DCB Bank Limited Stock Price Today (NSE: DCBBANK)
Fundamental Score
DCB Bank Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis
DCB Bank Limited share price today is ₹158.33, down 4.09% on NSE/BSE as of 30 March 2026. DCB Bank Limited (DCBBANK) is a Mid-cap company in the Private Sector Bank sector with a market capitalisation of ₹5.93K (Cr). The 52-week high for DCBBANK share price is ₹203.70 and the 52-week low is ₹110.10. At a P/E ratio of 8.85x, DCBBANK is currently trading below its industry average P/E of 15.23x. The company has a Return on Equity (ROE) of 11.43% and a debt-to-equity ratio of 11.85.
DCB Bank Limited Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
DCB Bank Limited Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
DCB Bank Share Price Analysis: ROCE Efficiency and Competitive Positioning
The private sector banking landscape is undergoing a significant shift, demanding heightened efficiency and strategic adaptation to navigate evolving customer expectations and regulatory landscapes. In this context, this analysis examines the financial health of DCB Bank Limited, focusing particularly on its Return on Capital Employed (ROCE). Currently, the DCB Bank share price stands at ₹192.25, with a Price-to-Earnings (PE) ratio of 8.85 and an ROCE of 7.67%. This analysis is part of a comprehensive 80-parameter fundamental audit verified by Sweta Mishra.
The 7.67% ROCE indicates the bank's ability to generate profit from its capital investments. This level of ROCE plays a crucial role in shaping the company's economic moat. A consistently higher ROCE than its cost of capital suggests a stronger moat, indicating sustainable competitive advantage. However, relative to its peers, this figure warrants closer scrutiny.
When considering DCB Bank Limited alongside its competitors like IndusInd Bank Ltd, Jacobs Solutions Inc, and Kotak Mahindra Bank Ltd, the ROCE provides a crucial benchmark. While IndusInd Bank Ltd may exhibit stronger growth in specific loan segments, one observational area is to contrast their approaches to risk management and capital allocation strategies. This is important as management quality can directly impact the consistency and sustainability of ROCE over the long term. Comparing DCB Bank's asset quality metrics, such as Gross Non-Performing Assets (GNPA), with that of IndusInd Bank Ltd, can provide insights into relative management effectiveness.
Furthermore, the relatively low PE ratio of 8.85, compared to sector averages, suggests the market might be undervaluing DCB Bank’s future earnings potential or reflecting concerns about its growth prospects. A detailed assessment of DCB Bank’s operational efficiency, branch network expansion, and technological adoption strategies would be crucial to understand the factors influencing its ROCE and, consequently, its long-term value creation capabilities. This analysis utilizes publicly available data and makes observations based on factual information; it does not offer investment recommendations.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
DCB Bank Limited Fundamental Analysis & Valuation Benchmarking
Educational evaluation of DCBBANK across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Strong Operating Margins (67.34%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 8.85 vs Industry: 15.23)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Strong Revenue Growth (16.22%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (12.84% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Strong Institutional Confidence (FII+DII: 42.42%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
5 factors identified
Suboptimal ROCE (7.67%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Elevated Debt Levels (D/E: 11.85)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.19x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-2086.23 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Low Promoter Commitment (14.66%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
DCB Bank Limited Financial Statements
Comprehensive financial data for DCB Bank Limited including income statement, balance sheet and cash flow
About DCBBANK (DCB Bank Limited)
DCB Bank Limited is a dynamic private sector bank in India, carving its niche through a customer-centric approach and a focus on technological innovation. The bank distinguishes it...self by offering a comprehensive suite of banking solutions tailored to meet the diverse needs of individuals, small businesses, and larger enterprises. DCB Bank's commitment to financial inclusion is evident in its strategic expansion into underserved regions, coupled with the development of specialized products designed to empower local communities. Beyond traditional banking services, DCB Bank embraces digital transformation, investing in cutting-edge platforms and channels to enhance customer experience and streamline operational efficiency. This blend of traditional banking values and modern technology positions DCB Bank as a forward-thinking player in the evolving financial landscape. With operations meticulously organized across key segments including Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking, DCB Bank delivers specialized expertise within each area. The Treasury department adeptly manages the bank's financial resources, while Corporate/Wholesale Banking caters to the complex financial requirements of businesses. Retail Banking forms a cornerstone, providing personalized services to individual customers, while Other Banking operations encompass a range of supplementary functions. This segmented approach enables DCB Bank to offer focused solutions, ensuring that customers receive tailored support and expertise specific to their unique financial goals. The bank's commitment to specialization drives efficiency and contributes to its overall growth. The core of DCB Bank's customer offerings includes a comprehensive array of deposit products designed to cater to diverse savings needs. From readily accessible current and savings accounts to specialized NRI accounts, recurring deposit schemes, and secure fixed deposit options, DCB Bank provides a range of choices to suit individual financial strategies. Complementing these deposit offerings are an array of convenient payment solutions, including debit cards, travel smart cards, and credit cards, empowering customers with seamless transaction capabilities. The bank's commitment to convenient payments extends to bill/utility payment facilities, domestic and international remittances, tax payment services, and POS terminal integrations, all reinforced by robust digital platforms such as IMPS, RTGS, and NEFT.
Company Details
Key Leadership
DCBBANK Share Price: Frequently Asked Questions
What is the current share price of DCB Bank Limited (DCBBANK)?
As of 30 Mar 2026, 12:05 pm IST, DCB Bank Limited share price is ₹158.33. The DCBBANK stock has a market capitalisation of ₹5.93K (Cr) on NSE/BSE.
Is DCBBANK share price Overvalued or Undervalued?
DCBBANK share price is currently trading at a P/E ratio of 8.85x, compared to the industry average of 15.23x. Based on this relative valuation, the DCB Bank Limited stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of DCBBANK share price?
The 52-week high of DCBBANK share price is ₹203.70 and the 52-week low is ₹110.10. These values are updated daily from NSE/BSE price data.
What factors affect the DCB Bank Limited share price?
Key factors influencing DCBBANK share price include quarterly earnings growth (Sales Growth: 16.22%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is DCB Bank Limited a good stock for long-term investment?
DCB Bank Limited shows a 5-year Profit Growth of 12.70% and an ROE of 11.43%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 11.85 before investing in DCBBANK shares.
How does DCB Bank Limited compare with its industry peers?
DCB Bank Limited competes with major peers in the Private Sector Bank. Investors should compare DCBBANK share price P/E of 8.85x and ROE of 11.43% against the industry averages to determine competitive standing.
What is the P/E ratio of DCBBANK and what does it mean?
DCBBANK share price has a P/E ratio of 8.85x compared to the industry average of 15.23x. Investors pay ₹9 for every ₹1 of annual earnings.
How is DCBBANK performing according to Bull Run's analysis?
DCBBANK has a Bull Run fundamental score of 36.5/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does DCBBANK belong to?
DCBBANK operates in the Private Sector Bank industry. This classification helps understand the competitive landscape and sector-specific trends affecting DCB Bank Limited share price.
What is Return on Equity (ROE) and why is it important for DCBBANK?
DCBBANK has an ROE of 11.43%, which shows decent profitability but room for improvement. ROE measures how efficiently DCB Bank Limited generates profits from shareholders capital.
How is DCBBANK debt-to-equity ratio and what does it indicate?
DCBBANK has a debt-to-equity ratio of 11.85, which indicates high leverage that increases financial risk.
What is DCBBANK dividend yield and is it a good dividend stock?
DCBBANK offers a dividend yield of 0.73%, meaning you receive ₹0.73 annual dividend for every ₹100 invested in DCB Bank Limited shares.
How has DCBBANK share price grown over the past 5 years?
DCBBANK has achieved 5-year growth rates of: Sales Growth 12.84%, Profit Growth 12.70%, and EPS Growth 12.42%.
What is the promoter holding in DCBBANK and why does it matter?
Promoters hold 14.66% of DCBBANK shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in DCB Bank Limited.
What is DCBBANK market capitalisation category?
DCBBANK has a market capitalisation of ₹5928 crores, placing it in the Mid-cap category.
How volatile is DCBBANK stock?
DCBBANK has a beta of N/A. A beta > 1 suggests the DCB Bank Limited stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is DCBBANK operating profit margin trend?
DCBBANK has a 5-year average Operating Profit Margin (OPM) of 67.34%, indicating the company's operational efficiency.
How is DCBBANK quarterly performance?
Recent quarterly performance shows DCB Bank Limited YoY Sales Growth of 16.22% and YoY Profit Growth of 18.29%.
What is the institutional holding pattern in DCBBANK?
DCBBANK has FII holding of 10.49% and DII holding of 31.93%. Significant institutional holding often suggests professional confidence in the DCB Bank Limited stock.