Finkurve Financial Services Limited Stock Price Today (NSE: FINKURVE)
Finkurve Financial Services Limited
Fundamental Score
Finkurve Financial Services Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Finkurve Financial Services Limited share price today is ₹51.10, up +4.48% on NSE/BSE as of 30 March 2026. Finkurve Financial Services Limited (FINKURVE) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹1.49K (Cr). The 52-week high for FINKURVE share price is ₹153.60 and the 52-week low is ₹51.55. At a P/E ratio of 72.64x, FINKURVE is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 8.81% and a debt-to-equity ratio of 1.16.
Finkurve Financial Services Limited Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Finkurve Financial Services Limited Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Finkurve Financial Services Share Price: A Financial Stability Analysis
Non-Banking Financial Companies (NBFCs) are increasingly under scrutiny for their asset-liability management, especially in periods of volatile interest rates. This analysis examines the financial stability of Finkurve Financial Services Limited, focusing on factors impacting the Finkurve Financial Services share price. The current price stands at ₹93.19999694824219, with a Price-to-Earnings (PE) ratio of 72.64 and a Return on Capital Employed (ROCE) of 11.24%. These metrics offer insights into the company's valuation and profitability relative to its capital employed.
A high PE ratio of 72.64 suggests that investors have high expectations for future earnings growth. However, this optimism should be carefully weighed against the company's ability to deliver consistent and sustainable performance. Comparing Finkurve Financial Services Limited with peers like
Apollo Finvest in terms of management quality is crucial. Assessing factors like strategic decision-making, risk management practices, and corporate governance can provide a more nuanced understanding of the company's long-term prospects.The ROCE of 11.24% reflects the return generated on the capital invested in the business. This metric is relevant to the company's "moat," which is its ability to maintain a competitive advantage. A consistently high ROCE can indicate a strong moat, allowing Finkurve to generate profits even in a competitive environment. However, the sustainability of this ROCE needs to be assessed considering the company's business model, competitive landscape, and regulatory environment.
This analysis forms part of a comprehensive 80-parameter fundamental audit verified by Sweta Mishra. It is based on publicly available data and aims to provide an objective assessment of Finkurve Financial Services' financial stability. This report is observational and does not constitute financial advice or a recommendation to buy or sell shares. Investors should conduct their own thorough research and consult with a qualified financial advisor before making any investment decisions.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Finkurve Financial Services Limited Fundamental Analysis & Valuation Benchmarking
Educational evaluation of FINKURVE across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Strong Operating Margins (39.64%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Robust Profit Growth (70.61%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (50.63%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (53.83% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (33.99% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (34.00% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Balanced Promoter Holding (56.25%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Risk Factors
7 factors identified
Below-Average Return on Equity (8.81%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Premium Valuation Risk (P/E: 72.64x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Elevated Debt Levels (D/E: 1.16)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (2.07x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-138.78 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Limited Institutional Interest (FII+DII: 6.71%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Finkurve Financial Services Limited Financial Statements
Comprehensive financial data for Finkurve Financial Services Limited including income statement, balance sheet and cash flow
About FINKURVE (Finkurve Financial Services Limited)
Finkurve Financial Services Limited is a registered Non-Banking Financial Company that operates within the Indian financial landscape. Established with a long-standing history dati...ng back to 1984, Finkurve is committed to offering diverse financial solutions tailored to meet specific customer needs. Headquartered in Mumbai, the financial hub of India, Finkurve focuses on providing both secured and unsecured loan products to individuals and businesses. With decades of experience in the financial industry, Finkurve continually adapts to the evolving market, ensuring accessibility and convenience for its wide customer base. The company offers a range of financial instruments, including bespoke loan options designed to empower customers to meet their financial goals. Finkurve provides loans against collateral, as well as unsecured lending solutions. These offerings support various financial requirements, from personal needs to business expansion. Finkurve distinguishes itself through its customer-centric approach, seeking to create long-term relationships based on trust and mutual growth. The company prides itself on transparency and adherence to regulatory standards, maintaining the highest level of integrity in all its operations. Finkurve Financial Services Limited, formerly known as Sanjay Leasing Limited, underwent a significant transformation to align with its vision for growth and expansion in the financial sector. The company's rebranding in March 2012 signified its dedication to offering innovative financial solutions while leveraging its wealth of experience. Today, Finkurve continues to strengthen its market presence by focusing on technology-driven processes, aiming to deliver seamless and efficient services. Finkurve's commitment to innovation and customer satisfaction positions it as a trusted player within India's vibrant NBFC sector.
Company Details
Key Leadership
Corporate Events
FINKURVE Share Price: Frequently Asked Questions
What is the current share price of Finkurve Financial Services Limited (FINKURVE)?
As of 30 Mar 2026, 12:06 pm IST, Finkurve Financial Services Limited share price is ₹51.10. The FINKURVE stock has a market capitalisation of ₹1.49K (Cr) on NSE/BSE.
Is FINKURVE share price Overvalued or Undervalued?
FINKURVE share price is currently trading at a P/E ratio of 72.64x, compared to the industry average of 22.03x. Based on this relative valuation, the Finkurve Financial Services Limited stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of FINKURVE share price?
The 52-week high of FINKURVE share price is ₹153.60 and the 52-week low is ₹51.55. These values are updated daily from NSE/BSE price data.
What factors affect the Finkurve Financial Services Limited share price?
Key factors influencing FINKURVE share price include quarterly earnings growth (Sales Growth: 50.63%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Finkurve Financial Services Limited a good stock for long-term investment?
Finkurve Financial Services Limited shows a 5-year Profit Growth of 34.00% and an ROE of 8.81%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 1.16 before investing in FINKURVE shares.
How does Finkurve Financial Services Limited compare with its industry peers?
Finkurve Financial Services Limited competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare FINKURVE share price P/E of 72.64x and ROE of 8.81% against the industry averages to determine competitive standing.
What is the P/E ratio of FINKURVE and what does it mean?
FINKURVE share price has a P/E ratio of 72.64x compared to the industry average of 22.03x. Investors pay ₹73 for every ₹1 of annual earnings.
How is FINKURVE performing according to Bull Run's analysis?
FINKURVE has a Bull Run fundamental score of 41.5/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does FINKURVE belong to?
FINKURVE operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Finkurve Financial Services Limited share price.
What is Return on Equity (ROE) and why is it important for FINKURVE?
FINKURVE has an ROE of 8.81%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Finkurve Financial Services Limited generates profits from shareholders capital.
How is FINKURVE debt-to-equity ratio and what does it indicate?
FINKURVE has a debt-to-equity ratio of 1.16, which indicates high leverage that increases financial risk.
What is FINKURVE dividend yield and is it a good dividend stock?
FINKURVE offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Finkurve Financial Services Limited shares.
How has FINKURVE share price grown over the past 5 years?
FINKURVE has achieved 5-year growth rates of: Sales Growth 53.83%, Profit Growth 34.00%, and EPS Growth 33.99%.
What is the promoter holding in FINKURVE and why does it matter?
Promoters hold 56.25% of FINKURVE shares, with 19.04% pledged. High promoter holding often indicates strong management confidence in Finkurve Financial Services Limited.
What is FINKURVE market capitalisation category?
FINKURVE has a market capitalisation of ₹1494 crores, placing it in the Small-cap category.
How volatile is FINKURVE stock?
FINKURVE has a beta of N/A. A beta > 1 suggests the Finkurve Financial Services Limited stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is FINKURVE operating profit margin trend?
FINKURVE has a 5-year average Operating Profit Margin (OPM) of 39.64%, indicating the company's operational efficiency.
How is FINKURVE quarterly performance?
Recent quarterly performance shows Finkurve Financial Services Limited YoY Sales Growth of 50.63% and YoY Profit Growth of 70.61%.
What is the institutional holding pattern in FINKURVE?
FINKURVE has FII holding of 6.71% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the Finkurve Financial Services Limited stock.