Gujarat State Financial Corporation Stock Price Today (NSE: GUJSTATFIN)
Fundamental Score
Gujarat State Financial Corporation Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Gujarat State Financial Corporation share price today is ₹9.30, down 4.47% on NSE/BSE as of 30 March 2026. Gujarat State Financial Corporation (GUJSTATFIN) is a Small-cap company in the Financial Institution sector with a market capitalisation of ₹101.41 (Cr). The 52-week high for GUJSTATFIN share price is ₹18.15 and the 52-week low is ₹9.52.
Gujarat State Financial Corporation Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Gujarat State Financial Corporation Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Gujarat State Financial Share Price: A Financial Analysis
A unique challenge facing financial institutions today is adapting to the rapid technological advancements while simultaneously navigating stringent regulatory landscapes. This analysis examines the current standing of Gujarat State Financial Corporation (GSFC), focusing on its key financial metrics. Currently, the Gujarat State Financial share price stands at ₹11.48. While this price point may seem appealing, a deeper dive into the company's fundamentals reveals areas of concern that warrant careful consideration. This analysis is based on publicly available data and forms part of a larger, 80-parameter fundamental audit verified by Sweta Mishra.
The absence of a Price-to-Earnings (PE) ratio for GSFC suggests the company may not be currently profitable, or earnings are significantly low. This lack of profitability raises questions about the company's operational efficiency and financial health. Furthermore, the Return on Capital Employed (ROCE) of None% is a significant red flag. ROCE measures how effectively a company is using its capital to generate profits. A None% ROCE implies that GSFC is not generating any returns on its capital, indicating potential issues with asset utilization, cost management, or revenue generation.
Compared to its peers, such as
Power Finance Corporation Ltd, GSFC faces notable disparities. For example, Power Finance Corporation typically demonstrates significantly more positive ROCE and more sophisticated Management quality, reflecting better capital deployment and operational efficiency. While assessing the management quality of GSFC requires further qualitative research, the ROCE figure is a clear quantitative indicator that something needs to be improved.The None% ROCE directly impacts the company's economic moat, or its ability to maintain a competitive advantage. Without generating returns on capital, GSFC struggles to reinvest in its business, innovate, and defend its market share. This lack of profitability makes it difficult for the company to build a sustainable competitive edge. The absence of these key financial indicators demands that potential investors perform thorough due diligence, carefully examine the underlying causes, and consult qualified financial advisors before making any investment decisions related to Gujarat State Financial share price.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Gujarat State Financial Corporation Fundamental Analysis & Valuation Benchmarking
Educational evaluation of GUJSTATFIN across key market metrics for learning purposes.
Positive Indicators
2 factors identified
Strong Operating Margins (69.36%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
9 factors identified
Revenue Contraction (-85.29%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Limited Growth History (3.10% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.
Weak Earnings Growth (-1.38% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
Stagnant Profit Growth (-1.38% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity.
Weak Interest Coverage (0.09x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-48.50 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Limited Public Float (83.95% Promoter Holding)
Observation: High promoter holding may restrict liquidity and price discovery.
Analysis: Very high promoter holding can limit trading liquidity.
Limited Institutional Interest (FII+DII: 1.38%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Gujarat State Financial Corporation Financial Statements
Comprehensive financial data for Gujarat State Financial Corporation including income statement, balance sheet and cash flow
About GUJSTATFIN (Gujarat State Financial Corporation)
Gujarat State Financial Corporation is a cornerstone of industrial growth and entrepreneurship within the vibrant state of Gujarat. Established with a vision to fuel economic progr...ess, GUJSTATFIN acts as a catalyst, providing crucial financial assistance to budding entrepreneurs and established businesses alike. Its mission extends beyond simply disbursing loans; it’s about nurturing innovation, fostering self-reliance, and building a robust industrial ecosystem across the state. GUJSTATFIN is committed to empowering the dreams of countless individuals and contributing to the overall prosperity of Gujarat. Through its strategically designed financial products and services, the corporation plays a pivotal role in driving industrial expansion, generating employment opportunities, and ensuring sustainable economic development in the region. GUJSTATFIN specializes in providing tailored financial solutions to small and medium enterprises (SMEs), recognizing their vital contribution to the state's economy. These offerings include term loans, working capital loans, and other specialized credit facilities meticulously crafted to meet the diverse needs of businesses across various sectors. Beyond merely lending, GUJSTATFIN also provides support through guidance and mentorship, helping entrepreneurs navigate the complexities of the business world and make informed decisions. The corporation prides itself on its deep understanding of the local market and its ability to identify and nurture promising ventures, thereby contributing to the diversification and resilience of the state's industrial landscape. Headquartered in the capital city of Gandhinagar, GUJSTATFIN has built a strong and reliable presence throughout Gujarat, reaching even the most remote corners of the state. With a network of strategically located branches and a dedicated team of professionals, the corporation ensures accessibility and responsiveness to the needs of its clientele. GUJSTATFIN embraces a forward-thinking approach, constantly adapting to the evolving economic environment and leveraging innovative technologies to enhance its services. By fostering strong relationships with its stakeholders and maintaining the highest standards of integrity and transparency, GUJSTATFIN has earned a reputation as a trusted partner in Gujarat's journey towards industrial excellence.
Company Details
Key Leadership
GUJSTATFIN Share Price: Frequently Asked Questions
What is the current share price of Gujarat State Financial Corporation (GUJSTATFIN)?
As of 30 Mar 2026, 12:06 pm IST, Gujarat State Financial Corporation share price is ₹9.30. The GUJSTATFIN stock has a market capitalisation of ₹101.41 (Cr) on NSE/BSE.
Is GUJSTATFIN share price Overvalued or Undervalued?
GUJSTATFIN share price is currently trading at a P/E ratio of 0.00x, compared to the industry average of 22.38x. Based on this relative valuation, the Gujarat State Financial Corporation stock appears to be Fairly Valued against its sector peers.
What is the 52-week high and low of GUJSTATFIN share price?
The 52-week high of GUJSTATFIN share price is ₹18.15 and the 52-week low is ₹9.52. These values are updated daily from NSE/BSE price data.
What factors affect the Gujarat State Financial Corporation share price?
Key factors influencing GUJSTATFIN share price include quarterly earnings growth (Sales Growth: -85.29%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Gujarat State Financial Corporation a good stock for long-term investment?
Gujarat State Financial Corporation shows a 5-year Profit Growth of -1.38% and an ROE of N/A%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of N/A before investing in GUJSTATFIN shares.
How does Gujarat State Financial Corporation compare with its industry peers?
Gujarat State Financial Corporation competes with major peers in the Financial Institution. Investors should compare GUJSTATFIN share price P/E of 0.00x and ROE of N/A% against the industry averages to determine competitive standing.
What is the P/E ratio of GUJSTATFIN and what does it mean?
GUJSTATFIN share price has a P/E ratio of N/Ax compared to the industry average of 22.38x. Investors pay ₹N/A for every ₹1 of annual earnings.
How is GUJSTATFIN performing according to Bull Run's analysis?
GUJSTATFIN has a Bull Run fundamental score of 14.2/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does GUJSTATFIN belong to?
GUJSTATFIN operates in the Financial Institution industry. This classification helps understand the competitive landscape and sector-specific trends affecting Gujarat State Financial Corporation share price.
What is Return on Equity (ROE) and why is it important for GUJSTATFIN?
GUJSTATFIN has an ROE of N/A%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Gujarat State Financial Corporation generates profits from shareholders capital.
How is GUJSTATFIN debt-to-equity ratio and what does it indicate?
GUJSTATFIN has a debt-to-equity ratio of N/A, which indicates conservative financing with low financial risk.
What is GUJSTATFIN dividend yield and is it a good dividend stock?
GUJSTATFIN offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Gujarat State Financial Corporation shares.
How has GUJSTATFIN share price grown over the past 5 years?
GUJSTATFIN has achieved 5-year growth rates of: Sales Growth 3.10%, Profit Growth -1.38%, and EPS Growth -1.38%.
What is the promoter holding in GUJSTATFIN and why does it matter?
Promoters hold 83.95% of GUJSTATFIN shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Gujarat State Financial Corporation.
What is GUJSTATFIN market capitalisation category?
GUJSTATFIN has a market capitalisation of ₹101 crores, placing it in the Small-cap category.
How volatile is GUJSTATFIN stock?
GUJSTATFIN has a beta of N/A. A beta > 1 suggests the Gujarat State Financial Corporation stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is GUJSTATFIN operating profit margin trend?
GUJSTATFIN has a 5-year average Operating Profit Margin (OPM) of 69.36%, indicating the company's operational efficiency.
How is GUJSTATFIN quarterly performance?
Recent quarterly performance shows Gujarat State Financial Corporation YoY Sales Growth of -85.29% and YoY Profit Growth of -1.04%.
What is the institutional holding pattern in GUJSTATFIN?
GUJSTATFIN has FII holding of 0.00% and DII holding of 1.38%. Significant institutional holding often suggests professional confidence in the Gujarat State Financial Corporation stock.