Csb Bank Ltd Stock Price Today (NSE: CSBBANK)
Fundamental Score
Csb Bank Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Csb Bank Ltd share price today is ₹340.50, down 3.21% on NSE/BSE as of 30 March 2026. Csb Bank Ltd (CSBBANK) is a Mid-cap company in the Private Sector Bank sector with a market capitalisation of ₹7.29K (Cr). The 52-week high for CSBBANK share price is ₹574.40 and the 52-week low is ₹287.55. At a P/E ratio of 11.74x, CSBBANK is currently trading below its industry average P/E of 15.23x. The company has a Return on Equity (ROE) of 14.31% and a debt-to-equity ratio of 9.36.
Csb Bank Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Csb Bank Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Csb Bank Share Price: A Conservative Value Investor's Perspective
Private sector banks in India present a compelling yet complex investment landscape. While offering growth potential driven by increasing financial inclusion, navigating regulatory changes and intense competition requires a cautious, value-oriented approach. This analysis examines the investment merits of Csb Bank share price through the lens of a conservative value investor prioritizing capital safety. A cursory look suggests the stock is trading at ₹413.79, with a PE ratio of 11.74.
A crucial factor for long-term sustainability is the bank's Return on Capital Employed (ROCE), currently at 7.11%. This figure indicates the efficiency with which Csb Bank Ltd utilizes its capital to generate profits. A lower ROCE, while not inherently negative, signals a weaker economic moat compared to banks with consistently higher returns. This potentially makes it more susceptible to competitive pressures and economic downturns. Furthermore, persistent low ROCE can hinder the bank's ability to reinvest in growth initiatives and maintain a healthy dividend payout ratio over the long term. This needs to be compared to historical data to assess if it is an anomaly or a trend.
Comparing Csb Bank Ltd with its peers provides further context. For instance, while a thorough assessment of
IndusInd Bank Ltd would be required, anecdotal evidence suggests varied management quality within the private sector banking space. Assessing management's track record in navigating challenging economic cycles and maintaining asset quality is critical. Poor management can erode shareholder value, irrespective of a bank's initial valuation.The PE ratio of 11.74 suggests that Csb Bank share price might be undervalued relative to its earnings. However, a low PE ratio alone isn't sufficient to warrant an investment. Deep diving into the bank's asset quality, loan book composition, and non-performing asset (NPA) ratios is vital. A comprehensive examination of these fundamental factors, alongside factors like credit rating migrations over the last 5 years, is essential to assess the true intrinsic value and the margin of safety before considering any investment decision. This analysis forms a small part of an 80-parameter fundamental audit, verified by Sweta Mishra, that helps evaluate the overall financial health and investment viability of Csb Bank Ltd.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Csb Bank Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of CSBBANK across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Strong Operating Margins (58.07%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 11.74 vs Industry: 15.23)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Strong Revenue Growth (28.25%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (18.96% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (113.59% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (113.60% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Institutional Confidence (FII+DII: 30.33%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
5 factors identified
Suboptimal ROCE (7.11%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Elevated Debt Levels (D/E: 9.36)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.33x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-1342.04 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Csb Bank Ltd Financial Statements
Comprehensive financial data for Csb Bank Ltd including income statement, balance sheet and cash flow
About CSBBANK (Csb Bank Ltd)
CSB Bank Ltd is a venerable institution steeped in history, having served the Indian populace for over a century. The bank distinguishes itself within the private sector through it...s deep-rooted understanding of the local market dynamics and a commitment to fostering economic growth at the grassroots level. Its legacy is built on a foundation of trust and reliability, making it a familiar name in households and businesses alike. CSB Bank offers a comprehensive suite of banking services tailored to meet the diverse needs of its customers, ranging from traditional deposit accounts to modern digital banking solutions. Its strategic focus on customer centricity is reflected in its personalized service and unwavering dedication to building long-term relationships. The bank's operational structure is thoughtfully organized into distinct segments, allowing it to effectively cater to varied customer profiles. Through its retail banking division, CSB Bank provides a wide array of products and services, encompassing savings and current accounts, fixed deposits, and insurance offerings. These offerings aim to facilitate financial security and growth for individuals and families. The corporate/wholesale banking segment caters to the specific requirements of businesses, providing customized financial solutions to support their expansion and success. Meanwhile, the treasury division manages the bank's financial assets, ensuring liquidity and profitability. With a commitment to prudent risk management and a robust regulatory framework, CSB Bank strives to maintain stability and transparency in all its operations. CSB Bank prides itself on its ability to blend traditional banking values with innovative technological solutions. The bank recognizes the evolving needs of its customers and has invested significantly in digital banking platforms to provide convenient and accessible services. From mobile banking apps to online portals, CSB Bank leverages technology to streamline transactions, enhance customer experience, and expand its reach. Furthermore, the bank actively promotes financial literacy and inclusion through various outreach programs, empowering individuals to make informed financial decisions and participate in the formal banking system. This focus on social responsibility and ethical banking practices sets CSB Bank apart as a trusted partner in the financial well-being of its customers and the overall economic development of the nation.
Company Details
Key Leadership
CSBBANK Share Price: Frequently Asked Questions
What is the current share price of Csb Bank Ltd (CSBBANK)?
As of 30 Mar 2026, 12:02 pm IST, Csb Bank Ltd share price is ₹340.50. The CSBBANK stock has a market capitalisation of ₹7.29K (Cr) on NSE/BSE.
Is CSBBANK share price Overvalued or Undervalued?
CSBBANK share price is currently trading at a P/E ratio of 11.74x, compared to the industry average of 15.23x. Based on this relative valuation, the Csb Bank Ltd stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of CSBBANK share price?
The 52-week high of CSBBANK share price is ₹574.40 and the 52-week low is ₹287.55. These values are updated daily from NSE/BSE price data.
What factors affect the Csb Bank Ltd share price?
Key factors influencing CSBBANK share price include quarterly earnings growth (Sales Growth: 28.25%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Csb Bank Ltd a good stock for long-term investment?
Csb Bank Ltd shows a 5-year Profit Growth of 113.60% and an ROE of 14.31%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 9.36 before investing in CSBBANK shares.
How does Csb Bank Ltd compare with its industry peers?
Csb Bank Ltd competes with major peers in the Private Sector Bank. Investors should compare CSBBANK share price P/E of 11.74x and ROE of 14.31% against the industry averages to determine competitive standing.
What is the P/E ratio of CSBBANK and what does it mean?
CSBBANK share price has a P/E ratio of 11.74x compared to the industry average of 15.23x. Investors pay ₹12 for every ₹1 of annual earnings.
How is CSBBANK performing according to Bull Run's analysis?
CSBBANK has a Bull Run fundamental score of 57.6/100, indicating moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does CSBBANK belong to?
CSBBANK operates in the Private Sector Bank industry. This classification helps understand the competitive landscape and sector-specific trends affecting Csb Bank Ltd share price.
What is Return on Equity (ROE) and why is it important for CSBBANK?
CSBBANK has an ROE of 14.31%, which shows decent profitability but room for improvement. ROE measures how efficiently Csb Bank Ltd generates profits from shareholders capital.
How is CSBBANK debt-to-equity ratio and what does it indicate?
CSBBANK has a debt-to-equity ratio of 9.36, which indicates high leverage that increases financial risk.
What is CSBBANK dividend yield and is it a good dividend stock?
CSBBANK offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Csb Bank Ltd shares.
How has CSBBANK share price grown over the past 5 years?
CSBBANK has achieved 5-year growth rates of: Sales Growth 18.96%, Profit Growth 113.60%, and EPS Growth 113.59%.
What is the promoter holding in CSBBANK and why does it matter?
Promoters hold 40.00% of CSBBANK shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Csb Bank Ltd.
What is CSBBANK market capitalisation category?
CSBBANK has a market capitalisation of ₹7292 crores, placing it in the Mid-cap category.
How volatile is CSBBANK stock?
CSBBANK has a beta of N/A. A beta > 1 suggests the Csb Bank Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is CSBBANK operating profit margin trend?
CSBBANK has a 5-year average Operating Profit Margin (OPM) of 58.07%, indicating the company's operational efficiency.
How is CSBBANK quarterly performance?
Recent quarterly performance shows Csb Bank Ltd YoY Sales Growth of 28.25% and YoY Profit Growth of 15.84%.
What is the institutional holding pattern in CSBBANK?
CSBBANK has FII holding of 14.23% and DII holding of 16.10%. Significant institutional holding often suggests professional confidence in the Csb Bank Ltd stock.