Equitas Small Finance Bank Limited Stock Price Today (NSE: EQUITASBNK)
Fundamental Score
Equitas Small Finance Bank Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Equitas Small Finance Bank Limited share price today is ₹51.73, down 3.69% on NSE/BSE as of 30 March 2026. Equitas Small Finance Bank Limited (EQUITASBNK) is a Mid-cap company in the Other Bank sector with a market capitalisation of ₹7.25K (Cr). The 52-week high for EQUITASBNK share price is ₹73.40 and the 52-week low is ₹50.00. The company has a Return on Equity (ROE) of 2.43% and a debt-to-equity ratio of 8.12.
Equitas Small Finance Bank Limited Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Equitas Small Finance Bank Limited Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Equitas Small Finance Bank Share Price: A Growth Strategist's Perspective
The landscape of Small Finance Banks (SFBs) is becoming increasingly competitive, with innovation in digital banking and hyper-local outreach crucial for success. This is especially true as some players like Fino Payments Bank venture into lending, blurring the lines between traditional banking and fintech. Analyzing the **Equitas Small Finance Bank share price** requires a deep dive into its financial performance and its position relative to its peers. Currently trading at ₹65.0, with no Price-to-Earnings (PE) ratio available, Equitas presents a mixed picture.
A significant concern is Equitas' Return on Capital Employed (ROCE) of 6.85%. This figure indicates the efficiency with which the bank is using its capital to generate profits. While positive, a lower ROCE compared to potentially higher returns available in other sectors could limit the company's ability to attract investment and fund future growth. Furthermore, a 6.85% ROCE also impacts the company's moat. A wider moat (strong competitive advantage) typically stems from superior profitability, which enables reinvestment and further strengthens market position. A lower ROCE can weaken this moat, making Equitas more vulnerable to competition from more efficient SFBs and larger banks.
Comparing Equitas to peers like
Utkarsh Small Finance Bank Limited, a closer look at management quality is essential. While Utkarsh has seen recent leadership transitions, the impact of such changes on strategic direction and operational efficiency needs to be carefully considered. The tenure and track record of Equitas' management are crucial factors in assessing its long-term prospects. It is important to note that management decisions have a direct bearing on lending practices, risk management, and ultimately, shareholder value.This analysis is part of a broader 80-parameter fundamental audit, meticulously verified by Sweta Mishra. This provides a comprehensive overview, including aspects like asset quality, cost of funds, and regulatory compliance. It is crucial to remember that this analysis is purely observational and does not constitute any investment recommendation.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Equitas Small Finance Bank Limited Fundamental Analysis & Valuation Benchmarking
Educational evaluation of EQUITASBNK across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Strong Operating Margins (44.24%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Robust Profit Growth (87.42%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Consistent Growth Track Record (19.00% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Strong Cash Generation (₹5974.82 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Strong Institutional Confidence (FII+DII: 63.87%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
8 factors identified
Below-Average Return on Equity (2.43%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (6.85%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Weak Earnings Growth (-11.09% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
Stagnant Profit Growth (-9.68% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity.
Elevated Debt Levels (D/E: 8.12)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (0.96x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Low Promoter Commitment (0.00%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Equitas Small Finance Bank Limited Financial Statements
Comprehensive financial data for Equitas Small Finance Bank Limited including income statement, balance sheet and cash flow
About EQUITASBNK (Equitas Small Finance Bank Limited)
Equitas Small Finance Bank Limited is a dynamic financial institution carving its niche in the Indian banking landscape. Beyond the traditional banking facade, Equitas operates wit...h a mission to empower underserved communities and fuel inclusive growth. It approaches its operational structure with a conscious blend of traditional banking principles and innovative, community-focused strategies. The bank's ethos extends beyond merely providing financial products; it aims to be a catalyst for socio-economic development, particularly for those at the bottom of the pyramid. Equitas distinguishes itself by fostering strong customer relationships, built on trust and understanding the unique needs of each individual and business it serves. At the heart of Equitas Small Finance Bank's operations lies a diverse range of services tailored to meet the financial requirements of a broad spectrum of customers. From thoughtfully designed savings and deposit schemes aimed at fostering financial security to customized lending solutions that support entrepreneurial aspirations, the bank strives to be a one-stop shop for financial empowerment. They specialize in reaching the micro, small, and medium enterprise sectors, providing access to credit and financial resources that are often inaccessible through conventional banking channels. The bank's holistic approach extends to creating accessible and user-friendly banking platforms, making financial services available and easy to understand for even the most financially novice customers. Furthermore, Equitas Small Finance Bank maintains a sharp focus on responsible and sustainable banking practices. They prioritize ethical lending, financial literacy initiatives, and community engagement programs. Beyond simply offering financial products, they are committed to cultivating financial well-being and empowering individuals to make informed financial decisions. By actively participating in local communities and investing in initiatives that promote economic development, Equitas demonstrates a deep commitment to making a positive impact on the lives of those it serves. They are not just a bank; they are a partner in their customers' journey towards financial stability and prosperity.
Company Details
Key Leadership
Corporate Events
EQUITASBNK Share Price: Frequently Asked Questions
What is the current share price of Equitas Small Finance Bank Limited (EQUITASBNK)?
As of 30 Mar 2026, 12:05 pm IST, Equitas Small Finance Bank Limited share price is ₹51.73. The EQUITASBNK stock has a market capitalisation of ₹7.25K (Cr) on NSE/BSE.
Is EQUITASBNK share price Overvalued or Undervalued?
EQUITASBNK share price is currently trading at a P/E ratio of 0.00x, compared to the industry average of 24.58x. Based on this relative valuation, the Equitas Small Finance Bank Limited stock appears to be Fairly Valued against its sector peers.
What is the 52-week high and low of EQUITASBNK share price?
The 52-week high of EQUITASBNK share price is ₹73.40 and the 52-week low is ₹50.00. These values are updated daily from NSE/BSE price data.
What factors affect the Equitas Small Finance Bank Limited share price?
Key factors influencing EQUITASBNK share price include quarterly earnings growth (Sales Growth: 4.02%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Equitas Small Finance Bank Limited a good stock for long-term investment?
Equitas Small Finance Bank Limited shows a 5-year Profit Growth of -9.68% and an ROE of 2.43%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 8.12 before investing in EQUITASBNK shares.
How does Equitas Small Finance Bank Limited compare with its industry peers?
Equitas Small Finance Bank Limited competes with major peers in the Other Bank. Investors should compare EQUITASBNK share price P/E of 0.00x and ROE of 2.43% against the industry averages to determine competitive standing.
What is the P/E ratio of EQUITASBNK and what does it mean?
EQUITASBNK share price has a P/E ratio of N/Ax compared to the industry average of 24.58x. Investors pay ₹N/A for every ₹1 of annual earnings.
How is EQUITASBNK performing according to Bull Run's analysis?
EQUITASBNK has a Bull Run fundamental score of 24/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does EQUITASBNK belong to?
EQUITASBNK operates in the Other Bank industry. This classification helps understand the competitive landscape and sector-specific trends affecting Equitas Small Finance Bank Limited share price.
What is Return on Equity (ROE) and why is it important for EQUITASBNK?
EQUITASBNK has an ROE of 2.43%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Equitas Small Finance Bank Limited generates profits from shareholders capital.
How is EQUITASBNK debt-to-equity ratio and what does it indicate?
EQUITASBNK has a debt-to-equity ratio of 8.12, which indicates high leverage that increases financial risk.
What is EQUITASBNK dividend yield and is it a good dividend stock?
EQUITASBNK offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Equitas Small Finance Bank Limited shares.
How has EQUITASBNK share price grown over the past 5 years?
EQUITASBNK has achieved 5-year growth rates of: Sales Growth 19.00%, Profit Growth -9.68%, and EPS Growth -11.09%.
What is the promoter holding in EQUITASBNK and why does it matter?
Promoters hold 0.00% of EQUITASBNK shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Equitas Small Finance Bank Limited.
What is EQUITASBNK market capitalisation category?
EQUITASBNK has a market capitalisation of ₹7246 crores, placing it in the Mid-cap category.
How volatile is EQUITASBNK stock?
EQUITASBNK has a beta of N/A. A beta > 1 suggests the Equitas Small Finance Bank Limited stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is EQUITASBNK operating profit margin trend?
EQUITASBNK has a 5-year average Operating Profit Margin (OPM) of 44.24%, indicating the company's operational efficiency.
How is EQUITASBNK quarterly performance?
Recent quarterly performance shows Equitas Small Finance Bank Limited YoY Sales Growth of 4.02% and YoY Profit Growth of 87.42%.
What is the institutional holding pattern in EQUITASBNK?
EQUITASBNK has FII holding of 15.67% and DII holding of 48.20%. Significant institutional holding often suggests professional confidence in the Equitas Small Finance Bank Limited stock.