Go Digit General Insurance Ltd Stock Price Today (NSE: GODIGIT)
Fundamental Score
Go Digit General Insurance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Go Digit General Insurance Ltd share price today is ₹325.65, up +0.52% on NSE/BSE as of 30 March 2026. Go Digit General Insurance Ltd (GODIGIT) is a Large-cap company in the General Insurance sector with a market capitalisation of ₹32.84K (Cr). The 52-week high for GODIGIT share price is ₹381.40 and the 52-week low is ₹264.60. At a P/E ratio of 64.64x, GODIGIT is currently trading above its industry average P/E of 44.24x. The company has a Return on Equity (ROE) of 11.87% and a debt-to-equity ratio of 0.08.
Go Digit General Insurance Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Go Digit General Insurance Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Go Digit General Insurance Share Price: A Financial Stability Analysis
The general insurance industry faces a unique challenge: balancing rapid growth with disciplined underwriting. Understanding this dynamic is crucial when evaluating the financial stability of players like Go Digit General Insurance. This analysis examines key financial indicators for Go Digit General Insurance share price, currently at ₹311.850006, within the context of its peers. This analysis is part of an 80-parameter fundamental audit verified by Sweta Mishra.
Go Digit General Insurance trades at a Price-to-Earnings (PE) ratio of 64.64. This valuation needs to be considered against its growth prospects and profitability. While a high PE can indicate investor optimism, it also necessitates careful scrutiny of the company's ability to sustain earnings growth. One should analyze management quality of
General Insurance Corporation of India and compare with Go Digit General Insurance Ltd on how well the management is steering the company given the market and regulatory conditions.Return on Capital Employed (ROCE) is a key metric for assessing capital allocation efficiency. Go Digit General Insurance's ROCE of 10.8% offers insights into its profitability relative to the capital invested. ROCE is a crucial indicator of long term company viability. The 10.8% ROCE indicates potential, but needs to be compared with the ROCE of General Insurance Corporation of India and Star Health to judge the competitive advantage of Go Digit. ROCE determines the degree of freedom the company has in generating profits consistently.
A company's ROCE impacts its economic moat, which is its ability to sustain competitive advantages over time. A higher ROCE, sustained over several years, indicates a stronger economic moat, potentially derived from factors like brand reputation, cost advantages, or network effects. The 10.8% ROCE suggests Go Digit is generating returns above its cost of capital, but its long-term sustainability and comparative strength versus competitors like Niva Bupa Health Insurance Company Ltd. should be analyzed. It is important to note this analysis is purely observational and does not constitute financial advice.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Go Digit General Insurance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of GODIGIT across key market metrics for learning purposes.
Positive Indicators
5 factors identified
Robust Profit Growth (51.56%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Conservative Debt Levels (D/E: 0.08)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Strong Cash Generation (₹9485.35 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (73.09%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
3 factors identified
Margin Pressure Concerns (-1.67%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Premium Valuation Risk (P/E: 64.64x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Go Digit General Insurance Ltd Financial Statements
Comprehensive financial data for Go Digit General Insurance Ltd including income statement, balance sheet and cash flow
About GODIGIT (Go Digit General Insurance Ltd)
Go Digit General Insurance Ltd is a dynamic player in the Indian general insurance landscape, carving a niche with its technology-driven approach and customer-centric offerings. Th...e company focuses on simplifying insurance, aiming to make it accessible and understandable for a wide range of customers. They offer a comprehensive suite of products designed to protect individuals and businesses from unforeseen financial losses. From safeguarding vehicles on Indian roads to providing financial security against health emergencies, Go Digit strives to be a reliable partner in managing life's uncertainties. Their commitment to innovation is reflected in their streamlined processes, digital interfaces, and data-driven insights, aiming to deliver seamless experiences and personalized solutions. The company provides a diverse portfolio of insurance products tailored to meet the varied needs of the Indian market. Its motor insurance policies cover a wide spectrum of vehicles, from private cars and two-wheelers to commercial vehicles like trucks and taxis, offering protection against accidents, theft, and third-party liabilities. Go Digit’s health insurance offerings encompass individual and family health plans, catering to different healthcare needs and budgets. Furthermore, the company extends its expertise to businesses, providing specialized insurance solutions like directors and officers (D&O) liability, marine cargo, and construction-related policies, thereby mitigating risks associated with business operations and projects. They also offer workmen's compensation coverage, fulfilling the statutory requirements of many businesses. Go Digit aims to differentiate itself through its emphasis on transparency, efficiency, and ease of access. By leveraging technology, the company seeks to streamline the insurance process, from policy purchase to claim settlement. They prioritize customer satisfaction, focusing on providing prompt and responsive service. Through its diverse range of products and its commitment to innovation, Go Digit General Insurance strives to be a trusted and reliable partner, empowering customers to confidently navigate the complexities of life and business while ensuring peace of mind. The company's approach reflects an understanding of the evolving needs of the modern consumer and a dedication to providing accessible and effective insurance solutions.
Company Details
Key Leadership
Latest News
GODIGIT Share Price: Frequently Asked Questions
What is the current share price of Go Digit General Insurance Ltd (GODIGIT)?
As of 30 Mar 2026, 12:02 pm IST, Go Digit General Insurance Ltd share price is ₹325.65. The GODIGIT stock has a market capitalisation of ₹32.84K (Cr) on NSE/BSE.
Is GODIGIT share price Overvalued or Undervalued?
GODIGIT share price is currently trading at a P/E ratio of 64.64x, compared to the industry average of 44.24x. Based on this relative valuation, the Go Digit General Insurance Ltd stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of GODIGIT share price?
The 52-week high of GODIGIT share price is ₹381.40 and the 52-week low is ₹264.60. These values are updated daily from NSE/BSE price data.
What factors affect the Go Digit General Insurance Ltd share price?
Key factors influencing GODIGIT share price include quarterly earnings growth (Sales Growth: 11.35%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Go Digit General Insurance Ltd a good stock for long-term investment?
Go Digit General Insurance Ltd shows a 5-year Profit Growth of N/A% and an ROE of 11.87%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.08 before investing in GODIGIT shares.
How does Go Digit General Insurance Ltd compare with its industry peers?
Go Digit General Insurance Ltd competes with major peers in the General Insurance. Investors should compare GODIGIT share price P/E of 64.64x and ROE of 11.87% against the industry averages to determine competitive standing.
What is the P/E ratio of GODIGIT and what does it mean?
GODIGIT share price has a P/E ratio of 64.64x compared to the industry average of 44.24x. Investors pay ₹65 for every ₹1 of annual earnings.
How is GODIGIT performing according to Bull Run's analysis?
GODIGIT has a Bull Run fundamental score of 39.4/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does GODIGIT belong to?
GODIGIT operates in the General Insurance industry. This classification helps understand the competitive landscape and sector-specific trends affecting Go Digit General Insurance Ltd share price.
What is Return on Equity (ROE) and why is it important for GODIGIT?
GODIGIT has an ROE of 11.87%, which shows decent profitability but room for improvement. ROE measures how efficiently Go Digit General Insurance Ltd generates profits from shareholders capital.
How is GODIGIT debt-to-equity ratio and what does it indicate?
GODIGIT has a debt-to-equity ratio of 0.08, which indicates conservative financing with low financial risk.
What is GODIGIT dividend yield and is it a good dividend stock?
GODIGIT offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Go Digit General Insurance Ltd shares.
How has GODIGIT share price grown over the past 5 years?
GODIGIT has achieved 5-year growth rates of: Sales Growth N/A%, Profit Growth N/A%, and EPS Growth N/A%.
What is the promoter holding in GODIGIT and why does it matter?
Promoters hold 73.09% of GODIGIT shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Go Digit General Insurance Ltd.
What is GODIGIT market capitalisation category?
GODIGIT has a market capitalisation of ₹32843 crores, placing it in the Large-cap category.
How volatile is GODIGIT stock?
GODIGIT has a beta of N/A. A beta > 1 suggests the Go Digit General Insurance Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is GODIGIT operating profit margin trend?
GODIGIT has a 5-year average Operating Profit Margin (OPM) of -1.67%, indicating the company's operational efficiency.
How is GODIGIT quarterly performance?
Recent quarterly performance shows Go Digit General Insurance Ltd YoY Sales Growth of 11.35% and YoY Profit Growth of 51.56%.
What is the institutional holding pattern in GODIGIT?
GODIGIT has FII holding of 8.48% and DII holding of 14.12%. Significant institutional holding often suggests professional confidence in the Go Digit General Insurance Ltd stock.