HARYANA FINANCIAL CORPORATION Stock Price Today (NSE: HARAFIN)
Fundamental Score
HARYANA FINANCIAL CORPORATION Share Price — Live NSE/BSE Price, Fundamentals & Analysis
HARYANA FINANCIAL CORPORATION share price today is ₹74.01, up +0.00% on NSE/BSE as of 30 March 2026. HARYANA FINANCIAL CORPORATION (HARAFIN) is a Small-cap company in the Finance sector with a market capitalisation of ₹1.68K (Cr). The 52-week high for HARAFIN share price is ₹93.97 and the 52-week low is ₹27.67. 0
HARYANA FINANCIAL CORPORATION Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
HARYANA FINANCIAL CORPORATION Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
HARYANA FINANCIAL Share Price: A Financial Analysis
The finance sector is undergoing a radical transformation, with technology reshaping traditional business models and creating new avenues for growth. Investors are increasingly scrutinizing companies based on their adaptability and financial resilience. This analysis examines the current financial standing of HARYANA FINANCIAL CORPORATION, focusing on key metrics and competitive positioning. The current HARYANA FINANCIAL share price sits at ₹87.849998, a figure that necessitates deeper investigation considering its industry peers and internal performance.
A critical metric is the company's Return on Capital Employed (ROCE), currently a mere 0.03%. This exceptionally low ROCE raises concerns about HARYANA FINANCIAL CORPORATION's ability to generate profits from its invested capital. A low ROCE significantly impacts the company's "moat," its competitive advantage. It suggests limited ability to reinvest earnings for future growth or to withstand competitive pressures. For instance, if we contrast HARYANA FINANCIAL CORPORATION with
Piramal Enterprises Ltd, the latter often boasts a more experienced and arguably higher-quality management team. This manifests in strategic decisions and capital allocation, which, in turn, drive stronger financial performance and investor confidence.Furthermore, the absence of a Price-to-Earnings (PE) ratio is noteworthy. This often indicates that the company either has negative earnings or insignificant profits, making it difficult to value based on traditional earnings multiples. When considering its peers, such as Prism Finance Ltd and Manipal Finance Corporation Ltd, a comparative analysis of their financial health is crucial to understand HARYANA FINANCIAL CORPORATION's relative strength or weakness. A deeper dive into their asset quality, debt levels, and operational efficiency is warranted.
This analysis is part of a comprehensive 80-parameter fundamental audit conducted by our team and verified by Sweta Mishra. This observational report highlights areas that require further due diligence for investors considering HARYANA FINANCIAL CORPORATION. A thorough review of their financial statements, understanding the underlying reasons for the low ROCE, and assessing the competitive landscape are vital steps in forming an informed perspective.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
HARYANA FINANCIAL CORPORATION Fundamental Analysis & Valuation Benchmarking
Educational evaluation of HARAFIN across key market metrics for learning purposes.
Positive Indicators
3 factors identified
Strong Operating Margins (26.27%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
9 factors identified
Below-Average Return on Equity (0.00%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (0.03%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Profit Decline Concern (-115.47%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Revenue Contraction (-86.00%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Limited Growth History (-32.15% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.
Negative Free Cash Flow (₹-24.65 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Limited Public Float (99.36% Promoter Holding)
Observation: High promoter holding may restrict liquidity and price discovery.
Analysis: Very high promoter holding can limit trading liquidity.
Limited Institutional Interest (FII+DII: 0.09%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
HARYANA FINANCIAL CORPORATION Financial Statements
Comprehensive financial data for HARYANA FINANCIAL CORPORATION including income statement, balance sheet and cash flow
About HARAFIN (HARYANA FINANCIAL CORPORATION)
HARYANA FINANCIAL CORPORATION is a pivotal financial institution deeply embedded in the economic landscape of Haryana, India. Established to catalyze industrial growth, it serves a...s a crucial artery providing financial sustenance to budding entrepreneurs and established businesses alike. Its primary focus lies in nurturing the small and medium-sized enterprise (SME) sector, recognizing its vital role in employment generation and overall economic dynamism. HARAFIN's operations are characterized by a commitment to fostering self-reliance among entrepreneurs by providing access to capital that might otherwise be unavailable through traditional banking channels. It operates under a framework of prudent financial management, ensuring the responsible deployment of resources to maximize impact and minimize risk. HARAFIN's core mandate revolves around providing a diverse suite of financial products tailored to the unique needs of industrial ventures. These offerings encompass term loans for infrastructure development, working capital to fuel daily operations, and specialized schemes designed to promote innovation and technological advancement. The corporation goes beyond merely dispensing funds, actively engaging with its clients through advisory services and guidance on project planning and financial management. This holistic approach aims to empower businesses, enhancing their capacity to navigate the complexities of the market and achieve sustainable growth. HARAFIN strives to be more than just a lender, envisioning itself as a partner in the entrepreneurial journey. Operating from its headquarters in Chandigarh, HARAFIN strategically positions itself to efficiently serve the entire state of Haryana. Its organizational structure is designed to ensure accessibility and responsiveness, with a network of branches and dedicated staff members providing localized support to entrepreneurs across the region. HARAFIN is an institution deeply intertwined with the developmental aspirations of Haryana, channeling financial resources strategically to foster industrial diversification, employment opportunities, and overall economic prosperity within the state. It functions as a catalyst for growth, contributing to the vibrancy and resilience of Haryana's industrial ecosystem.
Company Details
Key Leadership
HARAFIN Share Price: Frequently Asked Questions
What is the current share price of HARYANA FINANCIAL CORPORATION (HARAFIN)?
As of 30 Mar 2026, 11:00 am IST, HARYANA FINANCIAL CORPORATION share price is ₹74.01. The HARAFIN stock has a market capitalisation of ₹1.68K (Cr) on NSE/BSE.
Is HARAFIN share price Overvalued or Undervalued?
HARAFIN share price is currently trading at a P/E ratio of 0.00x, compared to the industry average of 24.60x. Based on this relative valuation, the HARYANA FINANCIAL CORPORATION stock appears to be Fairly Valued against its sector peers.
What is the 52-week high and low of HARAFIN share price?
The 52-week high of HARAFIN share price is ₹93.97 and the 52-week low is ₹27.67. These values are updated daily from NSE/BSE price data.
What factors affect the HARYANA FINANCIAL CORPORATION share price?
Key factors influencing HARAFIN share price include quarterly earnings growth (Sales Growth: -86.00%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is HARYANA FINANCIAL CORPORATION a good stock for long-term investment?
HARYANA FINANCIAL CORPORATION shows a 5-year Profit Growth of N/A% and an ROE of 0.00%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing in HARAFIN shares.
How does HARYANA FINANCIAL CORPORATION compare with its industry peers?
HARYANA FINANCIAL CORPORATION competes with major peers in the Finance. Investors should compare HARAFIN share price P/E of 0.00x and ROE of 0.00% against the industry averages to determine competitive standing.
What is the P/E ratio of HARAFIN and what does it mean?
HARAFIN share price has a P/E ratio of N/Ax compared to the industry average of 24.60x. Investors pay ₹N/A for every ₹1 of annual earnings.
How is HARAFIN performing according to Bull Run's analysis?
HARAFIN has a Bull Run fundamental score of 13/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does HARAFIN belong to?
HARAFIN operates in the Finance industry. This classification helps understand the competitive landscape and sector-specific trends affecting HARYANA FINANCIAL CORPORATION share price.
What is Return on Equity (ROE) and why is it important for HARAFIN?
HARAFIN has an ROE of 0.00%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently HARYANA FINANCIAL CORPORATION generates profits from shareholders capital.
How is HARAFIN debt-to-equity ratio and what does it indicate?
HARAFIN has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk.
What is HARAFIN dividend yield and is it a good dividend stock?
HARAFIN offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in HARYANA FINANCIAL CORPORATION shares.
How has HARAFIN share price grown over the past 5 years?
HARAFIN has achieved 5-year growth rates of: Sales Growth -32.15%, Profit Growth N/A%, and EPS Growth N/A%.
What is the promoter holding in HARAFIN and why does it matter?
Promoters hold 99.36% of HARAFIN shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in HARYANA FINANCIAL CORPORATION.
What is HARAFIN market capitalisation category?
HARAFIN has a market capitalisation of ₹1676 crores, placing it in the Small-cap category.
How volatile is HARAFIN stock?
HARAFIN has a beta of N/A. A beta > 1 suggests the HARYANA FINANCIAL CORPORATION stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is HARAFIN operating profit margin trend?
HARAFIN has a 5-year average Operating Profit Margin (OPM) of 26.27%, indicating the company's operational efficiency.
How is HARAFIN quarterly performance?
Recent quarterly performance shows HARYANA FINANCIAL CORPORATION YoY Sales Growth of -86.00% and YoY Profit Growth of -115.47%.
What is the institutional holding pattern in HARAFIN?
HARAFIN has FII holding of 0.00% and DII holding of 0.09%. Significant institutional holding often suggests professional confidence in the HARYANA FINANCIAL CORPORATION stock.