Bank of Maharashtra Stock Price Today (NSE: MAHABANK)
Fundamental Score
Bank of Maharashtra Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Bank of Maharashtra share price today is ₹61.33, down 1.60% on NSE/BSE as of 30 March 2026. Bank of Maharashtra (MAHABANK) is a Large-cap company in the Public Sector Bank sector with a market capitalisation of ₹44.34K (Cr). The 52-week high for MAHABANK share price is ₹77.00 and the 52-week low is ₹42.00. At a P/E ratio of 7.28x, MAHABANK is currently trading below its industry average P/E of 8.20x. The company has a Return on Equity (ROE) of 22.81% and a debt-to-equity ratio of 10.66.
Bank of Maharashtra Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Bank of Maharashtra Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Bank of Maharashtra Share Price: A Conservative Investor's Perspective
For a conservative value investor focused on capital preservation, assessing the risk-reward profile of a Public Sector Bank (PSB) like Bank of Maharashtra is crucial. A unique challenge in analyzing PSBs stems from the inherent influence of government policies and the need to balance social mandates with profitability. This analysis focuses on evaluating the Bank of Maharashtra share price and its underlying financials from a safety-first viewpoint.
Currently trading with a PE ratio of 7.28, the Bank of Maharashtra share price appears superficially attractive. However, a deeper dive into its fundamentals is necessary. The Return on Capital Employed (ROCE) of 5.72% is a key area of concern. ROCE indicates how efficiently a company generates profit from its capital. A ROCE of 5.72% might struggle to build a strong competitive moat; a higher ROCE would allow the bank to reinvest more aggressively and widen its lead. The lower ROCE is compared to industry average, raises red flags.
Comparing Bank of Maharashtra to its peers is also insightful. For instance, assessing management quality in comparison to
Punjab & Sind Bank is paramount. While quantitative metrics provide a snapshot, understanding the managerial competency and their track record in navigating the PSB landscape is crucial for long-term safety. An experienced and effective management team is pivotal for navigating the challenges unique to public sector banking, like efficiently reducing NPAs and managing political influence.Ultimately, a conservative investor must carefully weigh the potential upside of the Bank of Maharashtra share price against the inherent risks, particularly concerning its relatively low ROCE and the operational environment of Public Sector Banks. This analysis is a small part of a comprehensive 80-parameter fundamental audit verified by Sweta Mishra. Investors should conduct their own due diligence before making any investment decisions.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Bank of Maharashtra Fundamental Analysis & Valuation Benchmarking
Educational evaluation of MAHABANK across key market metrics for learning purposes.
Positive Indicators
9 factors identified
Strong Return on Equity (22.81%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Strong Operating Margins (55.66%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Robust Profit Growth (25.20%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (18.46%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (16.76% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (60.49% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (69.68% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Cash Generation (₹25652.49 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
3 factors identified
Suboptimal ROCE (5.72%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Elevated Debt Levels (D/E: 10.66)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.45x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Bank of Maharashtra Financial Statements
Comprehensive financial data for Bank of Maharashtra including income statement, balance sheet and cash flow
About MAHABANK (Bank of Maharashtra)
Bank of Maharashtra is a venerable institution deeply interwoven with the fabric of India's financial history, a key player in the nation's public sector banking landscape. Rooted ...in a legacy spanning over eight decades, MAHABANK, as it is fondly known, stands as a pillar of trust and stability for millions across the country. Its extensive network of branches, strategically positioned throughout urban and rural areas, ensures accessibility and convenience for a diverse clientele. Beyond brick-and-mortar locations, Bank of Maharashtra embraces technological advancements, offering a robust suite of digital banking solutions that cater to the evolving needs of modern consumers, empowering them to manage their finances with ease and efficiency. The bank's commitment to financial inclusion is palpable, reaching out to underserved communities and fostering economic empowerment through tailored products and services. MAHABANK's operations are broad, encompassing a diverse range of financial activities that cater to individuals, businesses, and institutions alike. From accepting a wide array of deposits to providing crucial lending facilities, the bank serves as a cornerstone of financial activity. Its loan portfolio spans various sectors, supporting homeownership dreams with housing loans, facilitating transportation with vehicle and car loans, and enabling access to education with specialized schemes. Beyond traditional lending, Bank of Maharashtra actively promotes sustainable development through green financing options, empowering individuals and businesses to invest in environmentally conscious initiatives such as rooftop solar panels. The bank is also involved in facilitating international trade, providing services and support to businesses engaged in import and export activities. More than just a financial institution, Bank of Maharashtra embodies a deep sense of social responsibility. It actively participates in community development initiatives, striving to improve the lives of individuals and contribute to the overall progress of the nation. Through its various programs and partnerships, MAHABANK supports education, healthcare, and other vital sectors, reinforcing its commitment to creating a positive social impact. The bank's ethical and transparent practices, coupled with its strong corporate governance framework, solidify its reputation as a reliable and trustworthy partner for individuals and businesses alike. Ultimately, Bank of Maharashtra aims to be more than just a bank, aspiring to be a catalyst for growth, a champion of financial inclusion, and a partner in building a prosperous future for India.
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MAHABANK Share Price: Frequently Asked Questions
What is the current share price of Bank of Maharashtra (MAHABANK)?
As of 30 Mar 2026, 12:05 pm IST, Bank of Maharashtra share price is ₹61.33. The MAHABANK stock has a market capitalisation of ₹44.34K (Cr) on NSE/BSE.
Is MAHABANK share price Overvalued or Undervalued?
MAHABANK share price is currently trading at a P/E ratio of 7.28x, compared to the industry average of 8.20x. Based on this relative valuation, the Bank of Maharashtra stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of MAHABANK share price?
The 52-week high of MAHABANK share price is ₹77.00 and the 52-week low is ₹42.00. These values are updated daily from NSE/BSE price data.
What factors affect the Bank of Maharashtra share price?
Key factors influencing MAHABANK share price include quarterly earnings growth (Sales Growth: 18.46%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Bank of Maharashtra a good stock for long-term investment?
Bank of Maharashtra shows a 5-year Profit Growth of 69.68% and an ROE of 22.81%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 10.66 before investing in MAHABANK shares.
How does Bank of Maharashtra compare with its industry peers?
Bank of Maharashtra competes with major peers in the Public Sector Bank. Investors should compare MAHABANK share price P/E of 7.28x and ROE of 22.81% against the industry averages to determine competitive standing.
What is the P/E ratio of MAHABANK and what does it mean?
MAHABANK share price has a P/E ratio of 7.28x compared to the industry average of 8.20x. Investors pay ₹7 for every ₹1 of annual earnings.
How is MAHABANK performing according to Bull Run's analysis?
MAHABANK has a Bull Run fundamental score of 64.9/100, indicating moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does MAHABANK belong to?
MAHABANK operates in the Public Sector Bank industry. This classification helps understand the competitive landscape and sector-specific trends affecting Bank of Maharashtra share price.
What is Return on Equity (ROE) and why is it important for MAHABANK?
MAHABANK has an ROE of 22.81%, which indicates excellent management efficiency. ROE measures how efficiently Bank of Maharashtra generates profits from shareholders capital.
How is MAHABANK debt-to-equity ratio and what does it indicate?
MAHABANK has a debt-to-equity ratio of 10.66, which indicates high leverage that increases financial risk.
What is MAHABANK dividend yield and is it a good dividend stock?
MAHABANK offers a dividend yield of 2.60%, meaning you receive ₹2.60 annual dividend for every ₹100 invested in Bank of Maharashtra shares.
How has MAHABANK share price grown over the past 5 years?
MAHABANK has achieved 5-year growth rates of: Sales Growth 16.76%, Profit Growth 69.68%, and EPS Growth 60.49%.
What is the promoter holding in MAHABANK and why does it matter?
Promoters hold 79.60% of MAHABANK shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Bank of Maharashtra.
What is MAHABANK market capitalisation category?
MAHABANK has a market capitalisation of ₹44342 crores, placing it in the Large-cap category.
How volatile is MAHABANK stock?
MAHABANK has a beta of N/A. A beta > 1 suggests the Bank of Maharashtra stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is MAHABANK operating profit margin trend?
MAHABANK has a 5-year average Operating Profit Margin (OPM) of 55.66%, indicating the company's operational efficiency.
How is MAHABANK quarterly performance?
Recent quarterly performance shows Bank of Maharashtra YoY Sales Growth of 18.46% and YoY Profit Growth of 25.20%.
What is the institutional holding pattern in MAHABANK?
MAHABANK has FII holding of 2.35% and DII holding of 10.06%. Significant institutional holding often suggests professional confidence in the Bank of Maharashtra stock.