCFIRSTB stock?
IDFCFIRSTB has a beta of N/A. A beta > 1 suggests the IDFC First Bank Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is IDFCFIRSTB operating profit margin trend?
IDFCFIRSTB has a 5-year average Operating Profit Margin (OPM) of 38.17%, indicating the company's operational efficiency.
How is IDFCFIRSTB quarterly performance?
Recent quarterly performance shows IDFC First Bank Ltd YoY Sales Growth of 10.94% and YoY Profit Growth of 64.10%.
What is the institutional holding pattern in IDFCFIRSTB?
IDFCFIRSTB has FII holding of 35.60% and DII holding of 20.78%. Significant institutional holding often suggests professional confidence in the IDFC First Bank Ltd stock.