Bank of India Stock Price Today (NSE: BANKINDIA)
Fundamental Score
Bank of India Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Bank of India share price today is ₹136.99, down 3.02% on NSE/BSE as of 30 March 2026. Bank of India (BANKINDIA) is a Large-cap company in the Public Sector Bank sector with a market capitalisation of ₹67.07K (Cr). The 52-week high for BANKINDIA share price is ₹178.36 and the 52-week low is ₹103.00. At a P/E ratio of 6.69x, BANKINDIA is currently trading below its industry average P/E of 8.20x. The company has a Return on Equity (ROE) of 12.35% and a debt-to-equity ratio of 11.67.
Bank of India Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Bank of India Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Bank of India Share Price Analysis: A Conservative Investor's Perspective
Analyzing the Bank of India share price requires a cautious approach, especially considering the unique dynamics of Public Sector Banks (PSBs). One critical insight is the significant influence of government policy and regulation on their operations, often overriding purely market-driven forces. This governmental involvement creates both opportunities and risks, demanding a deeper dive beyond simple financial ratios. This analysis of Bank of India share price is part of a comprehensive, 80-parameter fundamental audit, verified by Sweta Mishra.
Currently, Bank of India trades at a Price-to-Earnings (PE) ratio of 6.69, with the share price around ₹163.66. While this might appear attractive at first glance, a conservative value investor must scrutinize the Return on Capital Employed (ROCE) of 6.17%. This ROCE is a crucial metric, impacting the bank's ability to generate profits from its invested capital. A lower ROCE can be indicative of inefficient capital allocation or operational challenges within the institution.
The banking sector, particularly within PSBs, exhibits varying degrees of management quality. For instance, when comparing Bank of India with
Punjab & Sind Bank, differences in management efficiency and strategic direction may become apparent, potentially impacting their long-term performance and resilience. Assessing the consistency and effectiveness of Bank of India's leadership is vital to understand its sustainability.The 6.17% ROCE is a key factor in assessing Bank of India's potential "moat," or competitive advantage. A higher ROCE generally indicates a stronger ability to defend market share and maintain profitability. A relatively lower ROCE suggests the bank might face challenges in generating above-average returns, making it susceptible to competitive pressures and economic downturns. A conservative investor will meticulously evaluate how this ROCE translates into long-term value creation, focusing on capital safety and downside protection. The sustainability of the current share price will depend on the bank's ability to improve its ROCE and operational efficiency.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Bank of India Fundamental Analysis & Valuation Benchmarking
Educational evaluation of BANKINDIA across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Strong Operating Margins (63.53%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Excellent EPS Growth (33.06% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (38.07% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Cash Generation (₹6531.41 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (73.38%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
3 factors identified
Suboptimal ROCE (6.17%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Elevated Debt Levels (D/E: 11.67)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.27x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Bank of India Financial Statements
Comprehensive financial data for Bank of India including income statement, balance sheet and cash flow
About BANKINDIA (Bank of India)
Bank of India is a colossus among India's public sector banks, a financial institution deeply interwoven with the nation's economic fabric. With a history stretching back over a ce...ntury, it stands as a testament to enduring strength and unwavering commitment to serving the diverse needs of its populace. Imagine a network that spans the length and breadth of the country, a presence felt in bustling metropolitan centers and quiet rural communities alike. Bank of India embodies a comprehensive approach to banking, extending its reach far beyond the traditional brick-and-mortar branches. It's a digital landscape where innovative technologies blend seamlessly with time-honored practices, ensuring that financial solutions are both accessible and convenient for all. The bank's offerings are a reflection of India's vibrant economy and its citizens' evolving aspirations. From nurturing the dreams of budding entrepreneurs with tailored business loans to helping families secure their futures with affordable housing finance, Bank of India is a trusted partner on their journey. The institution also plays a pivotal role in supporting the agricultural sector, providing vital credit and financial services to farmers and rural communities. Think of it as a bridge connecting the aspirations of individuals and businesses with the resources they need to thrive. The bank embraces its responsibility to foster financial inclusion, empowering individuals from all walks of life to participate fully in the nation's economic progress. Beyond its domestic reach, Bank of India has carved a niche for itself on the global stage, establishing a presence in key international markets. This international network allows the bank to facilitate cross-border trade and investment, further strengthening India's ties with the global economy. The institution continues to adapt to the ever-changing financial landscape, embracing innovation and upholding the highest standards of corporate governance. Bank of India's legacy is one of unwavering dedication to its customers, its employees, and the nation as a whole.
Company Details
Key Leadership
Corporate Events
Latest News
BANKINDIA Share Price: Frequently Asked Questions
What is the current share price of Bank of India (BANKINDIA)?
As of 30 Mar 2026, 12:02 pm IST, Bank of India share price is ₹136.99. The BANKINDIA stock has a market capitalisation of ₹67.07K (Cr) on NSE/BSE.
Is BANKINDIA share price Overvalued or Undervalued?
BANKINDIA share price is currently trading at a P/E ratio of 6.69x, compared to the industry average of 8.20x. Based on this relative valuation, the Bank of India stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of BANKINDIA share price?
The 52-week high of BANKINDIA share price is ₹178.36 and the 52-week low is ₹103.00. These values are updated daily from NSE/BSE price data.
What factors affect the Bank of India share price?
Key factors influencing BANKINDIA share price include quarterly earnings growth (Sales Growth: 6.04%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Bank of India a good stock for long-term investment?
Bank of India shows a 5-year Profit Growth of 38.07% and an ROE of 12.35%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 11.67 before investing in BANKINDIA shares.
How does Bank of India compare with its industry peers?
Bank of India competes with major peers in the Public Sector Bank. Investors should compare BANKINDIA share price P/E of 6.69x and ROE of 12.35% against the industry averages to determine competitive standing.
What is the P/E ratio of BANKINDIA and what does it mean?
BANKINDIA share price has a P/E ratio of 6.69x compared to the industry average of 8.20x. Investors pay ₹7 for every ₹1 of annual earnings.
How is BANKINDIA performing according to Bull Run's analysis?
BANKINDIA has a Bull Run fundamental score of 49.4/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does BANKINDIA belong to?
BANKINDIA operates in the Public Sector Bank industry. This classification helps understand the competitive landscape and sector-specific trends affecting Bank of India share price.
What is Return on Equity (ROE) and why is it important for BANKINDIA?
BANKINDIA has an ROE of 12.35%, which shows decent profitability but room for improvement. ROE measures how efficiently Bank of India generates profits from shareholders capital.
How is BANKINDIA debt-to-equity ratio and what does it indicate?
BANKINDIA has a debt-to-equity ratio of 11.67, which indicates high leverage that increases financial risk.
What is BANKINDIA dividend yield and is it a good dividend stock?
BANKINDIA offers a dividend yield of 2.75%, meaning you receive ₹2.75 annual dividend for every ₹100 invested in Bank of India shares.
How has BANKINDIA share price grown over the past 5 years?
BANKINDIA has achieved 5-year growth rates of: Sales Growth 10.86%, Profit Growth 38.07%, and EPS Growth 33.06%.
What is the promoter holding in BANKINDIA and why does it matter?
Promoters hold 73.38% of BANKINDIA shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Bank of India.
What is BANKINDIA market capitalisation category?
BANKINDIA has a market capitalisation of ₹67075 crores, placing it in the Large-cap category.
How volatile is BANKINDIA stock?
BANKINDIA has a beta of N/A. A beta > 1 suggests the Bank of India stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is BANKINDIA operating profit margin trend?
BANKINDIA has a 5-year average Operating Profit Margin (OPM) of 63.53%, indicating the company's operational efficiency.
How is BANKINDIA quarterly performance?
Recent quarterly performance shows Bank of India YoY Sales Growth of 6.04% and YoY Profit Growth of 6.42%.
What is the institutional holding pattern in BANKINDIA?
BANKINDIA has FII holding of 4.24% and DII holding of 15.63%. Significant institutional holding often suggests professional confidence in the Bank of India stock.