Arc Finance Ltd Stock Price Today (NSE: ARCFIN)
Fundamental Score
Arc Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Arc Finance Ltd share price today is ₹0.45, down 4.00% on NSE/BSE as of 30 March 2026. Arc Finance Ltd (ARCFIN) is a Small-cap company in the Other Financial Services sector with a market capitalisation of ₹61.88 (Cr). The 52-week high for ARCFIN share price is ₹1.54 and the 52-week low is ₹0.48. The company has a Return on Equity (ROE) of 4.43% and a debt-to-equity ratio of 0.15.
Arc Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Arc Finance Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Arc Finance Share Price: A Conservative Value Investor's Perspective
The "Arc Finance share price" currently stands at ₹0.66. In the often-opaque world of Other Financial Services, it's crucial to recognize that not all firms operate with the same level of transparency and diligence. This necessitates a highly selective approach, prioritizing capital preservation above all else. This analysis forms a small part of a larger, 80-parameter fundamental audit of Arc Finance, independently verified by Sweta Mishra, focusing on key financial health indicators.
The absence of a Price-to-Earnings (PE) ratio for Arc Finance warrants immediate scrutiny. This typically signals negative or negligible earnings, demanding a deeper dive into the company's profitability and future prospects. We must understand the reasons behind the lack of profitability before considering any investment.
Arc Finance Ltd reports a Return on Capital Employed (ROCE) of 7.44%. As a conservative value investor, I view ROCE as a critical metric for assessing a company's ability to generate profits from its capital base. While 7.44% is positive, it's crucial to compare this figure to the company's cost of capital. A higher ROCE signifies a wider economic moat and a greater ability to create value. However, the current level suggests a limited moat, potentially making it vulnerable to competition and economic downturns. The strength of Arc Finance's ROCE relative to its peers is another factor to consider.
When evaluating firms like Arc Finance, comparing management quality is paramount. Consider
Sumedha Fiscal Services Ltd; understanding the capital allocation decisions, strategic vision, and historical track record of both management teams offers valuable insights. A business can appear successful when tailwinds are blowing, but leadership quality is most apparent during market headwinds. The analysis of leadership is qualitative and necessarily involves professional judgment after due consultation.Further investigation into Arc Finance's balance sheet, cash flow statement, and competitive landscape is essential to form a more comprehensive assessment. Only through thorough due diligence, including an understanding of the regulatory environment and potential risks, can a conservative investor make an informed decision regarding the long-term sustainability and intrinsic value of the "Arc Finance share price".
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Arc Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of ARCFIN across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Strong Revenue Growth (62.09%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (22.99% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (70.44% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (69.01% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Conservative Debt Levels (D/E: 0.15)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
7 factors identified
Below-Average Return on Equity (4.43%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (7.44%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Profit Decline Concern (-96.45%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Weak Interest Coverage (-9.81x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-71.62 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Low Promoter Commitment (6.97%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Arc Finance Ltd Financial Statements
Comprehensive financial data for Arc Finance Ltd including income statement, balance sheet and cash flow
About ARCFIN (Arc Finance Ltd)
Arc Finance Ltd is a Kolkata-based financial entity operating within India's dynamic other financial services sector. Established in 1982 and formerly known as ARC Modellors & Serv...ices Limited, ARCFIN transitioned to its current name in 1993, signaling a strategic shift towards its present focus. The company's core business revolves around providing loan and advance facilities, catering to diverse segments within the Indian market. Beyond lending, ARCFIN delivers a suite of financial services designed to meet the evolving needs of its clientele. Headquartered in the bustling metropolis of Kolkata, the company actively participates in shaping India's financial landscape. ARCFIN's operations encompass a range of activities beyond traditional lending. The organization engages in the investment and trading of securities, indicating a diversification strategy aimed at maximizing returns and managing risk. This facet of the business suggests a sophisticated understanding of financial markets and a commitment to deploying capital strategically. By participating in securities trading, ARCFIN demonstrates its ability to adapt to market fluctuations and capitalize on emerging opportunities. This diverse portfolio reflects a proactive approach to generating revenue streams and strengthening its financial standing within the competitive industry. As a participant in the non-banking finance sector, Arc Finance Ltd plays a vital role in extending credit and financial services to individuals and businesses. With its long-standing presence in the Indian market, ARCFIN brings a wealth of experience to its operations. Its commitment to providing loans, offering diverse financial services, and engaging in securities trading positions it as a player within the industry. Based in Kolkata, ARCFIN contributes to the economic activity of the region and the broader Indian economy through its financial activities.
Company Details
Key Leadership
ARCFIN Share Price: Frequently Asked Questions
What is the current share price of Arc Finance Ltd (ARCFIN)?
As of 30 Mar 2026, 12:06 pm IST, Arc Finance Ltd share price is ₹0.45. The ARCFIN stock has a market capitalisation of ₹61.88 (Cr) on NSE/BSE.
Is ARCFIN share price Overvalued or Undervalued?
ARCFIN share price is currently trading at a P/E ratio of 0.00x, compared to the industry average of 30.94x. Based on this relative valuation, the Arc Finance Ltd stock appears to be Fairly Valued against its sector peers.
What is the 52-week high and low of ARCFIN share price?
The 52-week high of ARCFIN share price is ₹1.54 and the 52-week low is ₹0.48. These values are updated daily from NSE/BSE price data.
What factors affect the Arc Finance Ltd share price?
Key factors influencing ARCFIN share price include quarterly earnings growth (Sales Growth: 62.09%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Arc Finance Ltd a good stock for long-term investment?
Arc Finance Ltd shows a 5-year Profit Growth of 69.01% and an ROE of 4.43%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.15 before investing in ARCFIN shares.
How does Arc Finance Ltd compare with its industry peers?
Arc Finance Ltd competes with major peers in the Other Financial Services. Investors should compare ARCFIN share price P/E of 0.00x and ROE of 4.43% against the industry averages to determine competitive standing.
What is the P/E ratio of ARCFIN and what does it mean?
ARCFIN share price has a P/E ratio of N/Ax compared to the industry average of 30.94x. Investors pay ₹N/A for every ₹1 of annual earnings.
How is ARCFIN performing according to Bull Run's analysis?
ARCFIN has a Bull Run fundamental score of 38.2/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does ARCFIN belong to?
ARCFIN operates in the Other Financial Services industry. This classification helps understand the competitive landscape and sector-specific trends affecting Arc Finance Ltd share price.
What is Return on Equity (ROE) and why is it important for ARCFIN?
ARCFIN has an ROE of 4.43%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Arc Finance Ltd generates profits from shareholders capital.
How is ARCFIN debt-to-equity ratio and what does it indicate?
ARCFIN has a debt-to-equity ratio of 0.15, which indicates conservative financing with low financial risk.
What is ARCFIN dividend yield and is it a good dividend stock?
ARCFIN offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Arc Finance Ltd shares.
How has ARCFIN share price grown over the past 5 years?
ARCFIN has achieved 5-year growth rates of: Sales Growth 22.99%, Profit Growth 69.01%, and EPS Growth 70.44%.
What is the promoter holding in ARCFIN and why does it matter?
Promoters hold 6.97% of ARCFIN shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Arc Finance Ltd.
What is ARCFIN market capitalisation category?
ARCFIN has a market capitalisation of ₹62 crores, placing it in the Small-cap category.
How volatile is ARCFIN stock?
ARCFIN has a beta of N/A. A beta > 1 suggests the Arc Finance Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is ARCFIN operating profit margin trend?
ARCFIN has a 5-year average Operating Profit Margin (OPM) of 12.87%, indicating the company's operational efficiency.
How is ARCFIN quarterly performance?
Recent quarterly performance shows Arc Finance Ltd YoY Sales Growth of 62.09% and YoY Profit Growth of -96.45%.
What is the institutional holding pattern in ARCFIN?
ARCFIN has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the Arc Finance Ltd stock.