ICICI Lombard General Insurance Company Limited Stock Price Today (NSE: ICICIGI)
ICICI Lombard General Insurance Company Limited
Fundamental Score
ICICI Lombard General Insurance Company Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis
ICICI Lombard General Insurance Company Limited share price today is ₹1710.60, down 1.32% on NSE/BSE as of 30 March 2026. ICICI Lombard General Insurance Company Limited (ICICIGI) is a Large-cap company in the General Insurance sector with a market capitalisation of ₹99.14K (Cr). The 52-week high for ICICIGI share price is ₹2068.70 and the 52-week low is ₹1702.00. At a P/E ratio of 35.40x, ICICIGI is currently trading below its industry average P/E of 44.24x. The company has a Return on Equity (ROE) of 18.80% and a debt-to-equity ratio of 0.00.
ICICI Lombard General Insurance Company Limited Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
ICICI Lombard General Insurance Company Limited Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
ICICI Lombard General Insurance Company Share Price: A Financial Analysis
The general insurance industry is currently experiencing a fascinating dynamic: while growth is present, profitability lags for many players due to intense competition and fluctuating claim ratios, especially in the health segment. This analysis examines the financial health of ICICI Lombard General Insurance Company share price based on publicly available data, as part of a more extensive 80-parameter fundamental audit verified by Sweta Mishra.
Currently, ICICI Lombard's share price stands at ₹1861.599976, reflecting a Price-to-Earnings (PE) ratio of 35.4. This multiple suggests that the market has relatively high expectations for ICICI Lombard's future earnings growth. While the PE ratio is a snapshot in time, it needs to be evaluated relative to its sector peers like
General Insurance Corporation of India. Management quality plays a vital role in justifying a higher PE. While a detailed comparison requires deeper qualitative analysis, observational data suggests differences in strategic execution and operational efficiency between ICICI Lombard General Insurance Company Limited and peers like General Insurance Corporation of India.A key strength of ICICI Lombard is its Return on Capital Employed (ROCE) of 24.86%. ROCE is a significant indicator of how effectively a company is using its capital to generate profits. A consistently high ROCE, such as this, suggests that ICICI Lombard possesses a competitive "moat," enabling it to reinvest profits at attractive rates and maintain a sustainable advantage in the market. It signals financial strength and the potential for superior returns over the long term.
Further investigation into the company's expense ratio, claim settlement ratio, and investment portfolio performance would provide a more comprehensive picture. Comparing these metrics with peers like Niva Bupa Health Insurance Company Ltd and Go Digit General Insurance Ltd would further elucidate ICICI Lombard's relative positioning and competitive advantages within the general insurance landscape. This assessment strictly avoids making buy/sell recommendations and offers an observational perspective on available financial data.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
ICICI Lombard General Insurance Company Limited Fundamental Analysis & Valuation Benchmarking
Educational evaluation of ICICIGI across key market metrics for learning purposes.
Positive Indicators
9 factors identified
Strong Return on Equity (18.80%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Excellent ROCE Performance (24.86%)
Observation: Superior returns on capital employed across business operations.
Analysis: ROCE >15% demonstrates efficient capital deployment and strong operational performance.
Consistent Growth Track Record (15.78% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Strong Profit Growth Track Record (16.00% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Strong Cash Generation (₹7737.54 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (51.37%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Strong Institutional Confidence (FII+DII: 41.45%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
0 factors identified
No significant concerns identified in current analysis.
ICICI Lombard General Insurance Company Limited Financial Statements
Comprehensive financial data for ICICI Lombard General Insurance Company Limited including income statement, balance sheet and cash flow
About ICICIGI (ICICI Lombard General Insurance Company Limited)
ICICI Lombard General Insurance Company Limited is a leading name in India's general insurance sector, providing a comprehensive suite of protection solutions catering to diverse n...eeds. With a strong presence across the nation, ICICIGI focuses on safeguarding individuals, families, and businesses from unforeseen risks and financial burdens. Their robust portfolio encompasses a wide spectrum of insurance products, designed to mitigate losses arising from property damage, accidents, health emergencies, and other potential liabilities. Driven by innovation and a commitment to customer centricity, ICICIGI strives to deliver seamless and reliable insurance experiences, empowering customers with peace of mind in an increasingly uncertain world. The company's product range extends beyond traditional offerings, incorporating specialized insurance solutions tailored to specific industries and emerging risks. From safeguarding valuable assets against fire, theft, and natural disasters to providing comprehensive coverage for marine cargo and engineering projects, ICICIGI caters to the unique requirements of various sectors. They also offer customized insurance plans for personal accident, travel, and home protection, ensuring that individuals and families are well-protected against unexpected events. Additionally, ICICIGI provides specialized insurance solutions to agriculture sector, covering crop loss and cattle insurance. This is reflecting their commitment to the agrarian community. Beyond product offerings, ICICI Lombard prides itself on its efficient and transparent claims settlement process, ensuring prompt and fair resolution of claims. By leveraging technology and data analytics, ICICIGI continuously enhances its operational efficiency and customer service capabilities, making insurance accessible and hassle-free. The company's dedication to ethical business practices and compliance with regulatory guidelines has earned them a reputation for trustworthiness and reliability in the Indian insurance market. With a strong financial foundation and a customer-first approach, ICICI Lombard General Insurance Company Limited remains a trusted partner for individuals and businesses seeking comprehensive insurance solutions.
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ICICIGI Share Price: Frequently Asked Questions
What is the current share price of ICICI Lombard General Insurance Company Limited (ICICIGI)?
As of 30 Mar 2026, 12:07 pm IST, ICICI Lombard General Insurance Company Limited share price is ₹1710.60. The ICICIGI stock has a market capitalisation of ₹99.14K (Cr) on NSE/BSE.
Is ICICIGI share price Overvalued or Undervalued?
ICICIGI share price is currently trading at a P/E ratio of 35.40x, compared to the industry average of 44.24x. Based on this relative valuation, the ICICI Lombard General Insurance Company Limited stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of ICICIGI share price?
The 52-week high of ICICIGI share price is ₹2068.70 and the 52-week low is ₹1702.00. These values are updated daily from NSE/BSE price data.
What factors affect the ICICI Lombard General Insurance Company Limited share price?
Key factors influencing ICICIGI share price include quarterly earnings growth (Sales Growth: 11.75%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is ICICI Lombard General Insurance Company Limited a good stock for long-term investment?
ICICI Lombard General Insurance Company Limited shows a 5-year Profit Growth of 16.00% and an ROE of 18.80%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing in ICICIGI shares.
How does ICICI Lombard General Insurance Company Limited compare with its industry peers?
ICICI Lombard General Insurance Company Limited competes with major peers in the General Insurance. Investors should compare ICICIGI share price P/E of 35.40x and ROE of 18.80% against the industry averages to determine competitive standing.
What is the P/E ratio of ICICIGI and what does it mean?
ICICIGI share price has a P/E ratio of 35.40x compared to the industry average of 44.24x. Investors pay ₹35 for every ₹1 of annual earnings.
How is ICICIGI performing according to Bull Run's analysis?
ICICIGI has a Bull Run fundamental score of 61.1/100, indicating moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does ICICIGI belong to?
ICICIGI operates in the General Insurance industry. This classification helps understand the competitive landscape and sector-specific trends affecting ICICI Lombard General Insurance Company Limited share price.
What is Return on Equity (ROE) and why is it important for ICICIGI?
ICICIGI has an ROE of 18.80%, which indicates excellent management efficiency. ROE measures how efficiently ICICI Lombard General Insurance Company Limited generates profits from shareholders capital.
How is ICICIGI debt-to-equity ratio and what does it indicate?
ICICIGI has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk.
What is ICICIGI dividend yield and is it a good dividend stock?
ICICIGI offers a dividend yield of 0.63%, meaning you receive ₹0.63 annual dividend for every ₹100 invested in ICICI Lombard General Insurance Company Limited shares.
How has ICICIGI share price grown over the past 5 years?
ICICIGI has achieved 5-year growth rates of: Sales Growth 15.78%, Profit Growth 16.00%, and EPS Growth 14.01%.
What is the promoter holding in ICICIGI and why does it matter?
Promoters hold 51.37% of ICICIGI shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in ICICI Lombard General Insurance Company Limited.
What is ICICIGI market capitalisation category?
ICICIGI has a market capitalisation of ₹99139 crores, placing it in the Large-cap category.
How volatile is ICICIGI stock?
ICICIGI has a beta of N/A. A beta > 1 suggests the ICICI Lombard General Insurance Company Limited stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is ICICIGI operating profit margin trend?
ICICIGI has a 5-year average Operating Profit Margin (OPM) of 11.49%, indicating the company's operational efficiency.
How is ICICIGI quarterly performance?
Recent quarterly performance shows ICICI Lombard General Insurance Company Limited YoY Sales Growth of 11.75% and YoY Profit Growth of 18.10%.
What is the institutional holding pattern in ICICIGI?
ICICIGI has FII holding of 24.04% and DII holding of 17.41%. Significant institutional holding often suggests professional confidence in the ICICI Lombard General Insurance Company Limited stock.