Challani Capital Ltd Stock Price Today (NSE: CHALLANI)
Fundamental Score
Challani Capital Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Challani Capital Ltd share price today is ₹19.02, down 11.64% on NSE/BSE as of 30 March 2026. Challani Capital Ltd (CHALLANI) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹38.24 (Cr). The 52-week high for CHALLANI share price is ₹33.12 and the 52-week low is ₹17.70. At a P/E ratio of 20.90x, CHALLANI is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 28.22% and a debt-to-equity ratio of 0.05.
Challani Capital Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Challani Capital Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Challani Capital Share Price: A Conservative Value Investor's Perspective
The Non-Banking Financial Company (NBFC) sector is currently navigating a landscape characterized by increased regulatory scrutiny and fluctuating interest rate environments. This necessitates a particularly cautious approach to valuation, especially when considering opportunities like Challani Capital share price at ₹20.36. This analysis, part of a comprehensive 80-parameter fundamental audit verified by Sweta Mishra, focuses on capital preservation and downside risk, rather than speculative growth potential.
At a PE ratio of 20.9, Challani Capital's valuation appears to be relatively in line with, or potentially slightly above, some of its peers. While a direct comparison to peers like
Apollo Finvest should consider not just financial metrics but also qualitative factors like management quality and long-term strategic vision, the premium on Challani Capital cannot be justified using current information.A notable strength of Challani Capital is its Return on Capital Employed (ROCE) of 28.22%. ROCE is a critical metric as it indicates how efficiently the company is deploying capital to generate profits. A consistently high ROCE, such as this, can suggest a developing competitive advantage or "moat". This efficiency in capital allocation, if maintained, could translate to increased earnings and shareholder value over the long term. However, it is important to ascertain how sustainable that ROCE is within the current macro environment.
From a conservative value investing perspective, further due diligence is necessary to ascertain if Challani Capital's current valuation adequately reflects the inherent risks within the NBFC sector. The company's ability to maintain its strong ROCE in the face of evolving market conditions and regulatory changes will be crucial in determining its long-term investment attractiveness. We observe that a deep dive into their loan book quality and NPA management will be critical before taking a decision.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Challani Capital Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of CHALLANI across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Strong Return on Equity (28.22%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Excellent ROCE Performance (28.22%)
Observation: Superior returns on capital employed across business operations.
Analysis: ROCE >15% demonstrates efficient capital deployment and strong operational performance.
Strong Operating Margins (44.84%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Consistent Growth Track Record (142.39% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (26.61% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (32.54% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Conservative Debt Levels (D/E: 0.05)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Balanced Promoter Holding (75.00%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Risk Factors
3 factors identified
Profit Decline Concern (-86.11%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
High Share Pledging Risk (53.35%)
Observation: Significant promoter share pledging creates potential overhang.
Analysis: High pledging levels may create selling pressure during market downturns.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Challani Capital Ltd Financial Statements
Comprehensive financial data for Challani Capital Ltd including income statement, balance sheet and cash flow
About CHALLANI (Challani Capital Ltd)
Challani Capital Ltd is a Non-Banking Financial Company (NBFC) rooted in Chennai, India, and stands as a provider of diverse financial solutions tailored to the Indian market. Sinc...e its incorporation in 1990, Challani has dedicated itself to facilitating access to credit for a wide spectrum of needs. The company's core offerings encompass a range of secured loan products designed to meet varied customer requirements. These include loans secured against property, providing individuals and businesses with access to capital against the value of their real estate assets. Challani's commitment extends to the transportation sector through its vehicle loan offerings, catering to the financing needs of both commercial and personal vehicle owners. Challani Capital Ltd further extends its services to address specific financial needs within the community. Recognizing the enduring value of gold as an asset, Challani provides gold loans, offering customers quick access to funds while leveraging their gold holdings. This offering allows individuals to unlock the value of their assets without having to liquidate them. Additionally, Challani supports educational aspirations through its education loan products, enabling students to pursue higher education and career advancement. Formerly known as Indo Asian Finance Limited, the company adopted its current name, Challani Capital Limited, in August 2023, marking a new chapter in its long-standing history. Challani Capital Ltd operates with a focus on bridging financial gaps and empowering individuals and businesses across India. By offering a diversified portfolio of loan products, CHALLANI aims to contribute to economic growth and financial inclusion. The company's extensive range of vehicle loan solutions includes funding for heavy, medium, intermediate, and light-duty trucks, pick-up trucks, and even mini-trucks, reflecting its commitment to serving the transportation industry. Operating from its base in Chennai, Challani is dedicated to providing accessible and tailored financial solutions to its customers. With a history spanning over three decades, the company continues to evolve and adapt to the ever-changing financial landscape.
Company Details
Key Leadership
Corporate Events
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CHALLANI Share Price: Frequently Asked Questions
What is the current share price of Challani Capital Ltd (CHALLANI)?
As of 30 Mar 2026, 12:07 pm IST, Challani Capital Ltd share price is ₹19.02. The CHALLANI stock has a market capitalisation of ₹38.24 (Cr) on NSE/BSE.
Is CHALLANI share price Overvalued or Undervalued?
CHALLANI share price is currently trading at a P/E ratio of 20.90x, compared to the industry average of 22.03x. Based on this relative valuation, the Challani Capital Ltd stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of CHALLANI share price?
The 52-week high of CHALLANI share price is ₹33.12 and the 52-week low is ₹17.70. These values are updated daily from NSE/BSE price data.
What factors affect the Challani Capital Ltd share price?
Key factors influencing CHALLANI share price include quarterly earnings growth (Sales Growth: 2.86%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Challani Capital Ltd a good stock for long-term investment?
Challani Capital Ltd shows a 5-year Profit Growth of 32.54% and an ROE of 28.22%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.05 before investing in CHALLANI shares.
How does Challani Capital Ltd compare with its industry peers?
Challani Capital Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare CHALLANI share price P/E of 20.90x and ROE of 28.22% against the industry averages to determine competitive standing.
What is the P/E ratio of CHALLANI and what does it mean?
CHALLANI share price has a P/E ratio of 20.90x compared to the industry average of 22.03x. Investors pay ₹21 for every ₹1 of annual earnings.
How is CHALLANI performing according to Bull Run's analysis?
CHALLANI has a Bull Run fundamental score of 36.6/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does CHALLANI belong to?
CHALLANI operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Challani Capital Ltd share price.
What is Return on Equity (ROE) and why is it important for CHALLANI?
CHALLANI has an ROE of 28.22%, which indicates excellent management efficiency. ROE measures how efficiently Challani Capital Ltd generates profits from shareholders capital.
How is CHALLANI debt-to-equity ratio and what does it indicate?
CHALLANI has a debt-to-equity ratio of 0.05, which indicates conservative financing with low financial risk.
What is CHALLANI dividend yield and is it a good dividend stock?
CHALLANI offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Challani Capital Ltd shares.
How has CHALLANI share price grown over the past 5 years?
CHALLANI has achieved 5-year growth rates of: Sales Growth 142.39%, Profit Growth 32.54%, and EPS Growth 26.61%.
What is the promoter holding in CHALLANI and why does it matter?
Promoters hold 75.00% of CHALLANI shares, with 53.35% pledged. High promoter holding often indicates strong management confidence in Challani Capital Ltd.
What is CHALLANI market capitalisation category?
CHALLANI has a market capitalisation of ₹38 crores, placing it in the Small-cap category.
How volatile is CHALLANI stock?
CHALLANI has a beta of N/A. A beta > 1 suggests the Challani Capital Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is CHALLANI operating profit margin trend?
CHALLANI has a 5-year average Operating Profit Margin (OPM) of 44.84%, indicating the company's operational efficiency.
How is CHALLANI quarterly performance?
Recent quarterly performance shows Challani Capital Ltd YoY Sales Growth of 2.86% and YoY Profit Growth of -86.11%.
What is the institutional holding pattern in CHALLANI?
CHALLANI has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the Challani Capital Ltd stock.