Cindrella Financial Services Ltd Stock Price Today (NSE: CINDRELL)
Cindrella Financial Services Ltd
Fundamental Score
Cindrella Financial Services Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Cindrella Financial Services Ltd share price today is ₹8.88, down 4.82% on NSE/BSE as of 30 March 2026. Cindrella Financial Services Ltd (CINDRELL) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹6.01 (Cr). The 52-week high for CINDRELL share price is ₹15.24 and the 52-week low is ₹8.60. At a P/E ratio of 66.78x, CINDRELL is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 2.91% and a debt-to-equity ratio of 0.00.
Cindrella Financial Services Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Cindrella Financial Services Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Cindrella Financial Services Share Price: A Conservative Value Investor's Perspective
The Non-Banking Financial Company (NBFC) sector, while presenting opportunities for high growth, often carries significant risk due to its dependence on macroeconomic factors and the quality of its loan book. This analysis focuses on the Cindrella Financial Services share price from the viewpoint of a conservative value investor, prioritizing capital safety. Currently trading at ₹9.5 with a PE ratio of 66.78, Cindrella Financial Services presents a mixed picture that warrants careful scrutiny.
A concerning factor is the company's Return on Capital Employed (ROCE) of 2.61%. This low ROCE suggests limited profitability and efficiency in utilizing capital. For a value investor, a low ROCE significantly weakens the company’s economic moat, making it vulnerable to competition and reducing its ability to generate sustainable long-term value. A strong moat is crucial for protecting investments from market volatility and ensuring consistent returns. A low ROCE indicates the company might struggle to reinvest profits effectively and generate future growth.
Compared to its peers, particularly
Apollo Finvest, Cindrella Financial Services Ltd appears to lag in certain crucial metrics. While Apollo Finvest's management has historically demonstrated a track record of prudent risk management and efficient capital allocation, observations suggest that Cindrella Financial Services may face challenges in these areas. This difference in management quality is a significant consideration for conservative investors who prioritize stability and sustainable growth.The elevated PE ratio of 66.78, significantly higher than the sector average, implies that the market has high expectations for future growth. However, the low ROCE raises questions about the sustainability of this growth, which makes it very risky. Bengal & Assam and Fedders Holding Ltd might offer similar or better risk-adjusted returns. This observation is part of a comprehensive 80-parameter fundamental audit verified by Sweta Mishra. The audit encompasses various aspects like debt levels, cash flow, management integrity, and competitive landscape. The objective is to provide a dispassionate outlook and assess the company's long-term financial health.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Cindrella Financial Services Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of CINDRELL across key market metrics for learning purposes.
Positive Indicators
4 factors identified
Strong Operating Margins (73.08%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Consistent Growth Track Record (23.81% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
8 factors identified
Below-Average Return on Equity (2.91%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (2.61%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Premium Valuation Risk (P/E: 66.78x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Revenue Contraction (-25.00%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Weak Earnings Growth (-17.26% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
Stagnant Profit Growth (-17.26% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity.
Negative Free Cash Flow (₹-0.68 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Cindrella Financial Services Ltd Financial Statements
Comprehensive financial data for Cindrella Financial Services Ltd including income statement, balance sheet and cash flow
About CINDRELL (Cindrella Financial Services Ltd)
Cindrella Financial Services Ltd is a registered Non-Banking Financial Company (NBFC) operating within the Indian financial landscape. Established with the core objective of foster...ing financial inclusion and empowerment, CINDRELL focuses on providing tailored financial solutions to a diverse clientele. Their operations are characterized by a commitment to understanding the unique financial needs of individuals and businesses within their operational radius. With a keen understanding of the nuances of the Indian market, CINDRELL strives to bridge the gap between conventional banking services and the underserved sectors of the economy. Their comprehensive suite of financial offerings is designed to fuel growth and development, fostering prosperity at both individual and enterprise levels. Operating under the regulatory framework established by the Reserve Bank of India (RBI), CINDRELL adheres to stringent guidelines and best practices in the industry. The company places a high premium on transparency and ethical conduct, ensuring responsible lending practices and upholding the trust of its stakeholders. CINDRELL's operational model revolves around building strong relationships with its clients, providing personalized attention and guidance to navigate the complexities of the financial world. They leverage their expertise and experience to offer strategic financial solutions that empower individuals and businesses to achieve their goals. Furthermore, CINDRELL continually seeks to innovate and adapt to the evolving needs of the market, ensuring their relevance and impact in the long term. While many NBFCs serve large metropolitian cities, CINDRELL distinguishes itself by focusing on Tier II and Tier III cities, and rural regions where access to formal financial services may be limited. This targeted approach allows the company to make a tangible difference in the lives of individuals and contribute to the economic growth of these communities. CINDRELL offers a range of loan products, including microloans, small business loans, and personal loans, catering to the varied financial requirements of its target demographic. Their understanding of the local markets, coupled with their streamlined processes and customer-centric approach, positions CINDRELL as a key player in driving financial inclusion and fostering economic development across the region.
Company Details
Key Leadership
Latest News
CINDRELL Share Price: Frequently Asked Questions
What is the current share price of Cindrella Financial Services Ltd (CINDRELL)?
As of 30 Mar 2026, 12:07 pm IST, Cindrella Financial Services Ltd share price is ₹8.88. The CINDRELL stock has a market capitalisation of ₹6.01 (Cr) on NSE/BSE.
Is CINDRELL share price Overvalued or Undervalued?
CINDRELL share price is currently trading at a P/E ratio of 66.78x, compared to the industry average of 22.03x. Based on this relative valuation, the Cindrella Financial Services Ltd stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of CINDRELL share price?
The 52-week high of CINDRELL share price is ₹15.24 and the 52-week low is ₹8.60. These values are updated daily from NSE/BSE price data.
What factors affect the Cindrella Financial Services Ltd share price?
Key factors influencing CINDRELL share price include quarterly earnings growth (Sales Growth: -25.00%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Cindrella Financial Services Ltd a good stock for long-term investment?
Cindrella Financial Services Ltd shows a 5-year Profit Growth of -17.26% and an ROE of 2.91%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing in CINDRELL shares.
How does Cindrella Financial Services Ltd compare with its industry peers?
Cindrella Financial Services Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare CINDRELL share price P/E of 66.78x and ROE of 2.91% against the industry averages to determine competitive standing.
What is the P/E ratio of CINDRELL and what does it mean?
CINDRELL share price has a P/E ratio of 66.78x compared to the industry average of 22.03x. Investors pay ₹67 for every ₹1 of annual earnings.
How is CINDRELL performing according to Bull Run's analysis?
CINDRELL has a Bull Run fundamental score of 15.8/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does CINDRELL belong to?
CINDRELL operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Cindrella Financial Services Ltd share price.
What is Return on Equity (ROE) and why is it important for CINDRELL?
CINDRELL has an ROE of 2.91%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Cindrella Financial Services Ltd generates profits from shareholders capital.
How is CINDRELL debt-to-equity ratio and what does it indicate?
CINDRELL has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk.
What is CINDRELL dividend yield and is it a good dividend stock?
CINDRELL offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Cindrella Financial Services Ltd shares.
How has CINDRELL share price grown over the past 5 years?
CINDRELL has achieved 5-year growth rates of: Sales Growth 23.81%, Profit Growth -17.26%, and EPS Growth -17.26%.
What is the promoter holding in CINDRELL and why does it matter?
Promoters hold 30.21% of CINDRELL shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Cindrella Financial Services Ltd.
What is CINDRELL market capitalisation category?
CINDRELL has a market capitalisation of ₹6 crores, placing it in the Small-cap category.
How volatile is CINDRELL stock?
CINDRELL has a beta of N/A. A beta > 1 suggests the Cindrella Financial Services Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is CINDRELL operating profit margin trend?
CINDRELL has a 5-year average Operating Profit Margin (OPM) of 73.08%, indicating the company's operational efficiency.
How is CINDRELL quarterly performance?
Recent quarterly performance shows Cindrella Financial Services Ltd YoY Sales Growth of -25.00% and YoY Profit Growth of 0.00%.
What is the institutional holding pattern in CINDRELL?
CINDRELL has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the Cindrella Financial Services Ltd stock.